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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Interest Coverage Ratio (2016 - 2025)

Credit Acceptance's Interest Coverage Ratio history spans 16 years, with the latest figure at 1.23 for Q4 2025.

  • On a quarterly basis, Interest Coverage Ratio rose 108.23% to 1.23 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.7, a 71.19% increase, with the full-year FY2025 number at 1.07, up 189.52% from a year prior.
  • Interest Coverage Ratio hit 1.23 in Q4 2025 for Credit Acceptance, up from 3.73 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for CACC hit a ceiling of 8.8 in Q2 2021 and a floor of 14.92 in Q4 2024.
  • Historically, Interest Coverage Ratio has averaged 1.25 across 5 years, with a median of 1.56 in 2023.
  • The widest YoY moves for Interest Coverage Ratio: up 278.73% in 2024, down 271.89% in 2024.
  • Tracing CACC's Interest Coverage Ratio over 5 years: stood at 3.99 in 2021, then plummeted by 35.5% to 5.41 in 2022, then soared by 260.36% to 8.68 in 2023, then tumbled by 271.89% to 14.92 in 2024, then skyrocketed by 108.23% to 1.23 in 2025.
  • Business Quant data shows Interest Coverage Ratio for CACC at 1.23 in Q4 2025, 3.73 in Q3 2025, and 0.83 in Q2 2025.