Credit Acceptance's top three insider shareholders as of August 27, 2026 are Donald A Foss (Chairman, 1.45Mn shares), A. Foss Irrevocable Trust Dated August 14, 2022 Donald (TenPercentOwner, 1.28Mn shares), Thomas W Smith (TenPercentOwner, 607.85K shares).
| # | Insider | Position | Direct | Indirect | Total | Share of Insiders | Last Filed |
|---|---|---|---|---|---|---|---|
| 1 | Donald A Foss | Chairman | 1,447,797 | 0 | 1,447,797 | 34.8% | 04 Nov, 2021 |
| 2 | A. Foss Irrevocable Trust Dated August 14, 2022 Donald | TenPercentOwner | 1,280,757 | 0 | 1,280,757 | 30.8% | 16 Aug, 2023 |
| 3 | General Partners Llc Prescott | TenPercentOwner, Other | 0 | 901,241 | 901,241 | 21.7% | 07 Jul, 2026 |
| 4 | Jill Foss Watson | TenPercentOwner | 0 | 97,256 | 97,256 | 2.3% | 20 Jul, 2026 |
| 5 | Thomas W Smith | TenPercentOwner, Other | 0 | 74,450 | 74,450 | 1.8% | 11 Sep, 2024 |
| 6 | Scott J Vassalluzzo | Director, TenPercentOwner, Other | 65,758 | 0 | 65,758 | 1.6% | 12 Jun, 2026 |
| 7 | Jonathan Lum | Chief Operating Officer | 31,609 | 0 | 31,609 | 0.8% | 26 Jun, 2026 |
| 8 | Arthur L Smith | Chief Analytics Officer | 27,894 | 0 | 27,894 | 0.7% | 03 Feb, 2026 |
| 9 | Daniel A. Ulatowski | Chief Sales Officer | 27,338 | 0 | 27,338 | 0.7% | 03 Feb, 2026 |
| 10 | Ravi Mohan Valiyaveettil | Chief Technology Officer | 25,985 | 0 | 25,985 | 0.6% | 08 May, 2026 |
| 11 | Jay D Martin | Chief Financial Officer | 25,963 | 0 | 25,963 | 0.6% | 26 Jun, 2026 |
| 12 | Erin J Kerber | Chief Legal Officer | 25,711 | 0 | 25,711 | 0.6% | 30 Jun, 2026 |
| 13 | Kenneth Booth | Chief Executive Officer | 23,190 | 0 | 23,190 | 0.6% | 12 Jun, 2026 |
| 14 | Andrew K Rostami | Chief Mktg And Product Officer | 23,091 | 0 | 23,091 | 0.6% | 21 Apr, 2026 |
| 15 | Steffen Schumann | Chief Business Officer | 22,726 | 0 | 22,726 | 0.5% | 08 Jul, 2026 |
| 16 | Nicholas J Elliott | Chief Transformation Officer | 20,897 | 0 | 20,897 | 0.5% | 30 Jun, 2026 |
| 17 | Wendy A Rummler | Chief People Officer | 19,547 | 0 | 19,547 | 0.5% | 20 May, 2026 |
| 18 | Glenda J Flanagan | Director | 10,024 | 0 | 10,024 | 0.2% | 12 Jun, 2026 |
| 19 | Douglas W Busk | Chief Treasury Officer | 3,112 | 0 | 3,112 | 0.1% | 27 Mar, 2025 |
| 20 | Thomas N Tryforos | Director | 1,633 | 0 | 1,633 | 0.0% | 12 Jun, 2026 |
| 21 | Sean Edward Quinn | Director | 1,544 | 0 | 1,544 | 0.0% | 12 Jun, 2026 |
Each row is that insider’s most recently reported position, from Form 4 filings over the last 60 months — which is why this total does not tie to the quarterly series above, where a quarter counts only the insiders who filed in it. Shares held through a fund or institutional portfolio are counted on the institutional ownership page instead.
| Date | Insider | Position | Transaction | Shares | Price | Value | Shares Held After | Ownership |
|---|---|---|---|---|---|---|---|---|
| 16 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 977 | $640.15 | $625.43K | 48,369 | Indirect |
| 16 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 457 | $641.31 | $293.08K | 47,912 | Indirect |
| 16 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 2 | $642.08 | $1.28K | 47,910 | Indirect |
| 15 Jun, 2026 | Steffen Schumann | Chief Business Officer | Acquired A | 3,494 | $0.00 | $0 | 22,726 | Direct |
| 02 Jul, 2026 | General Partners Llc Prescott | TenPercentOwner, Other | Disposed J | 9,891 | $655.72 | $6.49Mn | 901,241 | Indirect |
| 02 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 184 | $646.77 | $119.01K | 91,923 | Indirect |
| 02 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 53 | $648.68 | $34.38K | 91,870 | Indirect |
| 02 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 413 | $649.76 | $268.35K | 91,457 | Indirect |
| 02 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 447 | $650.92 | $290.96K | 91,010 | Indirect |
| 02 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 1,037 | $651.80 | $675.92K | 89,973 | Indirect |
| 02 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 689 | $653.08 | $449.97K | 89,284 | Indirect |
| 02 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 819 | $653.79 | $535.45K | 88,465 | Indirect |
| 02 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 869 | $654.76 | $568.99K | 87,596 | Indirect |
| 02 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 175 | $657.11 | $114.99K | 87,421 | Indirect |
| 02 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 156 | $659.02 | $102.81K | 87,265 | Indirect |
| 02 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 181 | $661.67 | $119.76K | 87,084 | Indirect |
| 02 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 503 | $663.28 | $333.63K | 86,581 | Indirect |
| 02 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 813 | $664.11 | $539.92K | 85,768 | Indirect |
| 02 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 81 | $665.28 | $53.89K | 85,687 | Indirect |
| 02 Jul, 2026 | Jill Foss Watson | TenPercentOwner | Disposed S | 80 | $666.22 | $53.30K | 85,607 | Indirect |