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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) FCF Margin (2016 - 2025)

Credit Acceptance's FCF Margin history spans 16 years, with the latest figure at 46.37% for Q4 2025.

  • On a quarterly basis, FCF Margin rose 6673.0% to 46.37% in Q4 2025 year-over-year; TTM through Dec 2025 was 86.93%, a 35886.0% increase, with the full-year FY2025 number at 45.44%, down 113676.0% from a year prior.
  • FCF Margin hit 46.37% in Q4 2025 for Credit Acceptance, down from 1239.83% in the prior quarter.
  • Over the last five years, FCF Margin for CACC hit a ceiling of 2713.04% in Q1 2022 and a floor of 20.36% in Q4 2024.
  • Historically, FCF Margin has averaged 954.3% across 5 years, with a median of 1060.73% in 2021.
  • Biggest five-year swings in FCF Margin: soared 264111bps in 2022 and later plummeted -191864bps in 2023.
  • Tracing CACC's FCF Margin over 5 years: stood at 881.63% in 2021, then soared by 89bps to 1670.18% in 2022, then dropped by -14bps to 1432.87% in 2023, then crashed by -101bps to 20.36% in 2024, then surged by 328bps to 46.37% in 2025.
  • Business Quant data shows FCF Margin for CACC at 46.37% in Q4 2025, 1239.83% in Q3 2025, and 23.88% in Q2 2025.