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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) FCF Margin (2016 - 2025)

Credit Acceptance (CACC) has disclosed FCF Margin for 16 consecutive years, with 46.37% as the latest value for Q4 2025.

  • Quarterly FCF Margin rose 6673.0% to 46.37% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 86.93% through Dec 2025, up 35886.0% year-over-year, with the annual reading at 45.44% for FY2025, 113676.0% down from the prior year.
  • FCF Margin hit 46.37% in Q4 2025 for Credit Acceptance, down from 1239.83% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 2713.04% in Q1 2022 to a low of 20.36% in Q4 2024.
  • Historically, FCF Margin has averaged 954.3% across 5 years, with a median of 1060.73% in 2021.
  • Biggest five-year swings in FCF Margin: soared 264111bps in 2022 and later plummeted -191864bps in 2023.
  • Year by year, FCF Margin stood at 881.63% in 2021, then skyrocketed by 89bps to 1670.18% in 2022, then decreased by -14bps to 1432.87% in 2023, then plummeted by -101bps to 20.36% in 2024, then soared by 328bps to 46.37% in 2025.
  • Business Quant data shows FCF Margin for CACC at 46.37% in Q4 2025, 1239.83% in Q3 2025, and 23.88% in Q2 2025.