Credit Acceptance (CACC) Interest Expenses (2010 - 2025)

Credit Acceptance has disclosed Interest Expenses across 16 years of filings, most recently posting $113.8 million for Q4 2025.

• Interest Expenses for Q4 2025 came in at $113.8 million, up 2.25% year-over-year; the trailing twelve-month figure through Dec 2025 was $462.9 million (up 10.35% YoY), and the FY2025 annual result was $462.9 million, up 10.35% from the prior year.
• Interest Expenses came in at $113.8 million for Q4 2025 at Credit Acceptance, down from $116.3 million in the prior quarter.
• In the past five years, Interest Expenses ranged from a high of $118.1 million in Q2 2025 to a low of $36.5 million in Q1 2022.
• The 5-year median for Interest Expenses is $66.6 million (2023), against an average of $74.0 million.
• Across the five-year window, Interest Expenses fell 16.67% in 2022 and surged 70.04% in 2024, its largest moves.
• Credit Acceptance's Interest Expenses stood at $38.6 million in 2021, then advanced by 27.98% to $49.4 million in 2022, then soared by 59.51% to $78.8 million in 2023, then jumped by 41.24% to $111.3 million in 2024, then increased by 2.25% to $113.8 million in 2025.
• The last three Interest Expenses figures came in at $113.8 million (Q4 2025), $116.3 million (Q3 2025), and $118.1 million (Q2 2025), per Business Quant data.