Credit Acceptance (CACC) Return on Invested Capital (2011 - 2025)

Credit Acceptance's (CACC) quarterly Return on Invested Capital came in at 0.0% in Q4 2025, little changed year-on-year from 0.0% in Q4 2024, and up 84.7% quarter-over-quarter from 0.01% in Q3 2025.

Credit Acceptance (CACC) Return on Invested Capital (2011 - 2025) Analysis & Trends

Credit Acceptance has disclosed Return on Invested Capital across 15 years of filings, most recently posting 0.0% for Q4 2025.

  • Return on Invested Capital for Q4 2025 came in at 0.0%, changed 0.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.0% (changed 0.0% YoY), and the FY2025 annual result was 0.0%, changed 0.0% from the prior year.
  • Return on Invested Capital came in at 0.0% for Q4 2025 at Credit Acceptance, up from 0.01% in the prior quarter.
  • In the past five years, Return on Invested Capital ranged from a high of 0.01% in Q3 2024 to a low of 0.01% in Q3 2025.
  • The 5-year median for Return on Invested Capital is 0.0% (2023), against an average of 0.0%.
  • Across the five-year window, Return on Invested Capital grew 1 bps in 2023 and slipped 2 bps in 2025, its largest moves.
  • Credit Acceptance's Return on Invested Capital stood at 0.0% in 2021, then tumbled by 478 bps to 0.01% in 2022, then jumped by 145 bps to 0.0% in 2023, then sank by 294 bps to 0.0% in 2024, then soared by 65 bps to 0.0% in 2025.
  • The last three Return on Invested Capital figures came in at 0.0% (Q4 2025), 0.01% (Q3 2025), and 0.01% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROIC (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.00%
2 Mastercard 437.48 Bn 427.27 Bn - 0.02%
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.00%
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.00%
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.00%
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.00%
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.00%
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 0.00%
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.00%
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn 0.00%

Historic Data

Download Data
DateValue
Dec 31, 2025 0.00%
Sep 30, 2025 -0.01%
Jun 30, 2025 -0.01%
Mar 31, 2025 -0.01%
Dec 31, 2024 0.00%
Sep 30, 2024 0.01%
Jun 30, 2024 0.00%
Mar 31, 2024 0.00%
Dec 31, 2023 0.00%
Sep 30, 2023 0.00%
Jun 30, 2023 0.00%
Mar 31, 2023 0.00%
Dec 31, 2022 -0.01%
Sep 30, 2022 0.00%
Jun 30, 2022 0.00%
Mar 31, 2022 0.00%
Dec 31, 2021 0.00%
Sep 30, 2021 0.00%
Jun 30, 2021 0.00%
Mar 31, 2021 0.00%