Credit Acceptance (CACC) Operating Income (2010 - 2025)

Credit Acceptance has disclosed Operating Income across 16 years of filings, most recently posting $139.8 million for Q4 2025.

• Operating Income for Q4 2025 came in at $139.8 million, up 108.42% year-over-year; the trailing twelve-month figure through Dec 2025 was -$324.5 million (up 68.2% YoY), and the FY2025 annual result was $493.7 million, up 198.78% from the prior year.
• Operating Income came in at $139.8 million for Q4 2025 at Credit Acceptance, up from -$434.2 million in the prior quarter.
• In the past five years, Operating Income ranged from a high of $684.0 million in Q4 2023 to a low of -$1.7 billion in Q4 2024.
• The 5-year median for Operating Income is -$122.0 million (2023), against an average of -$79.4 million.
• Peak annual rise in Operating Income reached 443.78% in 2024, while the deepest fall reached 342.78% in 2024.
• Credit Acceptance's Operating Income stood at -$154.2 million in 2021, then plunged by 73.41% to -$267.4 million in 2022, then surged by 355.8% to $684.0 million in 2023, then slumped by 342.78% to -$1.7 billion in 2024, then surged by 108.42% to $139.8 million in 2025.
• The last three Operating Income figures came in at $139.8 million (Q4 2025), -$434.2 million (Q3 2025), and $98.0 million (Q2 2025), per Business Quant data.