Credit Acceptance (CACC) Times Interest Earned (2010 - 2026)

Credit Acceptance has reported Times Interest Earned for 16 years, with the latest figure at -$9.4 in Q4 2025.

• Quarterly Times Interest Earned rose 57.67% year-over-year to -$9.4 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$3.62 (up 29.87% YoY) and the FY2025 annual result came in at -$3.73, up 13.5% from the prior year.
• Times Interest Earned eased to -$9.4 in Q4 2025 per CACC's latest filing, from -$3.68 in the prior quarter.
• Over five years, Times Interest Earned peaked at $9.43 in Q1 2022 and troughed at -$31.48 in Q4 2021.
• A 5-year average of -$3.0 and a median of -$0.49 in 2023 frame the typical range for Times Interest Earned.
• The sharpest annual moves came in 2022 and 2024: Times Interest Earned soared 510.03% in 2022, then sank 4420.29% in 2024.
• Over 5 years, Times Interest Earned stood at -$31.48 in 2021, then jumped by 115.89% to $5.0 in 2022, then tumbled by 470.72% to -$18.55 in 2023, then decreased by 19.73% to -$22.21 in 2024, then jumped by 57.67% to -$9.4 in 2025.
• According to Business Quant data, Times Interest Earned over the past three periods registered -$9.4, -$3.68, and $0.83 for Q4 2025, Q3 2025, and Q2 2025 respectively.