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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Debt Ratio: 2010-2025

Historic Debt Ratio for Credit Acceptance (CACC) over the last 15 years, with Sep 2025 value amounting to 0.59.

  • Credit Acceptance's Debt Ratio fell 1.88% to 0.59 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.59, marking a year-over-year decrease of 1.88%. This contributed to the annual value of 0.61 for FY2024, which is 15.46% up from last year.
  • Latest data reveals that Credit Acceptance reported Debt Ratio of 0.59 as of Q3 2025, which was down 3.72% from 0.62 recorded in Q2 2025.
  • Over the past 5 years, Credit Acceptance's Debt Ratio peaked at 0.62 during Q2 2025, and registered a low of 0.03 during Q2 2021.
  • Over the past 3 years, Credit Acceptance's median Debt Ratio value was 0.59 (recorded in 2024), while the average stood at 0.48.
  • In the last 5 years, Credit Acceptance's Debt Ratio dropped by 5.95% in 2021 and then skyrocketed by 1,601.03% in 2024.
  • Quarterly analysis of 5 years shows Credit Acceptance's Debt Ratio stood at 0.54 in 2021, then increased by 0.64% to 0.54 in 2022, then dropped by 3.61% to 0.52 in 2023, then rose by 15.46% to 0.61 in 2024, then dropped by 1.88% to 0.59 in 2025.
  • Its last three reported values are 0.59 in Q3 2025, 0.62 for Q2 2025, and 0.61 during Q1 2025.