Credit Acceptance (CACC) Tax Rate (2010 - 2026)

Credit Acceptance has reported Tax Rate for 16 years, with the latest figure at 22.29% in Q4 2025.

• Quarterly Tax Rate rose 145.0% year-over-year to 22.29% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 25.03% (up 26.0% YoY) and the FY2025 annual result came in at 25.03%, up 26.0% from the prior year.
• Tax Rate retreated to 22.29% in Q4 2025 per CACC's latest filing, from 27.33% in the prior quarter.
• Over five years, Tax Rate peaked at 28.91% in Q3 2022 and troughed at 14.83% in Q2 2024.
• A 5-year average of 23.58% and a median of 24.21% in 2022 frame the typical range for Tax Rate.
• The sharpest annual moves came in 2024 and 2025: Tax Rate plunged 560 bps in 2024, then surged 1098 bps in 2025.
• Over 5 years, Tax Rate stood at 23.57% in 2021, then dropped by 7 bps to 21.9% in 2022, then decreased by 11 bps to 19.59% in 2023, then climbed by 6 bps to 20.84% in 2024, then climbed by 7 bps to 22.29% in 2025.
• According to Business Quant data, Tax Rate over the past three periods registered 22.29%, 27.33%, and 25.81% for Q4 2025, Q3 2025, and Q2 2025 respectively.