Credit Acceptance (CACC) Tax Provisions (2010 - 2025)
Credit Acceptance's (CACC) quarterly Tax Provisions came in at $35.0 million in Q4 2025, down 12.5% year-on-year from $40.0 million in Q4 2024, and down 14.0% quarter-over-quarter from $40.7 million in Q3 2025.
Credit Acceptance (CACC) Tax Provisions (2010 - 2025) Analysis & Trends
Credit Acceptance has disclosed Tax Provisions across 16 years of filings, most recently posting $35.0 million for Q4 2025.
- Tax Provisions for Q4 2025 came in at $35.0 million, down 12.5% year-over-year; the trailing twelve-month figure through Dec 2025 was $141.5 million (up 73.41% YoY), and the FY2025 annual result was $141.5 million, up 73.41% from the prior year.
- Tax Provisions came in at $35.0 million for Q4 2025 at Credit Acceptance, down from $40.7 million in the prior quarter.
- In the past five years, Tax Provisions ranged from a high of $91.1 million in Q2 2021 to a low of -$8.2 million in Q2 2024.
- The 5-year median for Tax Provisions is $35.2 million (2022), against an average of $39.2 million.
- Across the five-year window, Tax Provisions slumped 243.86% in 2024 and surged 470.73% in 2025, its largest moves.
- Credit Acceptance's Tax Provisions stood at $67.1 million in 2021, then tumbled by 46.8% to $35.7 million in 2022, then tumbled by 36.13% to $22.8 million in 2023, then jumped by 75.44% to $40.0 million in 2024, then declined by 12.5% to $35.0 million in 2025.
- The last three Tax Provisions figures came in at $35.0 million (Q4 2025), $40.7 million (Q3 2025), and $30.4 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Taxes (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 1.15 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 930.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 807.00 Mn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 518.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 280.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 242.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 4.50 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 32.82 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 81.00 Mn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 35.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 35.00 Mn |
| Sep 30, 2025 | 40.70 Mn |
| Jun 30, 2025 | 30.40 Mn |
| Mar 31, 2025 | 35.40 Mn |
| Dec 31, 2024 | 40.00 Mn |
| Sep 30, 2024 | 27.70 Mn |
| Jun 30, 2024 | -8.20 Mn |
| Mar 31, 2024 | 22.10 Mn |
| Dec 31, 2023 | 22.80 Mn |
| Sep 30, 2023 | 25.70 Mn |
| Jun 30, 2023 | 5.70 Mn |
| Mar 31, 2023 | 27.30 Mn |
| Dec 31, 2022 | 35.70 Mn |
| Sep 30, 2022 | 35.30 Mn |
| Jun 30, 2022 | 34.70 Mn |
| Mar 31, 2022 | 70.20 Mn |
| Dec 31, 2021 | 67.10 Mn |
| Sep 30, 2021 | 82.20 Mn |
| Jun 30, 2021 | 91.10 Mn |
| Mar 31, 2021 | 62.20 Mn |