Balance Sheet
Cash Flow Statement
Amortization of Deferred ChargesCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Accured ExpensesChange in Acquisitions & DivestmentsChange in CashChange in TaxesDeferred TaxesDepreciation & Amortization (CF)Depreciation and DepletionFree Cash FlowGains from Investment SecuritiesLong-Term Debt RepaymentsNet Cash FlowNet IncomeOther Working Capital ChangesOther financing activitiesShare-based CompensationShares Issued
Daily Values
Growth Metrics
Income Statement
Others
Ratios

Credit Acceptance (CACC) Free Cash Flow (2016 - 2025)

Credit Acceptance's Free Cash Flow history spans 16 years, with the latest figure at $268.9 million for Q4 2025.

  • For Q4 2025, Free Cash Flow fell 11.98% year-over-year to $268.9 million; the TTM value through Dec 2025 reached $1.1 billion, down 7.31%, while the annual FY2025 figure was $1.1 billion, 7.31% down from the prior year.
  • Free Cash Flow for Q4 2025 was $268.9 million at Credit Acceptance, down from $298.8 million in the prior quarter.
  • Across five years, Free Cash Flow topped out at $374.4 million in Q1 2022 and bottomed at $129.6 million in Q4 2021.
  • The 5-year median for Free Cash Flow is $302.2 million (2024), against an average of $284.3 million.
  • The largest annual shift saw Free Cash Flow crashed 35.65% in 2021 before it surged 120.37% in 2022.
  • A 5-year view of Free Cash Flow shows it stood at $129.6 million in 2021, then surged by 120.37% to $285.6 million in 2022, then increased by 8.37% to $309.5 million in 2023, then fell by 1.29% to $305.5 million in 2024, then fell by 11.98% to $268.9 million in 2025.
  • Per Business Quant, the three most recent readings for CACC's Free Cash Flow are $268.9 million (Q4 2025), $298.8 million (Q3 2025), and $139.4 million (Q2 2025).