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Consolidated Net IncomeEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Gross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest ExpensesNet Income towards Common StockholdersOperating ExpensesOperating IncomeOther Non Operating IncomeOther Operating ExpensesProfit After TaxRevenueSelling, General & AdministrativeShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateWages, Salaries and Other
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Credit Acceptance (CACC) Operating Income (2016 - 2025)

Credit Acceptance's Operating Income history spans 16 years, with the latest figure at -$2.7 billion for Q4 2025.

  • For Q4 2025, Operating Income fell 203.96% year-over-year to -$2.7 billion; the TTM value through Dec 2025 reached -$1.7 billion, down 190.53%, while the annual FY2025 figure was -$1.7 billion, 208.85% down from the prior year.
  • Operating Income for Q4 2025 was -$2.7 billion at Credit Acceptance, down from $417.2 million in the prior quarter.
  • Across five years, Operating Income topped out at $2.6 billion in Q4 2024 and bottomed at -$2.7 billion in Q4 2025.
  • The 5-year median for Operating Income is -$39.2 million (2021), against an average of -$78.9 million.
  • The largest annual shift saw Operating Income plummeted 7351.22% in 2024 before it surged 504.47% in 2025.
  • A 5-year view of Operating Income shows it stood at -$1.5 billion in 2021, then surged by 124.47% to $373.9 million in 2022, then tumbled by 291.09% to -$714.5 million in 2023, then surged by 458.47% to $2.6 billion in 2024, then tumbled by 203.96% to -$2.7 billion in 2025.
  • Per Business Quant, the three most recent readings for CACC's Operating Income are -$2.7 billion (Q4 2025), $417.2 million (Q3 2025), and $98.0 million (Q2 2025).