Credit Acceptance (CACC) Tax Rate (2010 - 2026)
Credit Acceptance's (CACC) quarterly Tax Rate came in at 19.4% in Q2 2026, down 641.0% year-over-year from 3.59% in Q2 2025, and down 13.42% quarter-over-quarter from 22.4% in Q1 2026.
Analysis
Credit Acceptance (CACC) Tax Rate (2010 - 2026) Analysis & Trends
Credit Acceptance has disclosed Tax Rate across 17 years of filings, most recently posting 19.4% for Q2 2026.
- In Q2 2026, Tax Rate fell 641.0% year-over-year to 19.4%; the TTM figure through Jun 2026 stood at 22.73% (down 120.0% YoY), while the FY2025 annual figure was 25.03%, up 26.0% from the prior year.
- Tax Rate came in at 19.4% for Q2 2026 at Credit Acceptance, down from 22.4% in the prior quarter.
- In the past five years, Tax Rate ranged from a high of 28.91% in Q3 2022 to a low of 14.83% in Q2 2024.
- Average Tax Rate over 5 years is 23.2%, with a median of 23.41% recorded in 2022.
- Year-over-year, Tax Rate jumped 1098 bps in 2025 and slumped 641 bps in 2026.
- Over 5 years, Tax Rate stood at 21.9% in 2022, then fell by 11 bps to 19.59% in 2023, then gained by 6 bps to 20.84% in 2024, then gained by 7 bps to 22.29% in 2025, then declined by 13 bps to 19.4% in 2026.
- Per Business Quant data, the three most recent Tax Rate figures were 19.4% in Q2 2026, 22.4% in Q1 2026, and 22.29% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 25.38% |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -856.07% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 26.41% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 19.40% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 27.26% |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 25.02% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 25.89% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | -16.41% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 25.99% |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 35.90% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 19.40% |
| Mar 31, 2026 | 22.40% |
| Dec 31, 2025 | 22.29% |
| Sep 30, 2025 | 27.33% |
| Jun 30, 2025 | 25.81% |
| Mar 31, 2025 | 24.98% |
| Dec 31, 2024 | 20.84% |
| Sep 30, 2024 | 26.01% |
| Jun 30, 2024 | 14.83% |
| Mar 31, 2024 | 25.58% |
| Dec 31, 2023 | 19.59% |
| Sep 30, 2023 | 26.63% |
| Jun 30, 2023 | 20.43% |
| Mar 31, 2023 | 21.53% |
| Dec 31, 2022 | 21.90% |
| Sep 30, 2022 | 28.91% |
| Jun 30, 2022 | 24.42% |
| Mar 31, 2022 | 24.67% |
| Dec 31, 2021 | 23.57% |
| Sep 30, 2021 | 24.74% |