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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) FCF Margin (2016 - 2025)

Credit Acceptance's FCF Margin history spans 16 years, with the latest figure at 16.38% for Q4 2025.

  • For Q4 2025, FCF Margin fell 3541.0% year-over-year to 16.38%; the TTM value through Dec 2025 reached 1101.46%, up 104893.0%, while the annual FY2025 figure was 1101.46%, 104893.0% up from the prior year.
  • FCF Margin for Q4 2025 was 16.38% at Credit Acceptance, down from 51.3% in the prior quarter.
  • Across five years, FCF Margin topped out at 2252.78% in Q1 2021 and bottomed at 16.38% in Q4 2025.
  • The 5-year median for FCF Margin is 64.23% (2023), against an average of 700.34%.
  • The largest annual shift saw FCF Margin surged 219446bps in 2021 before it crashed -217062bps in 2022.
  • A 5-year view of FCF Margin shows it stood at 9.73% in 2021, then surged by 17272bps to 1670.18% in 2022, then tumbled by -96bps to 62.96% in 2023, then crashed by -70bps to 19.03% in 2024, then crashed by -186bps to 16.38% in 2025.
  • Per Business Quant, the three most recent readings for CACC's FCF Margin are 16.38% (Q4 2025), 51.3% (Q3 2025), and 23.88% (Q2 2025).