Credit Acceptance (CACC) Profit After Tax (2010 - 2026)

Credit Acceptance (CACC) posted Profit After Tax of $122.0 million for Q4 2025, up 12.75% sequentially from $108.2 million in Q3 2025, and down 19.68% YoY from $151.9 million in Q4 2024.

Credit Acceptance (CACC) Profit After Tax (2010 - 2026) Analysis & Trends

Credit Acceptance has reported Profit After Tax for 16 years, with the latest figure at $122.0 million in Q4 2025.

  • Quarterly Profit After Tax fell 19.68% year-over-year to $122.0 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $423.9 million (up 71.0% YoY) and the FY2025 annual result came in at $423.9 million, up 71.0% from the prior year.
  • Profit After Tax climbed to $122.0 million in Q4 2025 per CACC's latest filing, from $108.2 million in the prior quarter.
  • Over five years, Profit After Tax peaked at $288.6 million in Q2 2021 and troughed at -$47.1 million in Q2 2024.
  • A 5-year average of $122.6 million and a median of $106.8 million in 2022 frame the typical range for Profit After Tax.
  • The sharpest annual moves came in 2021 and 2024: Profit After Tax jumped 341.17% in 2021, then tumbled 312.16% in 2024.
  • Over 5 years, Profit After Tax stood at $217.6 million in 2021, then tumbled by 41.5% to $127.3 million in 2022, then dropped by 26.47% to $93.6 million in 2023, then surged by 62.29% to $151.9 million in 2024, then fell by 19.68% to $122.0 million in 2025.
  • According to Business Quant data, Profit After Tax over the past three periods registered $122.0 million, $108.2 million, and $87.4 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) PAT (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 5.63 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 4.39 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 3.11 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.02 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.10 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 885.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 96.25 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 153.01 Mn
10 Credit Acceptance 6.11 Bn 5.62 Bn 569.30 Mn 135.90 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 135.90 Mn
Dec 31, 2025 122.00 Mn
Sep 30, 2025 108.20 Mn
Jun 30, 2025 87.40 Mn
Mar 31, 2025 106.30 Mn
Dec 31, 2024 151.90 Mn
Sep 30, 2024 78.80 Mn
Jun 30, 2024 -47.10 Mn
Mar 31, 2024 64.30 Mn
Dec 31, 2023 93.60 Mn
Sep 30, 2023 70.80 Mn
Jun 30, 2023 22.20 Mn
Mar 31, 2023 99.50 Mn
Dec 31, 2022 127.30 Mn
Sep 30, 2022 86.80 Mn
Jun 30, 2022 107.40 Mn
Mar 31, 2022 214.30 Mn
Dec 31, 2021 217.60 Mn
Sep 30, 2021 250.00 Mn
Jun 30, 2021 288.60 Mn