Growth Metrics

Credit Acceptance (CACC) Tax Rate (2016 - 2025)

Credit Acceptance's Tax Rate history spans 16 years, with the latest figure at 22.29% for Q4 2025.

  • On a quarterly basis, Tax Rate rose 145.0% to 22.29% in Q4 2025 year-over-year; TTM through Dec 2025 was 25.03%, a 26.0% increase, with the full-year FY2025 number at 25.03%, up 26.0% from a year prior.
  • Tax Rate hit 22.29% in Q4 2025 for Credit Acceptance, down from 27.33% in the prior quarter.
  • Over the last five years, Tax Rate for CACC hit a ceiling of 28.91% in Q3 2022 and a floor of 14.83% in Q2 2024.
  • Historically, Tax Rate has averaged 23.58% across 5 years, with a median of 24.21% in 2022.
  • Biggest five-year swings in Tax Rate: crashed -560bps in 2024 and later surged 1098bps in 2025.
  • Tracing CACC's Tax Rate over 5 years: stood at 23.57% in 2021, then fell by -7bps to 21.9% in 2022, then dropped by -11bps to 19.59% in 2023, then increased by 6bps to 20.84% in 2024, then increased by 7bps to 22.29% in 2025.
  • Business Quant data shows Tax Rate for CACC at 22.29% in Q4 2025, 27.33% in Q3 2025, and 25.81% in Q2 2025.