Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Operating Margin (2016 - 2025)

Historic Operating Margin for Credit Acceptance (CACC) over the last 16 years, with Q4 2025 value amounting to 22.73%.

  • Credit Acceptance's Operating Margin fell 72900.0% to 22.73% in Q4 2025 from the same period last year, while for Dec 2025 it was 20.02%, marking a year-over-year increase of 91500.0%. This contributed to the annual value of 20.02% for FY2025, which is 91500.0% up from last year.
  • Credit Acceptance's Operating Margin amounted to 22.73% in Q4 2025, which was down 72900.0% from 21.31% recorded in Q3 2025.
  • Credit Acceptance's 5-year Operating Margin high stood at 77.34% for Q2 2021, and its period low was 14.99% during Q2 2024.
  • Moreover, its 5-year median value for Operating Margin was 22.49% (2025), whereas its average is 28.86%.
  • Per our database at Business Quant, Credit Acceptance's Operating Margin soared by 886900bps in 2021 and then plummeted by -504200bps in 2022.
  • Quarter analysis of 5 years shows Credit Acceptance's Operating Margin stood at 57.82% in 2021, then crashed by -45bps to 31.66% in 2022, then plummeted by -39bps to 19.45% in 2023, then skyrocketed by 54bps to 30.02% in 2024, then dropped by -24bps to 22.73% in 2025.
  • Its Operating Margin stands at 22.73% for Q4 2025, versus 21.31% for Q3 2025 and 15.62% for Q2 2025.