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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Debt Ratio (2016 - 2025)

Credit Acceptance (CACC) has disclosed Debt Ratio for 16 consecutive years, with 0.6 as the latest value for Q4 2025.

  • Quarterly Debt Ratio fell 1.3% to 0.6 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.6 through Dec 2025, down 1.3% year-over-year, with the annual reading at 0.6 for FY2025, 1.3% down from the prior year.
  • Debt Ratio hit 0.6 in Q4 2025 for Credit Acceptance, up from 0.02 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.61 in Q1 2025 to a low of 0.0 in Q2 2025.
  • Historically, Debt Ratio has averaged 0.18 across 5 years, with a median of 0.04 in 2022.
  • Biggest YoY gain for Debt Ratio was 59098.49% in 2025; the steepest drop was 99.86% in 2025.
  • Year by year, Debt Ratio stood at 0.54 in 2021, then crashed by 78.71% to 0.12 in 2022, then rose by 12.94% to 0.13 in 2023, then skyrocketed by 365.93% to 0.61 in 2024, then dropped by 1.3% to 0.6 in 2025.
  • Business Quant data shows Debt Ratio for CACC at 0.6 in Q4 2025, 0.02 in Q3 2025, and 0.0 in Q2 2025.