Credit Acceptance (CACC) Operating Income (2010 - 2025)

Credit Acceptance (CACC) has 16 years of Operating Income data on file, last reported at $139.8 million in Q4 2025.

• Quarterly Operating Income rose 108.42% year-over-year to $139.8 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$324.5 million (up 68.2% YoY) and the FY2025 annual result came in at $493.7 million, up 198.78% from the prior year.
• Operating Income climbed to $139.8 million in Q4 2025 per CACC's latest filing, from -$434.2 million in the prior quarter.
• The five-year high for Operating Income was $684.0 million in Q4 2023, with the low at -$1.7 billion in Q4 2024.
• Average Operating Income over 5 years is -$79.4 million, with a median of -$122.0 million recorded in 2023.
• The widest YoY moves for Operating Income: up 443.78% in 2024, down 342.78% in 2024.
• Credit Acceptance's Operating Income stood at -$154.2 million in 2021, then sank by 73.41% to -$267.4 million in 2022, then surged by 355.8% to $684.0 million in 2023, then tumbled by 342.78% to -$1.7 billion in 2024, then surged by 108.42% to $139.8 million in 2025.
• Business Quant data shows CACC's Operating Income at $139.8 million in Q4 2025, -$434.2 million in Q3 2025, and $98.0 million in Q2 2025.