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Credit Acceptance (CACC) Times Interest Earned (2016 - 2025)

Credit Acceptance's Times Interest Earned history spans 16 years, with the latest figure at -$23.4 for Q4 2025.

  • For Q4 2025, Times Interest Earned fell 201.67% year-over-year to -$23.4; the TTM value through Dec 2025 reached -$3.73, down 182.04%, while the annual FY2025 figure was -$3.73, 198.65% down from the prior year.
  • Times Interest Earned for Q4 2025 was -$23.4 at Credit Acceptance, down from $3.59 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $23.01 in Q4 2024 and bottomed at -$39.58 in Q4 2021.
  • The 5-year median for Times Interest Earned is -$0.51 (2023), against an average of -$1.92.
  • The largest annual shift saw Times Interest Earned plummeted 4457.67% in 2024 before it soared 413.11% in 2025.
  • A 5-year view of Times Interest Earned shows it stood at -$39.58 in 2021, then surged by 119.12% to $7.57 in 2022, then plummeted by 219.8% to -$9.07 in 2023, then surged by 353.8% to $23.01 in 2024, then plummeted by 201.67% to -$23.4 in 2025.
  • Per Business Quant, the three most recent readings for CACC's Times Interest Earned are -$23.4 (Q4 2025), $3.59 (Q3 2025), and $0.83 (Q2 2025).