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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Debt Ratio (2016 - 2025)

Historic Debt Ratio for Credit Acceptance (CACC) over the last 16 years, with Q4 2025 value amounting to 0.6.

  • Credit Acceptance's Debt Ratio fell 129.59% to 0.6 in Q4 2025 from the same period last year, while for Dec 2025 it was 0.6, marking a year-over-year decrease of 129.59%. This contributed to the annual value of 0.6 for FY2025, which is 129.59% down from last year.
  • Latest data reveals that Credit Acceptance reported Debt Ratio of 0.6 as of Q4 2025, which was down 129.59% from 0.59 recorded in Q3 2025.
  • Over the past 5 years, Credit Acceptance's Debt Ratio peaked at 0.62 during Q2 2025, and registered a low of 0.03 during Q2 2021.
  • Its 5-year average for Debt Ratio is 0.41, with a median of 0.54 in 2021.
  • In the last 5 years, Credit Acceptance's Debt Ratio crashed by 594.51% in 2021 and then soared by 160102.66% in 2024.
  • Credit Acceptance's Debt Ratio (Quarter) stood at 0.54 in 2021, then increased by 0.64% to 0.54 in 2022, then dropped by 3.61% to 0.52 in 2023, then grew by 15.46% to 0.61 in 2024, then fell by 1.3% to 0.6 in 2025.
  • Its last three reported values are 0.6 in Q4 2025, 0.59 for Q3 2025, and 0.62 during Q2 2025.