Credit Acceptance CACC
NASDAQ CACC
$578.29 -12.12 (-2.05%)
At close: Sep 18, 2026 · 4:00 PM EDT

Credit Acceptance (CACC) Tax Rate (2010 - 2026)

Credit Acceptance's (CACC) quarterly Tax Rate came in at 19.4% in Q2 2026, down 641.0% year-over-year from 3.59% in Q2 2025, and down 13.42% quarter-over-quarter from 22.4% in Q1 2026.

Analysis

Credit Acceptance (CACC) Tax Rate (2010 - 2026) Analysis & Trends

Credit Acceptance has disclosed Tax Rate across 17 years of filings, most recently posting 19.4% for Q2 2026.

  • In Q2 2026, Tax Rate fell 641.0% year-over-year to 19.4%; the TTM figure through Jun 2026 stood at 22.73% (down 120.0% YoY), while the FY2025 annual figure was 25.03%, up 26.0% from the prior year.
  • Tax Rate came in at 19.4% for Q2 2026 at Credit Acceptance, down from 22.4% in the prior quarter.
  • In the past five years, Tax Rate ranged from a high of 28.91% in Q3 2022 to a low of 14.83% in Q2 2024.
  • Average Tax Rate over 5 years is 23.2%, with a median of 23.41% recorded in 2022.
  • Year-over-year, Tax Rate jumped 1098 bps in 2025 and slumped 641 bps in 2026.
  • Over 5 years, Tax Rate stood at 21.9% in 2022, then fell by 11 bps to 19.59% in 2023, then gained by 6 bps to 20.84% in 2024, then gained by 7 bps to 22.29% in 2025, then declined by 13 bps to 19.4% in 2026.
  • Per Business Quant data, the three most recent Tax Rate figures were 19.4% in Q2 2026, 22.4% in Q1 2026, and 22.29% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 25.38%
2 Affirm Holdings 24.01 Bn 22.38 Bn - -856.07%
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 26.41%
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 19.40%
5 Slm 4.72 Bn -77.52 Mn - 27.26%
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 25.02%
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 25.89%
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -16.41%
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 25.99%
10 Navient 1.64 Bn 275.03 Mn - 35.90%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 19.40%
Mar 31, 2026 22.40%
Dec 31, 2025 22.29%
Sep 30, 2025 27.33%
Jun 30, 2025 25.81%
Mar 31, 2025 24.98%
Dec 31, 2024 20.84%
Sep 30, 2024 26.01%
Jun 30, 2024 14.83%
Mar 31, 2024 25.58%
Dec 31, 2023 19.59%
Sep 30, 2023 26.63%
Jun 30, 2023 20.43%
Mar 31, 2023 21.53%
Dec 31, 2022 21.90%
Sep 30, 2022 28.91%
Jun 30, 2022 24.42%
Mar 31, 2022 24.67%
Dec 31, 2021 23.57%
Sep 30, 2021 24.74%