Credit Acceptance (CACC) Return on Sales (2010 - 2026)

Credit Acceptance has reported Return on Sales for 16 years, with the latest figure at 0.05% in Q4 2025.

• Quarterly Return on Sales rose 5.0% year-over-year to 0.05% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.01% (up 1.0% YoY) and the FY2025 annual result came in at 0.04%, up 2.0% from the prior year.
• Return on Sales climbed to 0.05% in Q4 2025 per CACC's latest filing, from 0.04% in the prior quarter.
• Over five years, Return on Sales peaked at 0.18% in Q2 2021 and troughed at 0.02% in Q2 2024.
• A 5-year average of 0.03% and a median of 0.0% in 2022 frame the typical range for Return on Sales.
• The sharpest annual moves came in 2021 and 2022: Return on Sales rose 21 bps in 2021, then fell 18 bps in 2022.
• Over 5 years, Return on Sales stood at 0.0% in 2021, then jumped by 270 bps to 0.0% in 2022, then slumped by 125 bps to 0.0% in 2023, then slumped by 44 bps to 0.0% in 2024, then jumped by 5142 bps to 0.05% in 2025.
• According to Business Quant data, Return on Sales over the past three periods registered 0.05%, 0.04%, and 0.0% for Q4 2025, Q3 2025, and Q2 2025 respectively.