Credit Acceptance (CACC) Tax Rate (2010 - 2025)
Credit Acceptance (CACC) posted Tax Rate of 22.29% for Q4 2025, down 18.44% sequentially from 27.33% in Q3 2025, and up 145.0% YoY from 9.1% in Q4 2024.
Credit Acceptance (CACC) Tax Rate (2010 - 2025) Analysis & Trends
Credit Acceptance (CACC) has 16 years of Tax Rate data on file, last reported at 22.29% in Q4 2025.
- Quarterly Tax Rate rose 145.0% year-over-year to 22.29% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 25.03% (up 26.0% YoY) and the FY2025 annual result came in at 25.03%, up 26.0% from the prior year.
- Tax Rate retreated to 22.29% in Q4 2025 per CACC's latest filing, from 27.33% in the prior quarter.
- The five-year high for Tax Rate was 28.91% in Q3 2022, with the low at 14.83% in Q2 2024.
- Average Tax Rate over 5 years is 23.58%, with a median of 24.21% recorded in 2022.
- Year-over-year, Tax Rate slumped 560 bps in 2024 and jumped 1098 bps in 2025.
- Credit Acceptance's Tax Rate stood at 23.57% in 2021, then declined by 7 bps to 21.9% in 2022, then slipped by 11 bps to 19.59% in 2023, then grew by 6 bps to 20.84% in 2024, then grew by 7 bps to 22.29% in 2025.
- Business Quant data shows CACC's Tax Rate at 22.29% in Q4 2025, 27.33% in Q3 2025, and 25.81% in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 16.07% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 19.33% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 21.36% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 20.10% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 4.19% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 16.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 20.25% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 22.29% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -17.46% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 22.26% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 22.29% |
| Dec 31, 2025 | 22.29% |
| Sep 30, 2025 | 27.33% |
| Sep 30, 2025 | 27.33% |
| Jun 30, 2025 | 25.81% |
| Jun 30, 2025 | 25.81% |
| Mar 31, 2025 | 24.98% |
| Mar 31, 2025 | 24.98% |
| Dec 31, 2024 | 20.84% |
| Dec 31, 2024 | 20.84% |
| Sep 30, 2024 | 26.01% |
| Sep 30, 2024 | 26.01% |
| Jun 30, 2024 | 14.83% |
| Jun 30, 2024 | 14.83% |
| Mar 31, 2024 | 25.58% |
| Mar 31, 2024 | 25.58% |
| Dec 31, 2023 | 19.59% |
| Dec 31, 2023 | 19.59% |
| Sep 30, 2023 | 26.63% |
| Sep 30, 2023 | 26.63% |