Credit Acceptance (CACC) EPS (Basic) (2010 - 2026)
Credit Acceptance's EPS (Basic) came in at -$5.43 for Q3 2026, compared with $9.62 a year earlier.
Credit Acceptance (CACC) EPS (Basic) (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Credit Acceptance reported EPS (Basic) of $32.36, down 19.8% year-over-year; for FY2025, it was $37.02, up 84.0% from FY2024.
- EPS (Basic) carries a five-year compound annual growth rate of 9.4% (FY2020 to FY2025).
- Going back by year, EPS (Basic) was $20.12 in FY2024 (-8.9%), $22.09 in FY2023 (-44.1%), $39.50 in FY2022 (-33.7%) and $59.57 in FY2021 (+152.7%).
- The Q3 2026 figure represents the lowest quarterly EPS (Basic) in data going back to Q2 2010.
- Year-over-year, EPS (Basic) increased in five of the last six quarters, with growth averaging 48.8%.
- The fastest year-over-year change in EPS (Basic) over five years came in Q2 2026 (growth of 71.7%), and the weakest in Q2 2023 (a decline of 78.7%).
- Business Quant data shows CACC's EPS (Basic) at $12.97 (Q2 2026), $12.64 (Q1 2026) and $10.65 (Q4 2025) in the three quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Basic) (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 0.25 |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 0.32 |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 0.18 |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 2.79 |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 2.71 |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 0.48 |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | -1.36 |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 0.44 |
| 10 | Credit Acceptance | 5.41 Bn | 5.36 Bn | 577.00 Mn | -5.43 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -5.43 |
| Jun 30, 2026 | 12.97 |
| Mar 31, 2026 | 12.64 |
| Dec 31, 2025 | 10.65 |
| Sep 30, 2025 | 9.62 |
| Jun 30, 2025 | 7.55 |
| Mar 31, 2025 | 8.79 |
| Dec 31, 2024 | 12.33 |
| Sep 30, 2024 | 6.42 |
| Jun 30, 2024 | -3.83 |
| Mar 31, 2024 | 5.15 |
| Dec 31, 2023 | 7.23 |
| Sep 30, 2023 | 5.47 |
| Jun 30, 2023 | 1.70 |
| Mar 31, 2023 | 7.62 |
| Dec 31, 2022 | 9.39 |
| Sep 30, 2022 | 6.53 |
| Jun 30, 2022 | 7.99 |
| Mar 31, 2022 | 15.02 |
| Dec 31, 2021 | 13.53 |
Credit Acceptance EPS (Basic) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=eps-basic&ticker=CACC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "eps-basic", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=eps-basic&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();