Credit Acceptance (CACC) Profit After Tax (2010 - 2026)
Credit Acceptance (CACC) posted Profit After Tax of $122.0 million for Q4 2025, up 12.75% sequentially from $108.2 million in Q3 2025, and down 19.68% YoY from $151.9 million in Q4 2024.
Credit Acceptance (CACC) Profit After Tax (2010 - 2026) Analysis & Trends
Credit Acceptance has reported Profit After Tax for 16 years, with the latest figure at $122.0 million in Q4 2025.
- Quarterly Profit After Tax fell 19.68% year-over-year to $122.0 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $423.9 million (up 71.0% YoY) and the FY2025 annual result came in at $423.9 million, up 71.0% from the prior year.
- Profit After Tax climbed to $122.0 million in Q4 2025 per CACC's latest filing, from $108.2 million in the prior quarter.
- Over five years, Profit After Tax peaked at $288.6 million in Q2 2021 and troughed at -$47.1 million in Q2 2024.
- A 5-year average of $122.6 million and a median of $106.8 million in 2022 frame the typical range for Profit After Tax.
- The sharpest annual moves came in 2021 and 2024: Profit After Tax jumped 341.17% in 2021, then tumbled 312.16% in 2024.
- Over 5 years, Profit After Tax stood at $217.6 million in 2021, then tumbled by 41.5% to $127.3 million in 2022, then dropped by 26.47% to $93.6 million in 2023, then surged by 62.29% to $151.9 million in 2024, then fell by 19.68% to $122.0 million in 2025.
- According to Business Quant data, Profit After Tax over the past three periods registered $122.0 million, $108.2 million, and $87.4 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | PAT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 5.63 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 4.39 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 3.11 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 3.02 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.10 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 885.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 96.25 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 153.01 Mn |
| 10 | Credit Acceptance | 6.11 Bn | 5.62 Bn | 569.30 Mn | 135.90 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 135.90 Mn |
| Dec 31, 2025 | 122.00 Mn |
| Sep 30, 2025 | 108.20 Mn |
| Jun 30, 2025 | 87.40 Mn |
| Mar 31, 2025 | 106.30 Mn |
| Dec 31, 2024 | 151.90 Mn |
| Sep 30, 2024 | 78.80 Mn |
| Jun 30, 2024 | -47.10 Mn |
| Mar 31, 2024 | 64.30 Mn |
| Dec 31, 2023 | 93.60 Mn |
| Sep 30, 2023 | 70.80 Mn |
| Jun 30, 2023 | 22.20 Mn |
| Mar 31, 2023 | 99.50 Mn |
| Dec 31, 2022 | 127.30 Mn |
| Sep 30, 2022 | 86.80 Mn |
| Jun 30, 2022 | 107.40 Mn |
| Mar 31, 2022 | 214.30 Mn |
| Dec 31, 2021 | 217.60 Mn |
| Sep 30, 2021 | 250.00 Mn |
| Jun 30, 2021 | 288.60 Mn |