Credit Acceptance (CACC) EV to EBIT (2011 - 2026)
Credit Acceptance's (CACC) EV to EBIT was 6.23 for Q3 2026, up 28.6% from 4.85 a year earlier and up 3.3% from the prior quarter.
Credit Acceptance (CACC) EV to EBIT (2011 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Credit Acceptance's EV to EBIT came in at 6.17, up 56.0% year-over-year; for FY2025, it came in at 4.58, down 35.4% from FY2024.
- By year, EV to EBIT came in at 7.09 in FY2024 (-32.4%), 10.50 in FY2023 (+52.6%), 6.88 in FY2022 (+1.1%) and 6.81 in FY2021 (-13.5%).
- The Q3 2026 figure ranks as the highest quarterly EV to EBIT since Q1 2025.
- Year over year, EV to EBIT gained in two of the last eight quarters, with an average decline of 24.2%.
- The high point for year-over-year EV to EBIT in five years was Q2 2023 (growth of 95.9%); the low point was Q2 2025 (a decline of 47.1%).
- Per Business Quant data, the three quarters before Q3 2026 came in at 6.03 (Q2 2026), 4.16 (Q1 2026) and 4.58 (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - |
| 10 | Credit Acceptance | 5.41 Bn | 5.36 Bn | 577.00 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 6.23 |
| Jun 30, 2026 | 6.03 |
| Mar 31, 2026 | 4.16 |
| Dec 31, 2025 | 4.58 |
| Sep 30, 2025 | 4.85 |
| Jun 30, 2025 | 5.58 |
| Mar 31, 2025 | 6.70 |
| Dec 31, 2024 | 7.09 |
| Sep 30, 2024 | 8.13 |
| Jun 30, 2024 | 10.55 |
| Mar 31, 2024 | 10.66 |
| Dec 31, 2023 | 10.50 |
| Sep 30, 2023 | 8.87 |
| Jun 30, 2023 | 10.04 |
| Mar 31, 2023 | 7.57 |
| Dec 31, 2022 | 6.88 |
| Sep 30, 2022 | 5.71 |
| Jun 30, 2022 | 5.13 |
| Mar 31, 2022 | 5.10 |
| Dec 31, 2021 | 6.81 |
Credit Acceptance EV to EBIT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-ebit&ticker=CACC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-ebit", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-ebit&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();