Credit Acceptance (CACC) EPS (Basic) (2010 - 2026)
Credit Acceptance (CACC) posted EPS (Basic) of $10.65 for Q4 2025, up 10.75% sequentially from $9.62 in Q3 2025, and down 13.57% YoY from $12.33 in Q4 2024.
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Analysis
Credit Acceptance (CACC) EPS (Basic) (2010 - 2026) Analysis & Trends
Credit Acceptance has reported EPS (Basic) for 16 years, with the latest figure at $10.65 in Q4 2025.
- Quarterly EPS (Basic) fell 13.57% year-over-year to $10.65 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $37.02 (up 84.01% YoY) and the FY2025 annual result came in at $37.02, up 84.01% from the prior year.
- EPS (Basic) grew to $10.65 in Q4 2025 per CACC's latest filing, from $9.62 in the prior quarter.
- Over five years, EPS (Basic) peaked at $17.19 in Q2 2021 and troughed at -$3.83 in Q2 2024.
- A 5-year average of $8.8 and a median of $8.39 in 2022 frame the typical range for EPS (Basic).
- The sharpest annual moves came in 2021 and 2024: EPS (Basic) surged 357.07% in 2021, then sank 325.42% in 2024.
- Over 5 years, EPS (Basic) stood at $13.53 in 2021, then tumbled by 30.62% to $9.39 in 2022, then decreased by 23.01% to $7.23 in 2023, then surged by 70.59% to $12.33 in 2024, then decreased by 13.57% to $10.65 in 2025.
- According to Business Quant data, EPS (Basic) over the past three periods registered $10.65, $9.62, and $7.55 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Basic) (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 3.36 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 4.98 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 4.59 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 4.73 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.26 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 4.82 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.61 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.12 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.19 |
| 10 | Credit Acceptance | 6.17 Bn | 5.68 Bn | 569.30 Mn | 12.97 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.97 |
| Dec 31, 2025 | 10.65 |
| Sep 30, 2025 | 9.62 |
| Jun 30, 2025 | 7.55 |
| Mar 31, 2025 | 8.79 |
| Dec 31, 2024 | 12.33 |
| Sep 30, 2024 | 6.42 |
| Jun 30, 2024 | -3.83 |
| Mar 31, 2024 | 5.15 |
| Dec 31, 2023 | 7.23 |
| Sep 30, 2023 | 5.47 |
| Jun 30, 2023 | 1.70 |
| Mar 31, 2023 | 7.62 |
| Dec 31, 2022 | 9.39 |
| Sep 30, 2022 | 6.53 |
| Jun 30, 2022 | 7.99 |
| Mar 31, 2022 | 15.02 |
| Dec 31, 2021 | 13.53 |
| Sep 30, 2021 | 15.83 |
| Jun 30, 2021 | 17.19 |