Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Interest Coverage Ratio (2016 - 2025)

Historic Interest Coverage Ratio for Credit Acceptance (CACC) over the last 16 years, with Q4 2025 value amounting to 1.16.

  • Credit Acceptance's Interest Coverage Ratio fell 2412.92% to 1.16 in Q4 2025 from the same period last year, while for Dec 2025 it was 1.0, marking a year-over-year increase of 7885.87%. This contributed to the annual value of 1.0 for FY2025, which is 7885.87% up from last year.
  • Latest data reveals that Credit Acceptance reported Interest Coverage Ratio of 1.16 as of Q4 2025, which was down 2412.92% from 1.07 recorded in Q3 2025.
  • In the past 5 years, Credit Acceptance's Interest Coverage Ratio ranged from a high of 8.69 in Q2 2021 and a low of 0.77 during Q2 2024
  • Moreover, its 5-year median value for Interest Coverage Ratio was 1.37 (2023), whereas its average is 2.77.
  • Its Interest Coverage Ratio has fluctuated over the past 5 years, first soared by 32198.38% in 2021, then tumbled by 313107.66% in 2024.
  • Over the past 5 years, Credit Acceptance's Interest Coverage Ratio (Quarter) stood at 6.94 in 2021, then crashed by 57.6% to 2.94 in 2022, then plummeted by 58.75% to 1.21 in 2023, then rose by 25.82% to 1.53 in 2024, then fell by 24.13% to 1.16 in 2025.
  • Its Interest Coverage Ratio stands at 1.16 for Q4 2025, versus 1.07 for Q3 2025 and 0.77 for Q2 2025.