Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Interest Coverage Ratio: 2010-2025

Historic Interest Coverage Ratio for Credit Acceptance (CACC) over the last 16 years, with Sep 2025 value amounting to 1.07.

  • Credit Acceptance's Interest Coverage Ratio rose 42.28% to 1.07 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.09, marking a year-over-year increase of 162.47%. This contributed to the annual value of 0.56 for FY2024, which is 45.87% down from last year.
  • According to the latest figures from Q3 2025, Credit Acceptance's Interest Coverage Ratio is 1.07, which was up 38.18% from 0.77 recorded in Q2 2025.
  • Credit Acceptance's Interest Coverage Ratio's 5-year high stood at 8.69 during Q2 2021, with a 5-year trough of -0.77 in Q2 2024.
  • For the 3-year period, Credit Acceptance's Interest Coverage Ratio averaged around 0.84, with its median value being 1.02 (2025).
  • Per our database at Business Quant, Credit Acceptance's Interest Coverage Ratio spiked by 321.98% in 2021 and then slumped by 3,131.08% in 2024.
  • Credit Acceptance's Interest Coverage Ratio (Quarterly) stood at 6.94 in 2021, then tumbled by 57.60% to 2.94 in 2022, then slumped by 58.75% to 1.21 in 2023, then rose by 25.82% to 1.53 in 2024, then surged by 42.28% to 1.07 in 2025.
  • Its Interest Coverage Ratio was 1.07 in Q3 2025, compared to 0.77 in Q2 2025 and 1.02 in Q1 2025.