Growth Metrics

Credit Acceptance (CACC) Interest Expenses (2016 - 2025)

Credit Acceptance (CACC) has disclosed Interest Expenses for 16 consecutive years, with $113.8 million as the latest value for Q4 2025.

  • Quarterly Interest Expenses rose 2.25% to $113.8 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $462.9 million through Dec 2025, up 10.35% year-over-year, with the annual reading at $462.9 million for FY2025, 10.35% up from the prior year.
  • Interest Expenses hit $113.8 million in Q4 2025 for Credit Acceptance, down from $116.3 million in the prior quarter.
  • In the past five years, Interest Expenses ranged from a high of $118.1 million in Q2 2025 to a low of $36.5 million in Q1 2022.
  • Historically, Interest Expenses has averaged $74.0 million across 5 years, with a median of $66.6 million in 2023.
  • Biggest five-year swings in Interest Expenses: decreased 16.67% in 2022 and later skyrocketed 70.04% in 2024.
  • Year by year, Interest Expenses stood at $38.6 million in 2021, then grew by 27.98% to $49.4 million in 2022, then surged by 59.51% to $78.8 million in 2023, then soared by 41.24% to $111.3 million in 2024, then grew by 2.25% to $113.8 million in 2025.
  • Business Quant data shows Interest Expenses for CACC at $113.8 million in Q4 2025, $116.3 million in Q3 2025, and $118.1 million in Q2 2025.