Credit Acceptance (CACC) Tax Rate (2010 - 2025)
Credit Acceptance's (CACC) quarterly Tax Rate came in at 22.29% in Q4 2025, up 145.0% year-on-year from 9.1% in Q4 2024, and down 18.44% quarter-over-quarter from 27.33% in Q3 2025.
Credit Acceptance (CACC) Tax Rate (2010 - 2025) Analysis & Trends
Credit Acceptance has disclosed Tax Rate across 16 years of filings, most recently posting 22.29% for Q4 2025.
- Tax Rate for Q4 2025 came in at 22.29%, up 145.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 25.03% (up 26.0% YoY), and the FY2025 annual result was 25.03%, up 26.0% from the prior year.
- Tax Rate came in at 22.29% for Q4 2025 at Credit Acceptance, down from 27.33% in the prior quarter.
- In the past five years, Tax Rate ranged from a high of 28.91% in Q3 2022 to a low of 14.83% in Q2 2024.
- The 5-year median for Tax Rate is 24.21% (2022), against an average of 23.58%.
- Across the five-year window, Tax Rate plunged 560 bps in 2024 and soared 1098 bps in 2025, its largest moves.
- Credit Acceptance's Tax Rate stood at 23.57% in 2021, then decreased by 7 bps to 21.9% in 2022, then fell by 11 bps to 19.59% in 2023, then gained by 6 bps to 20.84% in 2024, then gained by 7 bps to 22.29% in 2025.
- The last three Tax Rate figures came in at 22.29% (Q4 2025), 27.33% (Q3 2025), and 25.81% (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 16.07% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 19.33% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 21.36% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 19.19% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 20.10% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 23.11% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 4.19% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 16.45% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 20.25% |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 22.29% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 22.29% |
| Dec 31, 2025 | 22.29% |
| Sep 30, 2025 | 27.33% |
| Sep 30, 2025 | 27.33% |
| Jun 30, 2025 | 25.81% |
| Jun 30, 2025 | 25.81% |
| Mar 31, 2025 | 24.98% |
| Mar 31, 2025 | 24.98% |
| Dec 31, 2024 | 20.84% |
| Dec 31, 2024 | 20.84% |
| Sep 30, 2024 | 26.01% |
| Sep 30, 2024 | 26.01% |
| Jun 30, 2024 | 14.83% |
| Jun 30, 2024 | 14.83% |
| Mar 31, 2024 | 25.58% |
| Mar 31, 2024 | 25.58% |
| Dec 31, 2023 | 19.59% |
| Dec 31, 2023 | 19.59% |
| Sep 30, 2023 | 26.63% |
| Sep 30, 2023 | 26.63% |