Credit Acceptance Corp (CACC) Times Interest Earned (2010 - 2026)
Credit Acceptance's Times Interest Earned was 1.40 in Q2 2026, up 68.9% from 0.83 a year earlier but down 4.6% from the prior quarter.
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Analysis
Credit Acceptance Corp (CACC) Times Interest Earned (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Credit Acceptance's Times Interest Earned was 1.30 through Jun 30, 2026, up 21.9% year-over-year; for FY2025, it was 1.07, up 74.8% from FY2024.
- In earlier years, Times Interest Earned was 0.61 in FY2024 (-45.2%), 1.11 in FY2023 (-72.1%), 3.99 in FY2022 (-46.3%) and 7.44 in FY2021 (+179.3%).
- Quarterly Times Interest Earned has moved between -0.72 (Q2 2024) and 8.10 (Q3 2021) over five years.
- Compared with a year earlier, Times Interest Earned was higher in five of the last seven quarters, with growth averaging 23.2%.
- The best year-over-year quarter for Times Interest Earned over five years was Q2 2026 (growth of 68.9%); the worst was Q2 2023 (a decline of 96.1%).
- Per Business Quant data, CACC's Times Interest Earned in the three quarters before Q2 2026 was 1.47 (Q1 2026), 1.23 (Q4 2025) and 1.12 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.40 |
| Mar 31, 2026 | 1.47 |
| Dec 31, 2025 | 1.23 |
| Sep 30, 2025 | 1.12 |
| Jun 30, 2025 | 0.83 |
| Mar 31, 2025 | 1.10 |
| Dec 31, 2024 | 1.57 |
| Sep 30, 2024 | 0.79 |
| Jun 30, 2024 | -0.72 |
| Mar 31, 2024 | 0.75 |
| Dec 31, 2023 | 1.27 |
| Sep 30, 2023 | 1.13 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 2.00 |
| Dec 31, 2022 | 3.05 |
| Sep 30, 2022 | 2.61 |
| Jun 30, 2022 | 3.34 |
| Mar 31, 2022 | 7.55 |
| Dec 31, 2021 | 7.13 |
| Sep 30, 2021 | 8.10 |
API Access
Credit Acceptance Corp Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();