Growth Metrics

Credit Acceptance (CACC) Return on Sales (2016 - 2025)

Credit Acceptance's Return on Sales history spans 16 years, with the latest figure at 0.07% for Q4 2025.

  • For Q4 2025, Return on Sales fell 17.0% year-over-year to 0.07%; the TTM value through Dec 2025 reached 4.43%, up 432.0%, while the annual FY2025 figure was 4.43%, 432.0% up from the prior year.
  • Return on Sales for Q4 2025 was 0.07% at Credit Acceptance, down from 0.19% in the prior quarter.
  • Across five years, Return on Sales topped out at 18.27% in Q2 2021 and bottomed at 1.94% in Q2 2024.
  • The 5-year median for Return on Sales is 0.19% (2023), against an average of 3.04%.
  • The largest annual shift saw Return on Sales skyrocketed 1803bps in 2021 before it tumbled -1356bps in 2022.
  • A 5-year view of Return on Sales shows it stood at 0.16% in 2021, then surged by 4659bps to 7.44% in 2022, then tumbled by -97bps to 0.19% in 2023, then crashed by -50bps to 0.09% in 2024, then plummeted by -179bps to 0.07% in 2025.
  • Per Business Quant, the three most recent readings for CACC's Return on Sales are 0.07% (Q4 2025), 0.19% (Q3 2025), and 0.15% (Q2 2025).