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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Return on Invested Capital (2016 - 2025)

Credit Acceptance's Return on Invested Capital history spans 15 years, with the latest figure at 0.84% for Q4 2025.

  • For Q4 2025, Return on Invested Capital fell 168.0% year-over-year to 0.84%; the TTM value through Dec 2025 reached 0.84%, down 168.0%, while the annual FY2025 figure was 0.79%, 147.0% down from the prior year.
  • Return on Invested Capital for Q4 2025 was 0.84% at Credit Acceptance, down from 1.69% in the prior quarter.
  • Across five years, Return on Invested Capital topped out at 1.69% in Q3 2025 and bottomed at 0.84% in Q4 2025.
  • The 5-year median for Return on Invested Capital is 0.06% (2023), against an average of 0.04%.
  • The largest YoY upside for Return on Invested Capital was 232bps in 2025 against a maximum downside of -168bps in 2025.
  • A 5-year view of Return on Invested Capital shows it stood at 0.6% in 2021, then surged by 116bps to 0.09% in 2022, then plummeted by -326bps to 0.21% in 2023, then soared by 497bps to 0.85% in 2024, then plummeted by -199bps to 0.84% in 2025.
  • Per Business Quant, the three most recent readings for CACC's Return on Invested Capital are 0.84% (Q4 2025), 1.69% (Q3 2025), and 1.38% (Q2 2025).