Credit Acceptance (CACC) Free Cash Flow (2010 - 2025)

Credit Acceptance has reported Free Cash Flow for 16 years, with the latest figure at $268.9 million in Q4 2025.

• Quarterly Free Cash Flow fell 11.98% year-over-year to $268.9 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.1 billion (down 7.31% YoY) and the FY2025 annual result came in at $1.1 billion, down 7.31% from the prior year.
• Free Cash Flow retreated to $268.9 million in Q4 2025 per CACC's latest filing, from $298.8 million in the prior quarter.
• Over five years, Free Cash Flow peaked at $374.4 million in Q1 2022 and troughed at $129.6 million in Q4 2021.
• A 5-year average of $284.3 million and a median of $302.2 million in 2024 frame the typical range for Free Cash Flow.
• The sharpest annual moves came in 2021 and 2022: Free Cash Flow slumped 35.65% in 2021, then soared 120.37% in 2022.
• Over 5 years, Free Cash Flow stood at $129.6 million in 2021, then soared by 120.37% to $285.6 million in 2022, then climbed by 8.37% to $309.5 million in 2023, then dropped by 1.29% to $305.5 million in 2024, then slipped by 11.98% to $268.9 million in 2025.
• According to Business Quant data, Free Cash Flow over the past three periods registered $268.9 million, $298.8 million, and $139.4 million for Q4 2025, Q3 2025, and Q2 2025 respectively.