Balance Sheet
Cash Flow Statement
Amortization of Deferred ChargesAmortization of Deferred ChargesCapital ExpendituresCapital ExpendituresCash from Financing ActivitiesCash from Financing ActivitiesCash from Investing ActivitiesCash from Investing ActivitiesCash from OperationsCash from OperationsChange in Accured ExpensesChange in Accured ExpensesChange in Acquisitions & DivestmentsChange in Acquisitions & DivestmentsChange in CashChange in TaxesChange in TaxesDeferred TaxesDepreciation & Amortization (CF)Depreciation & Amortization (CF)Depreciation and DepletionDepreciation and DepletionFree Cash FlowFree Cash FlowGains from Investment SecuritiesGains from Investment SecuritiesLong-Term Debt IssuancesLong-Term Debt RepaymentsNet Cash FlowNet Cash FlowNet IncomeOther Working Capital ChangesOther Working Capital ChangesOther financing activitiesOther financing activitiesShare-based CompensationShare-based CompensationShares IssuedShares Repurchased
Daily Values
Growth Metrics
Income Statement
Others
Ratios

Credit Acceptance (CACC) Free Cash Flow (2016 - 2025)

Credit Acceptance (CACC) has disclosed Free Cash Flow for 16 consecutive years, with $268.9 million as the latest value for Q4 2025.

  • Quarterly Free Cash Flow fell 11.98% to $268.9 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $1.1 billion through Dec 2025, down 7.31% year-over-year, with the annual reading at $1.1 billion for FY2025, 7.31% down from the prior year.
  • Free Cash Flow hit $268.9 million in Q4 2025 for Credit Acceptance, down from $298.8 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $374.4 million in Q1 2022 to a low of $129.6 million in Q4 2021.
  • Historically, Free Cash Flow has averaged $284.3 million across 5 years, with a median of $302.2 million in 2024.
  • Biggest five-year swings in Free Cash Flow: plummeted 35.65% in 2021 and later soared 120.37% in 2022.
  • Year by year, Free Cash Flow stood at $129.6 million in 2021, then soared by 120.37% to $285.6 million in 2022, then rose by 8.37% to $309.5 million in 2023, then dropped by 1.29% to $305.5 million in 2024, then dropped by 11.98% to $268.9 million in 2025.
  • Business Quant data shows Free Cash Flow for CACC at $268.9 million in Q4 2025, $298.8 million in Q3 2025, and $139.4 million in Q2 2025.