Credit Acceptance (CACC) Invested Capital (2009 - 2025)

Credit Acceptance's (CACC) quarterly Invested Capital came in at $1.5 billion in Q4 2025, down 12.92% year-on-year from $1.7 billion in Q4 2024, and down 3.48% quarter-over-quarter from $1.6 billion in Q3 2025.

Credit Acceptance (CACC) Invested Capital (2009 - 2025) Analysis & Trends

Credit Acceptance has disclosed Invested Capital across 17 years of filings, most recently posting $1.5 billion for Q4 2025.

  • Invested Capital for Q4 2025 came in at $1.5 billion, down 12.92% year-over-year; the trailing twelve-month figure through Dec 2025 was $1.5 billion (down 12.92% YoY), and the FY2025 annual result was $1.5 billion, down 12.92% from the prior year.
  • Invested Capital came in at $1.5 billion for Q4 2025 at Credit Acceptance, down from $1.6 billion in the prior quarter.
  • In the past five years, Invested Capital ranged from a high of $2.4 billion in Q2 2021 to a low of $1.5 billion in Q2 2022.
  • The 5-year median for Invested Capital is $1.7 billion (2023), against an average of $1.7 billion.
  • Across the five-year window, Invested Capital grew 20.53% in 2021 and plunged 36.48% in 2022, its largest moves.
  • Credit Acceptance's Invested Capital stood at $1.8 billion in 2021, then decreased by 10.97% to $1.6 billion in 2022, then increased by 7.99% to $1.8 billion in 2023, then declined by 0.23% to $1.7 billion in 2024, then slipped by 12.92% to $1.5 billion in 2025.
  • The last three Invested Capital figures came in at $1.5 billion (Q4 2025), $1.6 billion (Q3 2025), and $1.6 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 59.66 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 8.47 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 92.75 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 112.26 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 30.90 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 32.91 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 3.78 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 12.63 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 32.96 Bn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 1.52 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.52 Bn
Sep 30, 2025 1.58 Bn
Jun 30, 2025 1.55 Bn
Mar 31, 2025 1.71 Bn
Dec 31, 2024 1.75 Bn
Sep 30, 2024 1.65 Bn
Jun 30, 2024 1.55 Bn
Mar 31, 2024 1.65 Bn
Dec 31, 2023 1.75 Bn
Sep 30, 2023 1.70 Bn
Jun 30, 2023 1.75 Bn
Mar 31, 2023 1.72 Bn
Dec 31, 2022 1.62 Bn
Sep 30, 2022 1.59 Bn
Jun 30, 2022 1.52 Bn
Mar 31, 2022 1.63 Bn
Dec 31, 2021 1.82 Bn
Sep 30, 2021 1.95 Bn
Jun 30, 2021 2.39 Bn
Mar 31, 2021 2.37 Bn