Credit Acceptance (CACC) Return on Sales (2010 - 2025)

Credit Acceptance has disclosed Return on Sales across 16 years of filings, most recently posting 0.0% for Q4 2025.

• Return on Sales for Q4 2025 came in at 0.0%, changed 0.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.0% (up 1.0% YoY), and the FY2025 annual result was 0.0%, down 2.0% from the prior year.
• Return on Sales came in at 0.0% for Q4 2025 at Credit Acceptance, down from 0.04% in the prior quarter.
• In the past five years, Return on Sales ranged from a high of 0.16% in Q3 2021 to a low of 0.02% in Q2 2024.
• The 5-year median for Return on Sales is 0.03% (2023), against an average of 0.04%.
• Peak annual rise in Return on Sales reached 15 bps in 2022, while the deepest fall reached 11 bps in 2022.
• Credit Acceptance's Return on Sales stood at 0.15% in 2021, then tumbled by 50 bps to 0.07% in 2022, then sank by 42 bps to 0.04% in 2023, then slumped by 102 bps to 0.0% in 2024, then surged by 308 bps to 0.0% in 2025.
• The last three Return on Sales figures came in at 0.0% (Q4 2025), 0.04% (Q3 2025), and 0.0% (Q2 2025), per Business Quant data.