Credit Acceptance (CACC) Net Income (2010 - 2026)
Credit Acceptance (CACC) reported Net Income of -$56.6 million for Q3 2026, compared with $108.2 million a year earlier.
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Analysis
Credit Acceptance (CACC) Net Income (2010 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Credit Acceptance's Net Income came in at $337.1 million, down 25.7% year-over-year; for FY2025, it came in at $423.9 million, up 71.0% from FY2024.
- Net Income has a five-year compound annual growth rate of 0.1% (FY2020 to FY2025).
- By year, Net Income came in at $247.9 million in FY2024 (-13.4%), $286.1 million in FY2023 (-46.6%), $535.8 million in FY2022 (-44.1%) and $958.3 million in FY2021 (+127.6%).
- The Q3 2026 figure ranks as the lowest quarterly Net Income since Q1 2020.
- Year over year, Net Income gained in five of the last six quarters, with growth averaging 38.1%.
- The high point for year-over-year Net Income in five years was Q1 2025 (growth of 65.3%); the low point was Q2 2023 (a decline of 79.3%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $135.9 million (Q2 2026), $135.8 million (Q1 2026) and $122 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 709.00 Mn |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 266.64 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 4.18 Bn |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 237.56 Mn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 892.00 Mn |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 164.17 Mn |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | -1.00 Bn |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 319.00 Mn |
| 10 | Credit Acceptance | 5.41 Bn | 5.36 Bn | 577.00 Mn | -56.60 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -56.60 Mn |
| Jun 30, 2026 | 135.90 Mn |
| Mar 31, 2026 | 135.80 Mn |
| Dec 31, 2025 | 122.00 Mn |
| Sep 30, 2025 | 108.20 Mn |
| Jun 30, 2025 | 87.40 Mn |
| Mar 31, 2025 | 106.30 Mn |
| Dec 31, 2024 | 151.90 Mn |
| Sep 30, 2024 | 78.80 Mn |
| Jun 30, 2024 | -47.10 Mn |
| Mar 31, 2024 | 64.30 Mn |
| Dec 31, 2023 | 93.60 Mn |
| Sep 30, 2023 | 70.80 Mn |
| Jun 30, 2023 | 22.20 Mn |
| Mar 31, 2023 | 99.50 Mn |
| Dec 31, 2022 | 127.30 Mn |
| Sep 30, 2022 | 86.80 Mn |
| Jun 30, 2022 | 107.40 Mn |
| Mar 31, 2022 | 214.30 Mn |
| Dec 31, 2021 | 217.60 Mn |
API Access
Credit Acceptance Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();