Credit Acceptance (CACC) FCF Margin (2010 - 2025)

Credit Acceptance has reported FCF Margin for 16 years, with the latest figure at 1125.1% in Q4 2025.

• Quarterly FCF Margin rose 114547.0% year-over-year to 1125.1% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 160.69% (up 43261.0% YoY) and the FY2025 annual result came in at 1101.46%, down 8074.0% from the prior year.
• FCF Margin declined to 1125.1% in Q4 2025 per CACC's latest filing, from 1239.83% in the prior quarter.
• Over five years, FCF Margin peaked at 2252.78% in Q1 2021 and troughed at 23.26% in Q4 2023.
• A 5-year average of 566.23% and a median of 63.86% in 2023 frame the typical range for FCF Margin.
• The sharpest annual moves came in 2021 and 2022: FCF Margin surged 209101 bps in 2021, then plunged 217062 bps in 2022.
• Over 5 years, FCF Margin stood at 9.73% in 2021, then jumped by 740 bps to 62.22% in 2022, then slumped by 137 bps to 23.26% in 2023, then increased by 12 bps to 20.36% in 2024, then soared by 5626 bps to 1125.1% in 2025.
• According to Business Quant data, FCF Margin over the past three periods registered 1125.1%, 1239.83%, and 23.88% for Q4 2025, Q3 2025, and Q2 2025 respectively.