Credit Acceptance Corp (CACC) Operating Income (2010 - 2026)
Credit Acceptance (CACC) recorded Operating Income of $150.5 million in Q2 2026, up 53.6% from $98 million a year earlier but down 5.5% from the prior quarter.
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Analysis
Credit Acceptance Corp (CACC) Operating Income (2010 - 2026) Analysis & Trends
On a TTM basis, Credit Acceptance's Operating Income came in at $579.8 million as of Jun 30, 2026, up 19.3% year-over-year; for FY2025, it came in at $493.7 million, up 92.9% from FY2024.
- Annual Operating Income has a five-year compound annual growth rate of -0.7% (FY2020 to FY2025).
- Across earlier years, Operating Income came in at $256 million in FY2024 (-13.8%), $296.9 million in FY2023 (-55.4%), $665.3 million in FY2022 (-45.6%) and $1.22 billion in FY2021 (+138.9%).
- Quarterly Operating Income has ranged from -$75.6 million in Q2 2024 to $322.2 million in Q3 2021 over the past five years.
- On a year-over-year basis, Operating Income rose in six of the last seven quarters, with growth averaging 39.2%.
- Peak year-over-year performance for Operating Income in the last five years was growth of 81.0% in Q1 2025, against a decline of 93.7% in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at $159.2 million (Q1 2026), $139.8 million (Q4 2025) and $130.3 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 150.50 Mn |
| Mar 31, 2026 | 159.20 Mn |
| Dec 31, 2025 | 139.80 Mn |
| Sep 30, 2025 | 130.30 Mn |
| Jun 30, 2025 | 98.00 Mn |
| Mar 31, 2025 | 125.60 Mn |
| Dec 31, 2024 | 174.20 Mn |
| Sep 30, 2024 | 88.00 Mn |
| Jun 30, 2024 | -75.60 Mn |
| Mar 31, 2024 | 69.40 Mn |
| Dec 31, 2023 | 99.80 Mn |
| Sep 30, 2023 | 80.00 Mn |
| Jun 30, 2023 | 8.20 Mn |
| Mar 31, 2023 | 108.90 Mn |
| Dec 31, 2022 | 150.60 Mn |
| Sep 30, 2022 | 109.20 Mn |
| Jun 30, 2022 | 129.90 Mn |
| Mar 31, 2022 | 275.60 Mn |
| Dec 31, 2021 | 275.20 Mn |
| Sep 30, 2021 | 322.20 Mn |
API Access
Credit Acceptance Corp Operating Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-income&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-income", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-income&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();