Credit Acceptance Corp (CACC) Debt Ratio (2010 - 2026)
Credit Acceptance's (CACC) Debt Ratio came in at 0.58 for Q2 2026, down 5.7% from 0.62 a year earlier and down 0.8% from the prior quarter.
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Analysis
Credit Acceptance Corp (CACC) Debt Ratio (2010 - 2026) Analysis & Trends
For FY2025, Credit Acceptance's Debt Ratio stood at 0.60, down 1.3% from FY2024.
- In prior years, Credit Acceptance's Debt Ratio was 0.61 in FY2024 (+15.5%), 0.52 in FY2023 (-3.6%), 0.54 in FY2022 (+0.6%) and 0.54 in FY2021 (+9.1%).
- The Q2 2026 figure stands as the lowest quarterly Debt Ratio since Q1 2024.
- On a year-over-year basis, Debt Ratio has declined in each of the last four quarters, with growth averaging 3.7% over the last eight quarters.
- The strongest year-over-year quarter for Debt Ratio in the past five years was Q4 2024, with growth of 15.5%; the weakest was Q2 2026, with a decline of 5.7%.
- According to Business Quant data, Debt Ratio for the three prior quarters was 0.59 (Q1 2026), 0.60 (Q4 2025) and 0.59 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.73 |
| Mar 31, 2026 | 0.74 |
| Dec 31, 2025 | 0.74 |
| Sep 30, 2025 | 0.74 |
| Jun 30, 2025 | 0.74 |
| Mar 31, 2025 | 0.72 |
| Dec 31, 2024 | 0.72 |
| Sep 30, 2024 | 0.72 |
| Jun 30, 2024 | 0.72 |
| Mar 31, 2024 | 0.69 |
| Dec 31, 2023 | 0.67 |
| Sep 30, 2023 | 0.67 |
| Jun 30, 2023 | 0.66 |
| Mar 31, 2023 | 0.66 |
| Dec 31, 2022 | 0.66 |
| Sep 30, 2022 | 0.67 |
| Jun 30, 2022 | 0.69 |
| Mar 31, 2022 | 0.67 |
| Dec 31, 2021 | 0.65 |
| Sep 30, 2021 | 0.64 |
API Access
Credit Acceptance Corp Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();