Credit Acceptance (CACC) Interest Expenses (2010 - 2026)

Credit Acceptance has reported Interest Expenses for 16 years, with the latest figure at $139.1 million in Q4 2025.

• Quarterly Interest Expenses rose 63.26% year-over-year to $139.1 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $488.2 million (up 24.1% YoY) and the FY2025 annual result came in at $462.9 million, up 10.35% from the prior year.
• Interest Expenses grew to $139.1 million in Q4 2025 per CACC's latest filing, from $116.3 million in the prior quarter.
• Over five years, Interest Expenses peaked at $139.1 million in Q4 2025 and troughed at $30.1 million in Q4 2022.
• A 5-year average of $73.5 million and a median of $66.6 million in 2023 frame the typical range for Interest Expenses.
• The sharpest annual moves came in 2022 and 2023: Interest Expenses slumped 37.68% in 2022, then surged 161.79% in 2023.
• Over 5 years, Interest Expenses stood at $48.3 million in 2021, then plunged by 37.68% to $30.1 million in 2022, then soared by 161.79% to $78.8 million in 2023, then advanced by 8.12% to $85.2 million in 2024, then jumped by 63.26% to $139.1 million in 2025.
• According to Business Quant data, Interest Expenses over the past three periods registered $139.1 million, $116.3 million, and $118.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.