Credit Acceptance Corp (CACC) Operating Margin (2010 - 2026)
Credit Acceptance's Operating Margin came in at 25.62% for Q2 2026, up 8.83 percentage points from 16.79% a year earlier but down 1.83 percentage points from the prior quarter.
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Analysis
Credit Acceptance Corp (CACC) Operating Margin (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Credit Acceptance reported Operating Margin of 24.89%, up 3.50 percentage points year-over-year; for FY2025, it was 21.31%, up 9.47 percentage points from FY2024.
- Operating Margin carries a five-year change of -9.34 percentage points (FY2020 to FY2025).
- Going back by year, Operating Margin was 11.84% in FY2024 (-3.77 pp), 15.61% in FY2023 (-20.70 pp), 36.31% in FY2022 (-29.54 pp) and 65.85% in FY2021 (+35.20 pp).
- The five-year range for quarterly Operating Margin is -14.05% (Q2 2024) to 68.54% (Q3 2021).
- Year-over-year, Operating Margin increased in six of the last eight quarters, with an average year-over-year change of +7.86 percentage points.
- The fastest year-over-year change in Operating Margin over five years came in Q2 2025 (a gain of 30.83 percentage points), and the weakest in Q2 2022 (a drop of 49.91 percentage points).
- Business Quant data shows CACC's Operating Margin at 27.45% (Q1 2026), 24.11% (Q4 2025) and 22.37% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 25.62% |
| Mar 31, 2026 | 27.45% |
| Dec 31, 2025 | 24.11% |
| Sep 30, 2025 | 22.37% |
| Jun 30, 2025 | 16.79% |
| Mar 31, 2025 | 21.99% |
| Dec 31, 2024 | 30.78% |
| Sep 30, 2024 | 15.99% |
| Jun 30, 2024 | -14.05% |
| Mar 31, 2024 | 13.66% |
| Dec 31, 2023 | 20.30% |
| Sep 30, 2023 | 16.72% |
| Jun 30, 2023 | 1.72% |
| Mar 31, 2023 | 24.00% |
| Dec 31, 2022 | 32.81% |
| Sep 30, 2022 | 23.72% |
| Jun 30, 2022 | 28.40% |
| Mar 31, 2022 | 60.48% |
| Dec 31, 2021 | 59.41% |
| Sep 30, 2021 | 68.54% |
API Access
Credit Acceptance Corp Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();