Credit Acceptance CACC
NASDAQ CACC
$578.29 -12.12 (-2.05%)
At close: Sep 18, 2026 · 4:00 PM EDT

Credit Acceptance (CACC) Free Cash Flow (2010 - 2026)

Credit Acceptance's (CACC) quarterly Free Cash Flow came in at $307.9 million in Q2 2026, up 120.88% year-over-year from $139.4 million in Q2 2025, and down 10.88% quarter-over-quarter from $345.5 million in Q1 2026.

Analysis

Credit Acceptance (CACC) Free Cash Flow (2010 - 2026) Analysis & Trends

Credit Acceptance has disclosed Free Cash Flow across 17 years of filings, most recently posting $307.9 million for Q2 2026.

  • In Q2 2026, Free Cash Flow rose 120.88% year-over-year to $307.9 million; the TTM figure through Jun 2026 stood at $1.2 billion (up 10.2% YoY), while the FY2025 annual figure was $1.1 billion, down 7.31% from the prior year.
  • Free Cash Flow came in at $307.9 million for Q2 2026 at Credit Acceptance, down from $345.5 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $374.4 million in Q1 2022 to a low of $139.4 million in Q2 2025.
  • Average Free Cash Flow over 5 years is $293.2 million, with a median of $306.7 million recorded in 2024.
  • Year-over-year, Free Cash Flow sank 31.53% in 2025 and surged 120.88% in 2026.
  • Over 5 years, Free Cash Flow stood at $285.6 million in 2022, then gained by 8.37% to $309.5 million in 2023, then decreased by 1.29% to $305.5 million in 2024, then declined by 11.98% to $268.9 million in 2025, then advanced by 14.5% to $307.9 million in 2026.
  • Per Business Quant data, the three most recent Free Cash Flow figures were $307.9 million in Q2 2026, $345.5 million in Q1 2026, and $268.9 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 2.42 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - -12.97 Bn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 83.04 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 307.90 Mn
5 Slm 4.72 Bn -77.52 Mn - -134.83 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 531.42 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 533.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 367.51 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 32.88 Mn
10 Navient 1.64 Bn 275.03 Mn - 143.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 307.90 Mn
Mar 31, 2026 345.50 Mn
Dec 31, 2025 268.90 Mn
Sep 30, 2025 298.80 Mn
Jun 30, 2025 139.40 Mn
Mar 31, 2025 345.90 Mn
Dec 31, 2024 305.50 Mn
Sep 30, 2024 317.30 Mn
Jun 30, 2024 203.60 Mn
Mar 31, 2024 309.70 Mn
Dec 31, 2023 309.50 Mn
Sep 30, 2023 313.50 Mn
Jun 30, 2023 281.20 Mn
Mar 31, 2023 295.60 Mn
Dec 31, 2022 285.60 Mn
Sep 30, 2022 325.40 Mn
Jun 30, 2022 250.20 Mn
Mar 31, 2022 374.40 Mn
Dec 31, 2021 129.60 Mn
Sep 30, 2021 266.80 Mn