Credit Acceptance (CACC) Free Cash Flow (2010 - 2025)

Credit Acceptance has disclosed Free Cash Flow across 16 years of filings, most recently posting $268.9 million for Q4 2025.

• Free Cash Flow for Q4 2025 came in at $268.9 million, down 11.98% year-over-year; the trailing twelve-month figure through Dec 2025 was $1.1 billion (down 7.31% YoY), and the FY2025 annual result was $1.1 billion, down 7.31% from the prior year.
• Free Cash Flow came in at $268.9 million for Q4 2025 at Credit Acceptance, down from $298.8 million in the prior quarter.
• In the past five years, Free Cash Flow ranged from a high of $374.4 million in Q1 2022 to a low of $129.6 million in Q4 2021.
• The 5-year median for Free Cash Flow is $302.2 million (2024), against an average of $284.3 million.
• Across the five-year window, Free Cash Flow slumped 35.65% in 2021 and jumped 120.37% in 2022, its largest moves.
• Credit Acceptance's Free Cash Flow stood at $129.6 million in 2021, then jumped by 120.37% to $285.6 million in 2022, then gained by 8.37% to $309.5 million in 2023, then decreased by 1.29% to $305.5 million in 2024, then declined by 11.98% to $268.9 million in 2025.
• The last three Free Cash Flow figures came in at $268.9 million (Q4 2025), $298.8 million (Q3 2025), and $139.4 million (Q2 2025), per Business Quant data.