Growth Metrics

Credit Acceptance (CACC) Return on Invested Capital (2016 - 2025)

Credit Acceptance (CACC) has disclosed Return on Invested Capital for 15 consecutive years, with 0.16% as the latest value for Q4 2025.

  • Quarterly Return on Invested Capital rose 30.0% to 0.16% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.16% through Dec 2025, up 30.0% year-over-year, with the annual reading at 0.23% for FY2025, 44.0% up from the prior year.
  • Return on Invested Capital hit 0.16% in Q4 2025 for Credit Acceptance, up from 1.03% in the prior quarter.
  • In the past five years, Return on Invested Capital ranged from a high of 0.62% in Q3 2024 to a low of 1.03% in Q3 2025.
  • Historically, Return on Invested Capital has averaged 0.15% across 5 years, with a median of 0.18% in 2025.
  • Biggest five-year swings in Return on Invested Capital: skyrocketed 92bps in 2024 and later tumbled -164bps in 2025.
  • Year by year, Return on Invested Capital stood at 0.14% in 2021, then tumbled by -478bps to 0.51% in 2022, then soared by 145bps to 0.23% in 2023, then plummeted by -294bps to 0.45% in 2024, then surged by 65bps to 0.16% in 2025.
  • Business Quant data shows Return on Invested Capital for CACC at 0.16% in Q4 2025, 1.03% in Q3 2025, and 0.6% in Q2 2025.