Credit Acceptance (CACC) EV to CFO (2011 - 2026)
Credit Acceptance's EV to CFO came in at 4.27 for Q3 2026, down 9.4% from 4.71 a year earlier and down 20.9% from the prior quarter.
Credit Acceptance (CACC) EV to CFO (2011 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Credit Acceptance reported EV to CFO of 4.23, up 9.9% year-over-year; for FY2025, it came in at 4.47, down 4.3% from FY2024.
- Going back by year, EV to CFO was 4.67 in FY2024 (-15.6%), 5.53 in FY2023 (+13.3%), 4.88 in FY2022 (-46.2%) and 9.07 in FY2021 (+53.2%).
- The five-year range for quarterly EV to CFO is 4.16 (Q1 2026) to 9.07 (Q4 2021).
- Year-over-year, EV to CFO increased in two of the last eight quarters, with an average decline of 6.7%.
- The fastest year-over-year change in EV to CFO over five years came in Q4 2021 (growth of 53.2%), and the weakest in Q4 2022 (a decline of 46.2%).
- Business Quant data shows CACC's EV to CFO at 5.39 (Q2 2026), 4.16 (Q1 2026) and 4.47 (Q4 2025) in the three quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - |
| 10 | Credit Acceptance | 5.41 Bn | 5.36 Bn | 577.00 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 4.27 |
| Jun 30, 2026 | 5.39 |
| Mar 31, 2026 | 4.16 |
| Dec 31, 2025 | 4.47 |
| Sep 30, 2025 | 4.71 |
| Jun 30, 2025 | 5.10 |
| Mar 31, 2025 | 4.72 |
| Dec 31, 2024 | 4.67 |
| Sep 30, 2024 | 4.56 |
| Jun 30, 2024 | 5.47 |
| Mar 31, 2024 | 5.53 |
| Dec 31, 2023 | 5.53 |
| Sep 30, 2023 | 4.90 |
| Jun 30, 2023 | 5.46 |
| Mar 31, 2023 | 4.82 |
| Dec 31, 2022 | 4.88 |
| Sep 30, 2022 | 5.22 |
| Jun 30, 2022 | 5.98 |
| Mar 31, 2022 | 6.55 |
| Dec 31, 2021 | 9.07 |
Credit Acceptance EV to CFO API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-cfo&ticker=CACC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-cfo", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-cfo&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();