Credit Acceptance (CACC) EV to CFO (2010 - 2026)
Credit Acceptance's (CACC) quarterly EV to CFO came in at 19.76 in Q2 2026, down 47.22% year-over-year from 37.44 in Q2 2025, and up 76.26% quarter-over-quarter from 11.21 in Q1 2026.
Analysis
Credit Acceptance (CACC) EV to CFO (2010 - 2026) Analysis & Trends
Credit Acceptance has disclosed EV to CFO across 17 years of filings, most recently posting 19.76 for Q2 2026.
- In Q2 2026, EV to CFO fell 47.22% year-over-year to 19.76; the TTM figure through Jun 2026 stood at 4.99 (up 5.93% YoY), while the FY2025 annual figure was 4.04, down 10.87% from the prior year.
- EV to CFO came in at 19.76 for Q2 2026 at Credit Acceptance, up from 11.21 in the prior quarter.
- In the past five years, EV to CFO ranged from a high of 37.44 in Q2 2025 to a low of 11.21 in Q1 2026.
- Average EV to CFO over 5 years is 19.36, with a median of 17.77 recorded in 2023.
- Year-over-year, EV to CFO plunged 72.32% in 2022 and jumped 33.45% in 2025.
- Over 5 years, EV to CFO stood at 19.67 in 2022, then increased by 1.49% to 19.97 in 2023, then retreated by 15.68% to 16.83 in 2024, then slipped by 6.07% to 15.81 in 2025, then gained by 24.97% to 19.76 in 2026.
- Per Business Quant data, the three most recent EV to CFO figures were 19.76 in Q2 2026, 11.21 in Q1 2026, and 15.81 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 19.76 |
| Mar 31, 2026 | 11.21 |
| Dec 31, 2025 | 15.81 |
| Sep 30, 2025 | 15.61 |
| Jun 30, 2025 | 37.44 |
| Mar 31, 2025 | 15.81 |
| Dec 31, 2024 | 16.83 |
| Sep 30, 2024 | 15.15 |
| Jun 30, 2024 | 28.06 |
| Mar 31, 2024 | 19.94 |
| Dec 31, 2023 | 19.97 |
| Sep 30, 2023 | 17.06 |
| Jun 30, 2023 | 21.59 |
| Mar 31, 2023 | 17.26 |
| Dec 31, 2022 | 19.67 |
| Sep 30, 2022 | 16.17 |
| Jun 30, 2022 | 22.91 |
| Mar 31, 2022 | 18.28 |
| Dec 31, 2021 | 71.07 |
| Sep 30, 2021 | 30.34 |