Credit Acceptance (CACC) Net Income (2010 - 2025)

Credit Acceptance has disclosed Net Income across 16 years of filings, most recently posting $122.0 million for Q4 2025.

• Net Income for Q4 2025 came in at $122.0 million, down 19.68% year-over-year; the trailing twelve-month figure through Dec 2025 was $423.9 million (up 71.0% YoY), and the FY2025 annual result was $423.9 million, up 71.0% from the prior year.
• Net Income came in at $122.0 million for Q4 2025 at Credit Acceptance, up from $108.2 million in the prior quarter.
• In the past five years, Net Income ranged from a high of $288.6 million in Q2 2021 to a low of -$47.1 million in Q2 2024.
• The 5-year median for Net Income is $106.8 million (2022), against an average of $122.6 million.
• Across the five-year window, Net Income surged 341.17% in 2021 and tumbled 312.16% in 2024, its largest moves.
• Credit Acceptance's Net Income stood at $217.6 million in 2021, then tumbled by 41.5% to $127.3 million in 2022, then decreased by 26.47% to $93.6 million in 2023, then soared by 62.29% to $151.9 million in 2024, then dropped by 19.68% to $122.0 million in 2025.
• The last three Net Income figures came in at $122.0 million (Q4 2025), $108.2 million (Q3 2025), and $87.4 million (Q2 2025), per Business Quant data.