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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Return on Equity (2016 - 2025)

Credit Acceptance's Return on Equity history spans 15 years, with the latest figure at 0.27% for Q4 2025.

  • For Q4 2025, Return on Equity rose 13.0% year-over-year to 0.27%; the TTM value through Dec 2025 reached 0.27%, up 13.0%, while the annual FY2025 figure was 0.26%, 12.0% up from the prior year.
  • Return on Equity for Q4 2025 was 0.27% at Credit Acceptance, down from 0.29% in the prior quarter.
  • Across five years, Return on Equity topped out at 0.56% in Q1 2022 and bottomed at 0.11% in Q2 2024.
  • The 5-year median for Return on Equity is 0.27% (2025), against an average of 0.29%.
  • The largest annual shift saw Return on Equity skyrocketed 32bps in 2021 before it plummeted -31bps in 2023.
  • A 5-year view of Return on Equity shows it stood at 0.51% in 2021, then plummeted by -34bps to 0.33% in 2022, then crashed by -50bps to 0.17% in 2023, then fell by -12bps to 0.15% in 2024, then skyrocketed by 87bps to 0.27% in 2025.
  • Per Business Quant, the three most recent readings for CACC's Return on Equity are 0.27% (Q4 2025), 0.29% (Q3 2025), and 0.26% (Q2 2025).