Credit Acceptance (CACC) Tax Rate (2010 - 2025)

Credit Acceptance's (CACC) quarterly Tax Rate came in at 22.29% in Q4 2025, up 145.0% year-on-year from 9.1% in Q4 2024, and down 18.44% quarter-over-quarter from 27.33% in Q3 2025.

Credit Acceptance (CACC) Tax Rate (2010 - 2025) Analysis & Trends

Credit Acceptance has disclosed Tax Rate across 16 years of filings, most recently posting 22.29% for Q4 2025.

  • Tax Rate for Q4 2025 came in at 22.29%, up 145.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 25.03% (up 26.0% YoY), and the FY2025 annual result was 25.03%, up 26.0% from the prior year.
  • Tax Rate came in at 22.29% for Q4 2025 at Credit Acceptance, down from 27.33% in the prior quarter.
  • In the past five years, Tax Rate ranged from a high of 28.91% in Q3 2022 to a low of 14.83% in Q2 2024.
  • The 5-year median for Tax Rate is 24.21% (2022), against an average of 23.58%.
  • Across the five-year window, Tax Rate plunged 560 bps in 2024 and soared 1098 bps in 2025, its largest moves.
  • Credit Acceptance's Tax Rate stood at 23.57% in 2021, then decreased by 7 bps to 21.9% in 2022, then fell by 11 bps to 19.59% in 2023, then gained by 6 bps to 20.84% in 2024, then gained by 7 bps to 22.29% in 2025.
  • The last three Tax Rate figures came in at 22.29% (Q4 2025), 27.33% (Q3 2025), and 25.81% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 16.07
2 Mastercard 437.48 Bn 427.27 Bn - 19.33
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 21.36
4 Capital One Financial 125.74 Bn 49.24 Bn - 19.19
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 20.10
6 Synchrony Financial 25.78 Bn 5.22 Bn - 23.11
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 4.19
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 16.45
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 20.25
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn 22.29

Historic Data

Download Data
DateValue
Dec 31, 2025 22.29%
Dec 31, 2025 22.29%
Sep 30, 2025 27.33%
Sep 30, 2025 27.33%
Jun 30, 2025 25.81%
Jun 30, 2025 25.81%
Mar 31, 2025 24.98%
Mar 31, 2025 24.98%
Dec 31, 2024 20.84%
Dec 31, 2024 20.84%
Sep 30, 2024 26.01%
Sep 30, 2024 26.01%
Jun 30, 2024 14.83%
Jun 30, 2024 14.83%
Mar 31, 2024 25.58%
Mar 31, 2024 25.58%
Dec 31, 2023 19.59%
Dec 31, 2023 19.59%
Sep 30, 2023 26.63%
Sep 30, 2023 26.63%