Credit Acceptance Corp (CACC) Free Cash Flow (2010 - 2026)
Credit Acceptance (CACC) reported Free Cash Flow of $307.9 million for Q2 2026, up 120.9% from $139.4 million a year earlier but down 10.9% from the prior quarter.
Credit Acceptance Corp (CACC) Free Cash Flow (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Credit Acceptance's Free Cash Flow came in at $1.22 billion, up 10.2% year-over-year; for FY2025, it was $1.05 billion, down 7.3% from FY2024.
- Free Cash Flow has declined for three consecutive years, though with a five-year compound annual growth rate of 1.5% (FY2020 to FY2025).
- By year, Free Cash Flow came in at $1.14 billion in FY2024 (-5.3%), $1.2 billion in FY2023 (-2.9%), $1.24 billion in FY2022 (+16.4%) and $1.06 billion in FY2021 (+8.7%).
- Five-year quarterly Free Cash Flow spans a low of $129.6 million in Q4 2021 and a high of $374.4 million in Q1 2022.
- Year over year, Free Cash Flow gained in three of the last eight quarters, with growth averaging 10.4%.
- The high point for year-over-year Free Cash Flow in five years was Q2 2026 (growth of 120.9%); the low point was Q4 2021 (a decline of 35.7%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $345.5 million (Q1 2026), $268.9 million (Q4 2025) and $298.8 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 307.90 Mn |
| Mar 31, 2026 | 345.50 Mn |
| Dec 31, 2025 | 268.90 Mn |
| Sep 30, 2025 | 298.80 Mn |
| Jun 30, 2025 | 139.40 Mn |
| Mar 31, 2025 | 345.90 Mn |
| Dec 31, 2024 | 305.50 Mn |
| Sep 30, 2024 | 317.30 Mn |
| Jun 30, 2024 | 203.60 Mn |
| Mar 31, 2024 | 309.70 Mn |
| Dec 31, 2023 | 309.50 Mn |
| Sep 30, 2023 | 313.50 Mn |
| Jun 30, 2023 | 281.20 Mn |
| Mar 31, 2023 | 295.60 Mn |
| Dec 31, 2022 | 285.60 Mn |
| Sep 30, 2022 | 325.40 Mn |
| Jun 30, 2022 | 250.20 Mn |
| Mar 31, 2022 | 374.40 Mn |
| Dec 31, 2021 | 129.60 Mn |
| Sep 30, 2021 | 266.80 Mn |
Credit Acceptance Corp Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=CACC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();