Credit Acceptance (CACC) Return on Sales (2010 - 2025)

Credit Acceptance (CACC) posted Return on Sales of 0.0% for Q4 2025, down 95.31% sequentially from 0.04% in Q3 2025, and little changed YoY from 0.0% in Q4 2024.

Credit Acceptance (CACC) Return on Sales (2010 - 2025) Analysis & Trends

Credit Acceptance (CACC) has 16 years of Return on Sales data on file, last reported at 0.0% in Q4 2025.

  • Quarterly Return on Sales changed 0.0% year-over-year to 0.0% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.0% (up 1.0% YoY) and the FY2025 annual result came in at 0.0%, down 2.0% from the prior year.
  • Return on Sales fell to 0.0% in Q4 2025 per CACC's latest filing, from 0.04% in the prior quarter.
  • The five-year high for Return on Sales was 0.16% in Q3 2021, with the low at 0.02% in Q2 2024.
  • Average Return on Sales over 5 years is 0.04%, with a median of 0.03% recorded in 2023.
  • The widest YoY moves for Return on Sales: up 15 bps in 2022, down 11 bps in 2022.
  • Credit Acceptance's Return on Sales stood at 0.15% in 2021, then plunged by 50 bps to 0.07% in 2022, then slumped by 42 bps to 0.04% in 2023, then tumbled by 102 bps to 0.0% in 2024, then surged by 308 bps to 0.0% in 2025.
  • Business Quant data shows CACC's Return on Sales at 0.0% in Q4 2025, 0.04% in Q3 2025, and 0.0% in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROS (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.01%
2 Mastercard 465.55 Bn 455.34 Bn - 0.00%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.00%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.00%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.00%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.00%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.00%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.00%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00%
10 Sezzle 5.91 Bn 5.79 Bn - 0.00%

Historic Data

Download Data
DateValue
Dec 31, 2025 0.00%
Sep 30, 2025 0.04%
Jun 30, 2025 0.00%
Mar 31, 2025 0.05%
Dec 31, 2024 0.00%
Sep 30, 2024 0.00%
Jun 30, 2024 -0.02%
Mar 31, 2024 0.00%
Dec 31, 2023 0.04%
Sep 30, 2023 0.00%
Jun 30, 2023 0.01%
Mar 31, 2023 0.06%
Dec 31, 2022 0.07%
Sep 30, 2022 0.05%
Jun 30, 2022 0.07%
Mar 31, 2022 0.16%
Dec 31, 2021 0.15%
Sep 30, 2021 0.16%
Jun 30, 2021 0.01%
Mar 31, 2021 0.00%