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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Return on Assets (2016 - 2025)

Credit Acceptance's Return on Assets history spans 15 years, with the latest figure at 0.05% for Q4 2025.

  • For Q4 2025, Return on Assets rose 2.0% year-over-year to 0.05%; the TTM value through Dec 2025 reached 0.05%, up 2.0%, while the annual FY2025 figure was 0.05%, 2.0% up from the prior year.
  • Return on Assets for Q4 2025 was 0.05% at Credit Acceptance, down from 0.05% in the prior quarter.
  • Across five years, Return on Assets topped out at 0.14% in Q1 2022 and bottomed at 0.02% in Q2 2024.
  • The 5-year median for Return on Assets is 0.05% (2025), against an average of 0.07%.
  • The largest annual shift saw Return on Assets rose 8bps in 2021 before it dropped -8bps in 2023.
  • A 5-year view of Return on Assets shows it stood at 0.13% in 2021, then tumbled by -42bps to 0.08% in 2022, then tumbled by -51bps to 0.04% in 2023, then decreased by -26bps to 0.03% in 2024, then surged by 74bps to 0.05% in 2025.
  • Per Business Quant, the three most recent readings for CACC's Return on Assets are 0.05% (Q4 2025), 0.05% (Q3 2025), and 0.05% (Q2 2025).