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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Operating Margin: 2010-2025

Historic Operating Margin for Credit Acceptance (CACC) over the last 16 years, with Sep 2025 value amounting to 21.31%.

  • Credit Acceptance's Operating Margin rose 615.00% to 21.31% in Q3 2025 from the same period last year, while for Sep 2025 it was 21.80%, marking a year-over-year increase of 1410.00%. This contributed to the annual value of 10.87% for FY2024, which is 363.00% down from last year.
  • Latest data reveals that Credit Acceptance reported Operating Margin of 21.31% as of Q3 2025, which was up 36.40% from 15.62% recorded in Q2 2025.
  • Credit Acceptance's 5-year Operating Margin high stood at 77.34% for Q2 2021, and its period low was -14.99% during Q2 2024.
  • Its 3-year average for Operating Margin is 14.38%, with a median of 15.62% in 2025.
  • As far as peak fluctuations go, Credit Acceptance's Operating Margin soared by 8,869bps in 2021, and later crashed by 5,042bps in 2022.
  • Credit Acceptance's Operating Margin (Quarterly) stood at 57.82% in 2021, then plummeted by 2,616bps to 31.66% in 2022, then slumped by 1,221bps to 19.45% in 2023, then spiked by 1,058bps to 30.02% in 2024, then spiked by 615bps to 21.31% in 2025.
  • Its Operating Margin was 21.31% in Q3 2025, compared to 15.62% in Q2 2025 and 20.47% in Q1 2025.