Credit Acceptance (CACC) Debt Ratio (2010 - 2025)

Credit Acceptance has disclosed Debt Ratio across 16 years of filings, most recently posting 0.6 for Q4 2025.

• Debt Ratio for Q4 2025 came in at 0.6, down 1.3% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.6 (down 1.3% YoY), and the FY2025 annual result was 0.6, down 1.3% from the prior year.
• Debt Ratio came in at 0.6 for Q4 2025 at Credit Acceptance, up from 0.02 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.61 in Q1 2025 to a low of 0.0 in Q2 2025.
• The 5-year median for Debt Ratio is 0.04 (2022), against an average of 0.18.
• Peak annual rise in Debt Ratio reached 59098.49% in 2025, while the deepest fall reached 99.86% in 2025.
• Credit Acceptance's Debt Ratio stood at 0.54 in 2021, then tumbled by 78.71% to 0.12 in 2022, then grew by 12.94% to 0.13 in 2023, then surged by 365.93% to 0.61 in 2024, then declined by 1.3% to 0.6 in 2025.
• The last three Debt Ratio figures came in at 0.6 (Q4 2025), 0.02 (Q3 2025), and 0.0 (Q2 2025), per Business Quant data.