Credit Acceptance (CACC) Tax Provisions (2010 - 2026)
Credit Acceptance (CACC) posted Tax Provisions of $35.0 million for Q4 2025, down 14.0% sequentially from $40.7 million in Q3 2025, and down 12.5% YoY from $40.0 million in Q4 2024.
Credit Acceptance (CACC) Tax Provisions (2010 - 2026) Analysis & Trends
Credit Acceptance has reported Tax Provisions for 16 years, with the latest figure at $35.0 million in Q4 2025.
- Quarterly Tax Provisions fell 12.5% year-over-year to $35.0 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $141.5 million (up 73.41% YoY) and the FY2025 annual result came in at $141.5 million, up 73.41% from the prior year.
- Tax Provisions slipped to $35.0 million in Q4 2025 per CACC's latest filing, from $40.7 million in the prior quarter.
- Over five years, Tax Provisions peaked at $91.1 million in Q2 2021 and troughed at -$8.2 million in Q2 2024.
- A 5-year average of $39.2 million and a median of $35.2 million in 2022 frame the typical range for Tax Provisions.
- The sharpest annual moves came in 2024 and 2025: Tax Provisions slumped 243.86% in 2024, then jumped 470.73% in 2025.
- Over 5 years, Tax Provisions stood at $67.1 million in 2021, then tumbled by 46.8% to $35.7 million in 2022, then tumbled by 36.13% to $22.8 million in 2023, then soared by 75.44% to $40.0 million in 2024, then retreated by 12.5% to $35.0 million in 2025.
- According to Business Quant data, Tax Provisions over the past three periods registered $35.0 million, $40.7 million, and $30.4 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Taxes (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 1.21 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 1.10 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 961.00 Mn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 798.00 Mn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 206.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 301.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 4.48 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 32.82 Mn |
| 10 | Credit Acceptance | 6.11 Bn | 5.62 Bn | 569.30 Mn | 32.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 32.70 Mn |
| Dec 31, 2025 | 35.00 Mn |
| Sep 30, 2025 | 40.70 Mn |
| Jun 30, 2025 | 30.40 Mn |
| Mar 31, 2025 | 35.40 Mn |
| Dec 31, 2024 | 40.00 Mn |
| Sep 30, 2024 | 27.70 Mn |
| Jun 30, 2024 | -8.20 Mn |
| Mar 31, 2024 | 22.10 Mn |
| Dec 31, 2023 | 22.80 Mn |
| Sep 30, 2023 | 25.70 Mn |
| Jun 30, 2023 | 5.70 Mn |
| Mar 31, 2023 | 27.30 Mn |
| Dec 31, 2022 | 35.70 Mn |
| Sep 30, 2022 | 35.30 Mn |
| Jun 30, 2022 | 34.70 Mn |
| Mar 31, 2022 | 70.20 Mn |
| Dec 31, 2021 | 67.10 Mn |
| Sep 30, 2021 | 82.20 Mn |
| Jun 30, 2021 | 91.10 Mn |