Credit Acceptance (CACC) Other Operating Expenses (2010 - 2025)
Credit Acceptance (CACC) posted Other Operating Expenses of $365.1 million for Q4 2025, down 8.08% sequentially from $397.2 million in Q3 2025, and up 266.57% YoY from $99.6 million in Q4 2024.
Credit Acceptance (CACC) Other Operating Expenses (2010 - 2025) Analysis & Trends
Credit Acceptance (CACC) has 16 years of Other Operating Expenses data on file, last reported at $365.1 million in Q4 2025.
- Quarterly Other Operating Expenses rose 266.57% year-over-year to $365.1 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.3 billion (up 221.23% YoY) and the FY2025 annual result came in at $1.6 billion, up 294.05% from the prior year.
- Other Operating Expenses declined to $365.1 million in Q4 2025 per CACC's latest filing, from $397.2 million in the prior quarter.
- The five-year high for Other Operating Expenses was $420.8 million in Q2 2025, with the low at -$727.4 million in Q4 2023.
- Average Other Operating Expenses over 5 years is $152.8 million, with a median of $130.8 million recorded in 2021.
- Year-over-year, Other Operating Expenses sank 364.41% in 2023 and soared 315.81% in 2025.
- Credit Acceptance's Other Operating Expenses stood at $158.1 million in 2021, then soared by 74.0% to $275.1 million in 2022, then slumped by 364.41% to -$727.4 million in 2023, then surged by 113.69% to $99.6 million in 2024, then jumped by 266.57% to $365.1 million in 2025.
- Business Quant data shows CACC's Other Operating Expenses at $365.1 million in Q4 2025, $397.2 million in Q3 2025, and $420.8 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 365.10 Mn |
| Sep 30, 2025 | 397.20 Mn |
| Jun 30, 2025 | 420.80 Mn |
| Mar 31, 2025 | 113.40 Mn |
| Dec 31, 2024 | 99.60 Mn |
| Sep 30, 2024 | 100.40 Mn |
| Jun 30, 2024 | 101.20 Mn |
| Mar 31, 2024 | 102.40 Mn |
| Dec 31, 2023 | -727.40 Mn |
| Sep 30, 2023 | 360.80 Mn |
| Jun 30, 2023 | 96.50 Mn |
| Mar 31, 2023 | 99.30 Mn |
| Dec 31, 2022 | 275.10 Mn |
| Sep 30, 2022 | 321.60 Mn |
| Jun 30, 2022 | 283.00 Mn |
| Mar 31, 2022 | 152.30 Mn |
| Dec 31, 2021 | 158.10 Mn |
| Sep 30, 2021 | 121.00 Mn |
| Jun 30, 2021 | 75.10 Mn |
| Mar 31, 2021 | 140.60 Mn |