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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Return on Equity (2016 - 2025)

Credit Acceptance (CACC) has disclosed Return on Equity for 15 consecutive years, with 0.27% as the latest value for Q4 2025.

  • Quarterly Return on Equity rose 13.0% to 0.27% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.27% through Dec 2025, up 13.0% year-over-year, with the annual reading at 0.26% for FY2025, 12.0% up from the prior year.
  • Return on Equity hit 0.27% in Q4 2025 for Credit Acceptance, down from 0.29% in the prior quarter.
  • In the past five years, Return on Equity ranged from a high of 0.56% in Q1 2022 to a low of 0.11% in Q2 2024.
  • Historically, Return on Equity has averaged 0.29% across 5 years, with a median of 0.27% in 2025.
  • Biggest five-year swings in Return on Equity: surged 32bps in 2021 and later tumbled -31bps in 2023.
  • Year by year, Return on Equity stood at 0.51% in 2021, then tumbled by -34bps to 0.33% in 2022, then plummeted by -50bps to 0.17% in 2023, then dropped by -12bps to 0.15% in 2024, then surged by 87bps to 0.27% in 2025.
  • Business Quant data shows Return on Equity for CACC at 0.27% in Q4 2025, 0.29% in Q3 2025, and 0.26% in Q2 2025.