Credit Acceptance (CACC) Return on Sales (2010 - 2025)
Credit Acceptance (CACC) posted Return on Sales of 0.0% for Q4 2025, down 95.31% sequentially from 0.04% in Q3 2025, and little changed YoY from 0.0% in Q4 2024.
Credit Acceptance (CACC) Return on Sales (2010 - 2025) Analysis & Trends
Credit Acceptance (CACC) has 16 years of Return on Sales data on file, last reported at 0.0% in Q4 2025.
- Quarterly Return on Sales changed 0.0% year-over-year to 0.0% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.0% (up 1.0% YoY) and the FY2025 annual result came in at 0.0%, down 2.0% from the prior year.
- Return on Sales fell to 0.0% in Q4 2025 per CACC's latest filing, from 0.04% in the prior quarter.
- The five-year high for Return on Sales was 0.16% in Q3 2021, with the low at 0.02% in Q2 2024.
- Average Return on Sales over 5 years is 0.04%, with a median of 0.03% recorded in 2023.
- The widest YoY moves for Return on Sales: up 15 bps in 2022, down 11 bps in 2022.
- Credit Acceptance's Return on Sales stood at 0.15% in 2021, then plunged by 50 bps to 0.07% in 2022, then slumped by 42 bps to 0.04% in 2023, then tumbled by 102 bps to 0.0% in 2024, then surged by 308 bps to 0.0% in 2025.
- Business Quant data shows CACC's Return on Sales at 0.0% in Q4 2025, 0.04% in Q3 2025, and 0.0% in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROS (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.01% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.00% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.00% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.00% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.00% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.00% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.00% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.00% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.00% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 0.00% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.00% |
| Sep 30, 2025 | 0.04% |
| Jun 30, 2025 | 0.00% |
| Mar 31, 2025 | 0.05% |
| Dec 31, 2024 | 0.00% |
| Sep 30, 2024 | 0.00% |
| Jun 30, 2024 | -0.02% |
| Mar 31, 2024 | 0.00% |
| Dec 31, 2023 | 0.04% |
| Sep 30, 2023 | 0.00% |
| Jun 30, 2023 | 0.01% |
| Mar 31, 2023 | 0.06% |
| Dec 31, 2022 | 0.07% |
| Sep 30, 2022 | 0.05% |
| Jun 30, 2022 | 0.07% |
| Mar 31, 2022 | 0.16% |
| Dec 31, 2021 | 0.15% |
| Sep 30, 2021 | 0.16% |
| Jun 30, 2021 | 0.01% |
| Mar 31, 2021 | 0.00% |