Credit Acceptance (CACC) Debt Ratio (2010 - 2026)

Credit Acceptance has disclosed Debt Ratio across 17 years of filings, most recently posting 0.58 for Q2 2026.

• In Q2 2026, Debt Ratio fell 5.66% year-over-year to 0.58; the TTM figure through Jun 2026 stood at 0.58 (down 5.66% YoY), while the FY2025 annual figure was 0.6, down 1.3% from the prior year.
• Debt Ratio came in at 0.58 for Q2 2026 at Credit Acceptance, down from 0.59 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.62 in Q2 2025 to a low of 0.52 in Q2 2023.
• Average Debt Ratio over 5 years is 0.57, with a median of 0.57 recorded in 2024.
• Year-over-year, Debt Ratio climbed 15.46% in 2024 and declined 5.66% in 2026.
• Over 5 years, Debt Ratio stood at 0.54 in 2022, then dropped by 3.61% to 0.52 in 2023, then gained by 15.46% to 0.61 in 2024, then declined by 1.3% to 0.6 in 2025, then decreased by 2.61% to 0.58 in 2026.
• Per Business Quant data, the three most recent Debt Ratio figures were 0.58 in Q2 2026, 0.59 in Q1 2026, and 0.6 in Q4 2025.