Credit Acceptance (CACC) FCF Margin (2010 - 2025)

Credit Acceptance has disclosed FCF Margin across 16 years of filings, most recently posting 46.37% for Q4 2025.

• FCF Margin for Q4 2025 came in at 46.37%, up 6673.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 86.93% (up 35886.0% YoY), and the FY2025 annual result was 45.44%, down 113676.0% from the prior year.
• FCF Margin came in at 46.37% for Q4 2025 at Credit Acceptance, down from 1239.83% in the prior quarter.
• In the past five years, FCF Margin ranged from a high of 2713.04% in Q1 2022 to a low of 20.36% in Q4 2024.
• The 5-year median for FCF Margin is 1060.73% (2021), against an average of 954.3%.
• Across the five-year window, FCF Margin jumped 264111 bps in 2022 and plunged 191864 bps in 2023, its largest moves.
• Credit Acceptance's FCF Margin stood at 881.63% in 2021, then surged by 89 bps to 1670.18% in 2022, then fell by 14 bps to 1432.87% in 2023, then plunged by 101 bps to 20.36% in 2024, then jumped by 328 bps to 46.37% in 2025.
• The last three FCF Margin figures came in at 46.37% (Q4 2025), 1239.83% (Q3 2025), and 23.88% (Q2 2025), per Business Quant data.