Credit Acceptance (CACC) Debt Ratio (2010 - 2025)

Credit Acceptance (CACC) has 16 years of Debt Ratio data on file, last reported at 0.6 in Q4 2025.

• Quarterly Debt Ratio fell 1.3% year-over-year to 0.6 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.6 (down 1.3% YoY) and the FY2025 annual result came in at 0.6, down 1.3% from the prior year.
• Debt Ratio improved to 0.6 in Q4 2025 per CACC's latest filing, from 0.02 in the prior quarter.
• The five-year high for Debt Ratio was 0.61 in Q1 2025, with the low at 0.0 in Q2 2025.
• Average Debt Ratio over 5 years is 0.18, with a median of 0.04 recorded in 2022.
• The widest YoY moves for Debt Ratio: up 59098.49% in 2025, down 99.86% in 2025.
• Credit Acceptance's Debt Ratio stood at 0.54 in 2021, then plunged by 78.71% to 0.12 in 2022, then gained by 12.94% to 0.13 in 2023, then surged by 365.93% to 0.61 in 2024, then decreased by 1.3% to 0.6 in 2025.
• Business Quant data shows CACC's Debt Ratio at 0.6 in Q4 2025, 0.02 in Q3 2025, and 0.0 in Q2 2025.