Credit Acceptance (CACC) Debt Ratio (2010 - 2026)

Credit Acceptance has reported Debt Ratio for 16 years, with the latest figure at 0.01 in Q4 2025.

• Quarterly Debt Ratio fell 97.95% year-over-year to 0.01 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.01 (down 97.95% YoY) and the FY2025 annual result came in at 0.01, down 97.95% from the prior year.
• Debt Ratio fell to 0.01 in Q4 2025 per CACC's latest filing, from 0.59 in the prior quarter.
• Over five years, Debt Ratio peaked at 0.61 in Q1 2025 and troughed at 0.0 in Q4 2022.
• A 5-year average of 0.16 and a median of 0.03 in 2023 frame the typical range for Debt Ratio.
• The sharpest annual moves came in 2021 and 2023: Debt Ratio plunged 99.72% in 2021, then jumped 40584.56% in 2023.
• Over 5 years, Debt Ratio stood at 0.0 in 2021, then slipped by 6.3% to 0.0 in 2022, then surged by 40584.56% to 0.52 in 2023, then climbed by 15.46% to 0.61 in 2024, then slumped by 97.95% to 0.01 in 2025.
• According to Business Quant data, Debt Ratio over the past three periods registered 0.01, 0.59, and 0.12 for Q4 2025, Q3 2025, and Q2 2025 respectively.