Credit Acceptance (CACC) Invested Capital (2009 - 2025)
Credit Acceptance (CACC) posted Invested Capital of $1.5 billion for Q4 2025, down 3.48% sequentially from $1.6 billion in Q3 2025, and down 12.92% YoY from $1.7 billion in Q4 2024.
Credit Acceptance (CACC) Invested Capital (2009 - 2025) Analysis & Trends
Credit Acceptance (CACC) has 17 years of Invested Capital data on file, last reported at $1.5 billion in Q4 2025.
- Quarterly Invested Capital fell 12.92% year-over-year to $1.5 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.5 billion (down 12.92% YoY) and the FY2025 annual result came in at $1.5 billion, down 12.92% from the prior year.
- Invested Capital fell to $1.5 billion in Q4 2025 per CACC's latest filing, from $1.6 billion in the prior quarter.
- The five-year high for Invested Capital was $2.4 billion in Q2 2021, with the low at $1.5 billion in Q2 2022.
- Average Invested Capital over 5 years is $1.7 billion, with a median of $1.7 billion recorded in 2023.
- Year-over-year, Invested Capital advanced 20.53% in 2021 and slumped 36.48% in 2022.
- Credit Acceptance's Invested Capital stood at $1.8 billion in 2021, then declined by 10.97% to $1.6 billion in 2022, then advanced by 7.99% to $1.8 billion in 2023, then decreased by 0.23% to $1.7 billion in 2024, then fell by 12.92% to $1.5 billion in 2025.
- Business Quant data shows CACC's Invested Capital at $1.5 billion in Q4 2025, $1.6 billion in Q3 2025, and $1.6 billion in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 59.66 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 8.47 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 92.75 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 30.90 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 3.78 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 12.63 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 32.96 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.52 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 2.39 Bn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 196.72 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.52 Bn |
| Sep 30, 2025 | 1.58 Bn |
| Jun 30, 2025 | 1.55 Bn |
| Mar 31, 2025 | 1.71 Bn |
| Dec 31, 2024 | 1.75 Bn |
| Sep 30, 2024 | 1.65 Bn |
| Jun 30, 2024 | 1.55 Bn |
| Mar 31, 2024 | 1.65 Bn |
| Dec 31, 2023 | 1.75 Bn |
| Sep 30, 2023 | 1.70 Bn |
| Jun 30, 2023 | 1.75 Bn |
| Mar 31, 2023 | 1.72 Bn |
| Dec 31, 2022 | 1.62 Bn |
| Sep 30, 2022 | 1.59 Bn |
| Jun 30, 2022 | 1.52 Bn |
| Mar 31, 2022 | 1.63 Bn |
| Dec 31, 2021 | 1.82 Bn |
| Sep 30, 2021 | 1.95 Bn |
| Jun 30, 2021 | 2.39 Bn |
| Mar 31, 2021 | 2.37 Bn |