Credit Acceptance Corp (CACC) FCF Margin (2010 - 2026)
Credit Acceptance (CACC) posted FCF Margin of 52.42% for Q2 2026, up 28.54 percentage points from 23.88% a year earlier but down 7.15 percentage points from the prior quarter.
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Analysis
Credit Acceptance Corp (CACC) FCF Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, FCF Margin at Credit Acceptance was 52.41%, up 3.62 percentage points year-over-year; for FY2025, it was 45.44%, down 7.10 percentage points from FY2024.
- Annual FCF Margin has declined for three consecutive years, with a five-year change of -13.07 percentage points (FY2020 to FY2025).
- In prior years, Credit Acceptance's FCF Margin was 52.54% in FY2024 (-10.55 pp), 63.08% in FY2023 (-4.35 pp), 67.43% in FY2022 (+10.22 pp) and 57.21% in FY2021 (-1.30 pp).
- Quarterly FCF Margin has run from a low of 23.88% in Q2 2025 to a high of 82.16% in Q1 2022 over five years.
- On a year-over-year basis, FCF Margin increased in 1 of the last eight quarters, with an average year-over-year change of -2.20 percentage points.
- The strongest year-over-year quarter for FCF Margin in the past five years was Q4 2022, with a gain of 34.24 percentage points; the weakest was Q2 2024, with a drop of 21.01 percentage points.
- According to Business Quant data, FCF Margin for the three prior quarters was 59.57% (Q1 2026), 46.37% (Q4 2025) and 51.30% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 52.42% |
| Mar 31, 2026 | 59.57% |
| Dec 31, 2025 | 46.37% |
| Sep 30, 2025 | 51.30% |
| Jun 30, 2025 | 23.88% |
| Mar 31, 2025 | 60.57% |
| Dec 31, 2024 | 53.98% |
| Sep 30, 2024 | 57.66% |
| Jun 30, 2024 | 37.83% |
| Mar 31, 2024 | 60.96% |
| Dec 31, 2023 | 62.96% |
| Sep 30, 2023 | 65.50% |
| Jun 30, 2023 | 58.84% |
| Mar 31, 2023 | 65.14% |
| Dec 31, 2022 | 62.22% |
| Sep 30, 2022 | 70.69% |
| Jun 30, 2022 | 54.70% |
| Mar 31, 2022 | 82.16% |
| Dec 31, 2021 | 27.98% |
| Sep 30, 2021 | 56.75% |
API Access
Credit Acceptance Corp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();