Credit Acceptance (CACC) Invested Capital (2009 - 2025)

Credit Acceptance (CACC) posted Invested Capital of $1.5 billion for Q4 2025, down 3.48% sequentially from $1.6 billion in Q3 2025, and down 12.92% YoY from $1.7 billion in Q4 2024.

Credit Acceptance (CACC) Invested Capital (2009 - 2025) Analysis & Trends

Credit Acceptance (CACC) has 17 years of Invested Capital data on file, last reported at $1.5 billion in Q4 2025.

  • Quarterly Invested Capital fell 12.92% year-over-year to $1.5 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.5 billion (down 12.92% YoY) and the FY2025 annual result came in at $1.5 billion, down 12.92% from the prior year.
  • Invested Capital fell to $1.5 billion in Q4 2025 per CACC's latest filing, from $1.6 billion in the prior quarter.
  • The five-year high for Invested Capital was $2.4 billion in Q2 2021, with the low at $1.5 billion in Q2 2022.
  • Average Invested Capital over 5 years is $1.7 billion, with a median of $1.7 billion recorded in 2023.
  • Year-over-year, Invested Capital advanced 20.53% in 2021 and slumped 36.48% in 2022.
  • Credit Acceptance's Invested Capital stood at $1.8 billion in 2021, then declined by 10.97% to $1.6 billion in 2022, then advanced by 7.99% to $1.8 billion in 2023, then decreased by 0.23% to $1.7 billion in 2024, then fell by 12.92% to $1.5 billion in 2025.
  • Business Quant data shows CACC's Invested Capital at $1.5 billion in Q4 2025, $1.6 billion in Q3 2025, and $1.6 billion in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Invested Cap. (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 59.66 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 8.47 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 92.75 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 30.90 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 3.78 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 12.63 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 32.96 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.52 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 2.39 Bn
10 Sezzle 5.91 Bn 5.79 Bn - 196.72 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.52 Bn
Sep 30, 2025 1.58 Bn
Jun 30, 2025 1.55 Bn
Mar 31, 2025 1.71 Bn
Dec 31, 2024 1.75 Bn
Sep 30, 2024 1.65 Bn
Jun 30, 2024 1.55 Bn
Mar 31, 2024 1.65 Bn
Dec 31, 2023 1.75 Bn
Sep 30, 2023 1.70 Bn
Jun 30, 2023 1.75 Bn
Mar 31, 2023 1.72 Bn
Dec 31, 2022 1.62 Bn
Sep 30, 2022 1.59 Bn
Jun 30, 2022 1.52 Bn
Mar 31, 2022 1.63 Bn
Dec 31, 2021 1.82 Bn
Sep 30, 2021 1.95 Bn
Jun 30, 2021 2.39 Bn
Mar 31, 2021 2.37 Bn