Credit Acceptance (CACC) Interest Expenses (2010 - 2025)

Credit Acceptance (CACC) posted Interest Expenses of $113.8 million for Q4 2025, down 2.15% sequentially from $116.3 million in Q3 2025, and up 2.25% YoY from $111.3 million in Q4 2024.

Credit Acceptance (CACC) Interest Expenses (2010 - 2025) Analysis & Trends

Credit Acceptance (CACC) has 16 years of Interest Expenses data on file, last reported at $113.8 million in Q4 2025.

  • Quarterly Interest Expenses rose 2.25% year-over-year to $113.8 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $462.9 million (up 10.35% YoY) and the FY2025 annual result came in at $462.9 million, up 10.35% from the prior year.
  • Interest Expenses eased to $113.8 million in Q4 2025 per CACC's latest filing, from $116.3 million in the prior quarter.
  • The five-year high for Interest Expenses was $118.1 million in Q2 2025, with the low at $36.5 million in Q1 2022.
  • Average Interest Expenses over 5 years is $74.0 million, with a median of $66.6 million recorded in 2023.
  • Year-over-year, Interest Expenses dropped 16.67% in 2022 and soared 70.04% in 2024.
  • Credit Acceptance's Interest Expenses stood at $38.6 million in 2021, then increased by 27.98% to $49.4 million in 2022, then soared by 59.51% to $78.8 million in 2023, then jumped by 41.24% to $111.3 million in 2024, then advanced by 2.25% to $113.8 million in 2025.
  • Business Quant data shows CACC's Interest Expenses at $113.8 million in Q4 2025, $116.3 million in Q3 2025, and $118.1 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 178.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 185.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 113.76 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 308.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.52 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 113.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - 3.02 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 113.80 Mn
Dec 31, 2025 113.80 Mn
Sep 30, 2025 116.30 Mn
Sep 30, 2025 116.30 Mn
Jun 30, 2025 118.10 Mn
Jun 30, 2025 118.10 Mn
Mar 31, 2025 114.70 Mn
Mar 31, 2025 114.70 Mn
Dec 31, 2024 111.30 Mn
Dec 31, 2024 111.30 Mn
Sep 30, 2024 111.20 Mn
Sep 30, 2024 111.20 Mn
Jun 30, 2024 104.50 Mn
Jun 30, 2024 104.50 Mn
Mar 31, 2024 92.50 Mn
Mar 31, 2024 92.50 Mn
Dec 31, 2023 78.80 Mn
Dec 31, 2023 78.80 Mn
Sep 30, 2023 70.50 Mn
Sep 30, 2023 70.50 Mn