Credit Acceptance (CACC) Net Income (2010 - 2025)

Credit Acceptance (CACC) posted Net Income of $122.0 million for Q4 2025, up 12.75% sequentially from $108.2 million in Q3 2025, and down 19.68% YoY from $151.9 million in Q4 2024.

Credit Acceptance (CACC) Net Income (2010 - 2025) Analysis & Trends

Credit Acceptance (CACC) has 16 years of Net Income data on file, last reported at $122.0 million in Q4 2025.

  • Quarterly Net Income fell 19.68% year-over-year to $122.0 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $423.9 million (up 71.0% YoY) and the FY2025 annual result came in at $423.9 million, up 71.0% from the prior year.
  • Net Income climbed to $122.0 million in Q4 2025 per CACC's latest filing, from $108.2 million in the prior quarter.
  • The five-year high for Net Income was $288.6 million in Q2 2021, with the low at -$47.1 million in Q2 2024.
  • Average Net Income over 5 years is $122.6 million, with a median of $106.8 million recorded in 2022.
  • Year-over-year, Net Income soared 341.17% in 2021 and sank 312.16% in 2024.
  • Credit Acceptance's Net Income stood at $217.6 million in 2021, then plunged by 41.5% to $127.3 million in 2022, then declined by 26.47% to $93.6 million in 2023, then soared by 62.29% to $151.9 million in 2024, then retreated by 19.68% to $122.0 million in 2025.
  • Business Quant data shows CACC's Net Income at $122.0 million in Q4 2025, $108.2 million in Q3 2025, and $87.4 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 6.02 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.88 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.11 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 102.88 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 166.73 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 319.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 122.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 84.56 Mn
10 Sezzle 5.91 Bn 5.79 Bn - 51.30 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 122.00 Mn
Sep 30, 2025 108.20 Mn
Jun 30, 2025 87.40 Mn
Mar 31, 2025 106.30 Mn
Dec 31, 2024 151.90 Mn
Sep 30, 2024 78.80 Mn
Jun 30, 2024 -47.10 Mn
Mar 31, 2024 64.30 Mn
Dec 31, 2023 93.60 Mn
Sep 30, 2023 70.80 Mn
Jun 30, 2023 22.20 Mn
Mar 31, 2023 99.50 Mn
Dec 31, 2022 127.30 Mn
Sep 30, 2022 86.80 Mn
Jun 30, 2022 107.40 Mn
Mar 31, 2022 214.30 Mn
Dec 31, 2021 217.60 Mn
Sep 30, 2021 250.00 Mn
Jun 30, 2021 288.60 Mn
Mar 31, 2021 202.10 Mn