Balance Sheet
Cash Flow Statement
Amortization of Deferred ChargesCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Accured ExpensesChange in Acquisitions & DivestmentsChange in CashChange in TaxesDeferred TaxesDepreciation & Amortization (CF)Depreciation and DepletionFree Cash FlowGains from Investment SecuritiesLong-Term Debt RepaymentsNet Cash FlowNet IncomeOther Working Capital ChangesOther financing activitiesShare-based CompensationShares Issued
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Growth Metrics
Income Statement
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Ratios

Credit Acceptance (CACC) Net Income (2016 - 2025)

Credit Acceptance's Net Income history spans 16 years, with the latest figure at $122.0 million for Q4 2025.

  • For Q4 2025, Net Income fell 19.68% year-over-year to $122.0 million; the TTM value through Dec 2025 reached $423.9 million, up 71.0%, while the annual FY2025 figure was $423.9 million, 71.0% up from the prior year.
  • Net Income for Q4 2025 was $122.0 million at Credit Acceptance, up from $108.2 million in the prior quarter.
  • Across five years, Net Income topped out at $288.6 million in Q2 2021 and bottomed at -$47.1 million in Q2 2024.
  • The 5-year median for Net Income is $106.8 million (2022), against an average of $122.6 million.
  • The largest annual shift saw Net Income soared 341.17% in 2021 before it tumbled 312.16% in 2024.
  • A 5-year view of Net Income shows it stood at $217.6 million in 2021, then crashed by 41.5% to $127.3 million in 2022, then fell by 26.47% to $93.6 million in 2023, then skyrocketed by 62.29% to $151.9 million in 2024, then decreased by 19.68% to $122.0 million in 2025.
  • Per Business Quant, the three most recent readings for CACC's Net Income are $122.0 million (Q4 2025), $108.2 million (Q3 2025), and $87.4 million (Q2 2025).