Credit Acceptance Corp (CACC) Interest Coverage Ratio (2010 - 2026)
Credit Acceptance's (CACC) Interest Coverage Ratio was 1.40 for Q2 2026, up 68.9% from 0.83 a year earlier but down 4.6% from the prior quarter.
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Analysis
Credit Acceptance Corp (CACC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Credit Acceptance's Interest Coverage Ratio came in at 1.30, up 21.9% year-over-year; for FY2025, it was 1.07, up 74.8% from FY2024.
- By year, Interest Coverage Ratio came in at 0.61 in FY2024 (-45.2%), 1.11 in FY2023 (-72.1%), 3.99 in FY2022 (-46.3%) and 7.44 in FY2021 (+179.3%).
- Five-year quarterly Interest Coverage Ratio spans a low of -0.72 in Q2 2024 and a high of 8.10 in Q3 2021.
- Year over year, Interest Coverage Ratio gained in five of the last seven quarters, with growth averaging 23.2%.
- The high point for year-over-year Interest Coverage Ratio in five years was Q2 2026 (growth of 68.9%); the low point was Q2 2023 (a decline of 96.1%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 1.47 (Q1 2026), 1.23 (Q4 2025) and 1.12 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.40 |
| Mar 31, 2026 | 1.47 |
| Dec 31, 2025 | 1.23 |
| Sep 30, 2025 | 1.12 |
| Jun 30, 2025 | 0.83 |
| Mar 31, 2025 | 1.10 |
| Dec 31, 2024 | 1.57 |
| Sep 30, 2024 | 0.79 |
| Jun 30, 2024 | -0.72 |
| Mar 31, 2024 | 0.75 |
| Dec 31, 2023 | 1.27 |
| Sep 30, 2023 | 1.13 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 2.00 |
| Dec 31, 2022 | 3.05 |
| Sep 30, 2022 | 2.61 |
| Jun 30, 2022 | 3.34 |
| Mar 31, 2022 | 7.55 |
| Dec 31, 2021 | 7.13 |
| Sep 30, 2021 | 8.10 |
API Access
Credit Acceptance Corp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();