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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Return on Assets (2016 - 2025)

Credit Acceptance (CACC) has disclosed Return on Assets for 15 consecutive years, with 0.05% as the latest value for Q4 2025.

  • Quarterly Return on Assets rose 2.0% to 0.05% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.05% through Dec 2025, up 2.0% year-over-year, with the annual reading at 0.05% for FY2025, 2.0% up from the prior year.
  • Return on Assets hit 0.05% in Q4 2025 for Credit Acceptance, down from 0.05% in the prior quarter.
  • In the past five years, Return on Assets ranged from a high of 0.14% in Q1 2022 to a low of 0.02% in Q2 2024.
  • Historically, Return on Assets has averaged 0.07% across 5 years, with a median of 0.05% in 2025.
  • Biggest five-year swings in Return on Assets: grew 8bps in 2021 and later decreased -8bps in 2023.
  • Year by year, Return on Assets stood at 0.13% in 2021, then crashed by -42bps to 0.08% in 2022, then crashed by -51bps to 0.04% in 2023, then fell by -26bps to 0.03% in 2024, then soared by 74bps to 0.05% in 2025.
  • Business Quant data shows Return on Assets for CACC at 0.05% in Q4 2025, 0.05% in Q3 2025, and 0.05% in Q2 2025.