Credit Acceptance (CACC) Times Interest Earned (2010 - 2025)

Credit Acceptance has disclosed Times Interest Earned across 16 years of filings, most recently posting $1.23 for Q4 2025.

• Times Interest Earned for Q4 2025 came in at $1.23, up 108.23% year-over-year; the trailing twelve-month figure through Dec 2025 was -$0.7 (up 71.19% YoY), and the FY2025 annual result was $1.07, up 189.52% from the prior year.
• Times Interest Earned came in at $1.23 for Q4 2025 at Credit Acceptance, up from -$3.73 in the prior quarter.
• In the past five years, Times Interest Earned ranged from a high of $8.8 in Q2 2021 to a low of -$14.92 in Q4 2024.
• The 5-year median for Times Interest Earned is -$1.56 (2023), against an average of -$1.25.
• Peak annual rise in Times Interest Earned reached 278.73% in 2024, while the deepest fall reached 271.89% in 2024.
• Credit Acceptance's Times Interest Earned stood at -$3.99 in 2021, then plunged by 35.5% to -$5.41 in 2022, then surged by 260.36% to $8.68 in 2023, then tumbled by 271.89% to -$14.92 in 2024, then soared by 108.23% to $1.23 in 2025.
• The last three Times Interest Earned figures came in at $1.23 (Q4 2025), -$3.73 (Q3 2025), and $0.83 (Q2 2025), per Business Quant data.