Credit Acceptance (CACC) Free Cash Flow (2010 - 2025)

Credit Acceptance (CACC) has 16 years of Free Cash Flow data on file, last reported at $268.9 million in Q4 2025.

• Quarterly Free Cash Flow fell 11.98% year-over-year to $268.9 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.1 billion (down 7.31% YoY) and the FY2025 annual result came in at $1.1 billion, down 7.31% from the prior year.
• Free Cash Flow slipped to $268.9 million in Q4 2025 per CACC's latest filing, from $298.8 million in the prior quarter.
• The five-year high for Free Cash Flow was $374.4 million in Q1 2022, with the low at $129.6 million in Q4 2021.
• Average Free Cash Flow over 5 years is $284.3 million, with a median of $302.2 million recorded in 2024.
• Year-over-year, Free Cash Flow plunged 35.65% in 2021 and surged 120.37% in 2022.
• Credit Acceptance's Free Cash Flow stood at $129.6 million in 2021, then jumped by 120.37% to $285.6 million in 2022, then grew by 8.37% to $309.5 million in 2023, then declined by 1.29% to $305.5 million in 2024, then decreased by 11.98% to $268.9 million in 2025.
• Business Quant data shows CACC's Free Cash Flow at $268.9 million in Q4 2025, $298.8 million in Q3 2025, and $139.4 million in Q2 2025.