Credit Acceptance (CACC) Income After Tax (2009 - 2026)
Credit Acceptance's Income After Tax came in at -$56.6 million for Q3 2026, compared with $108.2 million a year earlier.
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Analysis
Credit Acceptance (CACC) Income After Tax (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Credit Acceptance reported Income After Tax of $337.1 million, down 25.7% year-over-year; for FY2025, it was $423.9 million, up 71.0% from FY2024.
- Income After Tax carries a five-year compound annual growth rate of 0.1% (FY2020 to FY2025).
- Going back by year, Income After Tax was $247.9 million in FY2024 (-13.4%), $286.1 million in FY2023 (-46.6%), $535.8 million in FY2022 (-44.1%) and $958.3 million in FY2021 (+127.6%).
- The Q3 2026 figure represents the lowest quarterly Income After Tax since Q1 2020.
- Year-over-year, Income After Tax increased in five of the last six quarters, with growth averaging 38.1%.
- The fastest year-over-year change in Income After Tax over five years came in Q1 2025 (growth of 65.3%), and the weakest in Q2 2023 (a decline of 79.3%).
- Business Quant data shows CACC's Income After Tax at $135.9 million (Q2 2026), $135.8 million (Q1 2026) and $122 million (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Income After Tax (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.00 Bn | 29.82 Bn | - | 709.00 Mn |
| 2 | Royalty Pharma | 39.88 Bn | 40.21 Bn | - | 266.64 Mn |
| 3 | Orix | 36.75 Bn | 7.39 Bn | 13.83 Bn | 3.09 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 25.40 Bn | -16,108.71 Bn | - | 4.18 Bn |
| 5 | Royal Gold | 23.20 Bn | 22.41 Bn | 402.46 Mn | 228.10 Mn |
| 6 | Affirm Holdings | 22.35 Bn | 15.40 Bn | - | 164.15 Mn |
| 7 | Synchrony Financial | 22.29 Bn | -45.34 Bn | - | 892.00 Mn |
| 8 | Annaly Capital Management | 14.69 Bn | 5.72 Bn | - | -1.00 Bn |
| 9 | Ares Capital | 14.04 Bn | 11.79 Bn | - | - |
| 10 | Credit Acceptance | 5.22 Bn | 4.71 Bn | 577.00 Mn | -56.60 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -56.60 Mn |
| Jun 30, 2026 | 135.90 Mn |
| Mar 31, 2026 | 135.80 Mn |
| Dec 31, 2025 | 122.00 Mn |
| Sep 30, 2025 | 108.20 Mn |
| Jun 30, 2025 | 87.40 Mn |
| Mar 31, 2025 | 106.30 Mn |
| Dec 31, 2024 | 151.90 Mn |
| Sep 30, 2024 | 78.80 Mn |
| Jun 30, 2024 | -47.10 Mn |
| Mar 31, 2024 | 64.30 Mn |
| Dec 31, 2023 | 93.60 Mn |
| Sep 30, 2023 | 70.80 Mn |
| Jun 30, 2023 | 22.20 Mn |
| Mar 31, 2023 | 99.50 Mn |
| Dec 31, 2022 | 127.30 Mn |
| Sep 30, 2022 | 86.80 Mn |
| Jun 30, 2022 | 107.40 Mn |
| Mar 31, 2022 | 214.30 Mn |
| Dec 31, 2021 | 217.60 Mn |
API Access
Credit Acceptance Income After Tax API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=profit-after-tax&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "profit-after-tax", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=profit-after-tax&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();