Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Debt Ratio (2016 - 2025)

Credit Acceptance's Debt Ratio history spans 16 years, with the latest figure at 0.6 for Q4 2025.

  • On a quarterly basis, Debt Ratio fell 1.3% to 0.6 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.6, a 1.3% decrease, with the full-year FY2025 number at 0.6, down 1.3% from a year prior.
  • Debt Ratio hit 0.6 in Q4 2025 for Credit Acceptance, up from 0.02 in the prior quarter.
  • Over the last five years, Debt Ratio for CACC hit a ceiling of 0.61 in Q1 2025 and a floor of 0.0 in Q2 2025.
  • Historically, Debt Ratio has averaged 0.18 across 5 years, with a median of 0.04 in 2022.
  • The widest YoY moves for Debt Ratio: up 59098.49% in 2025, down 99.86% in 2025.
  • Tracing CACC's Debt Ratio over 5 years: stood at 0.54 in 2021, then tumbled by 78.71% to 0.12 in 2022, then increased by 12.94% to 0.13 in 2023, then soared by 365.93% to 0.61 in 2024, then fell by 1.3% to 0.6 in 2025.
  • Business Quant data shows Debt Ratio for CACC at 0.6 in Q4 2025, 0.02 in Q3 2025, and 0.0 in Q2 2025.