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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Interest Coverage Ratio (2016 - 2025)

Credit Acceptance (CACC) has disclosed Interest Coverage Ratio for 16 consecutive years, with 1.23 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 108.23% to 1.23 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.7 through Dec 2025, up 71.19% year-over-year, with the annual reading at 1.07 for FY2025, 189.52% up from the prior year.
  • Interest Coverage Ratio hit 1.23 in Q4 2025 for Credit Acceptance, up from 3.73 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 8.8 in Q2 2021 to a low of 14.92 in Q4 2024.
  • Historically, Interest Coverage Ratio has averaged 1.25 across 5 years, with a median of 1.56 in 2023.
  • Biggest YoY gain for Interest Coverage Ratio was 278.73% in 2024; the steepest drop was 271.89% in 2024.
  • Year by year, Interest Coverage Ratio stood at 3.99 in 2021, then tumbled by 35.5% to 5.41 in 2022, then skyrocketed by 260.36% to 8.68 in 2023, then crashed by 271.89% to 14.92 in 2024, then surged by 108.23% to 1.23 in 2025.
  • Business Quant data shows Interest Coverage Ratio for CACC at 1.23 in Q4 2025, 3.73 in Q3 2025, and 0.83 in Q2 2025.