Credit Acceptance (CACC) Times Interest Earned (2016 - 2025)
Credit Acceptance (CACC) has disclosed Times Interest Earned for 16 consecutive years, with $1.23 as the latest value for Q4 2025.
- Quarterly Times Interest Earned rose 108.23% to $1.23 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was -$0.7 through Dec 2025, up 71.19% year-over-year, with the annual reading at $1.07 for FY2025, 189.52% up from the prior year.
- Times Interest Earned hit $1.23 in Q4 2025 for Credit Acceptance, up from -$3.73 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $8.8 in Q2 2021 to a low of -$14.92 in Q4 2024.
- Historically, Times Interest Earned has averaged -$1.25 across 5 years, with a median of -$1.56 in 2023.
- Biggest YoY gain for Times Interest Earned was 278.73% in 2024; the steepest drop was 271.89% in 2024.
- Year by year, Times Interest Earned stood at -$3.99 in 2021, then tumbled by 35.5% to -$5.41 in 2022, then skyrocketed by 260.36% to $8.68 in 2023, then crashed by 271.89% to -$14.92 in 2024, then surged by 108.23% to $1.23 in 2025.
- Business Quant data shows Times Interest Earned for CACC at $1.23 in Q4 2025, -$3.73 in Q3 2025, and $0.83 in Q2 2025.