Growth Metrics

Credit Acceptance (CACC) Interest Expenses (2016 - 2025)

Credit Acceptance's Interest Expenses history spans 16 years, with the latest figure at $113.8 million for Q4 2025.

  • For Q4 2025, Interest Expenses rose 2.25% year-over-year to $113.8 million; the TTM value through Dec 2025 reached $462.9 million, up 10.35%, while the annual FY2025 figure was $462.9 million, 10.35% up from the prior year.
  • Interest Expenses for Q4 2025 was $113.8 million at Credit Acceptance, down from $116.3 million in the prior quarter.
  • Across five years, Interest Expenses topped out at $118.1 million in Q2 2025 and bottomed at $36.5 million in Q1 2022.
  • The 5-year median for Interest Expenses is $66.6 million (2023), against an average of $74.0 million.
  • The largest annual shift saw Interest Expenses dropped 16.67% in 2022 before it soared 70.04% in 2024.
  • A 5-year view of Interest Expenses shows it stood at $38.6 million in 2021, then rose by 27.98% to $49.4 million in 2022, then skyrocketed by 59.51% to $78.8 million in 2023, then surged by 41.24% to $111.3 million in 2024, then rose by 2.25% to $113.8 million in 2025.
  • Per Business Quant, the three most recent readings for CACC's Interest Expenses are $113.8 million (Q4 2025), $116.3 million (Q3 2025), and $118.1 million (Q2 2025).