Credit Acceptance (CACC) Debt to Equity (2010 - 2025)
Credit Acceptance (CACC) posted Debt to Equity of $3.39 for Q4 2025, up 3494.5% sequentially from $0.09 in Q3 2025, and up 10.49% YoY from $3.06 in Q4 2024.
Credit Acceptance (CACC) Debt to Equity (2010 - 2025) Analysis & Trends
Credit Acceptance (CACC) has 16 years of Debt to Equity data on file, last reported at $3.39 in Q4 2025.
- Quarterly Debt to Equity rose 10.49% year-over-year to $3.39 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $3.39 (up 10.49% YoY) and the FY2025 annual result came in at $3.39, up 10.49% from the prior year.
- Debt to Equity rose to $3.39 in Q4 2025 per CACC's latest filing, from $0.09 in the prior quarter.
- The five-year high for Debt to Equity was $3.39 in Q4 2025, with the low at $0.0 in Q2 2025.
- Average Debt to Equity over 5 years is $0.9, with a median of $0.16 recorded in 2022.
- The widest YoY moves for Debt to Equity: up 65264.45% in 2025, down 99.85% in 2025.
- Credit Acceptance's Debt to Equity stood at $2.09 in 2021, then sank by 76.59% to $0.49 in 2022, then gained by 15.27% to $0.56 in 2023, then surged by 443.38% to $3.06 in 2024, then increased by 10.49% to $3.39 in 2025.
- Business Quant data shows CACC's Debt to Equity at $3.39 in Q4 2025, $0.09 in Q3 2025, and $0.0 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.67 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.05 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.47 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.64 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.26 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 3.39 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 5.33 |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 0.73 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 3.39 |
| Sep 30, 2025 | 0.09 |
| Jun 30, 2025 | 0.00 |
| Mar 31, 2025 | 3.28 |
| Dec 31, 2024 | 3.06 |
| Sep 30, 2024 | 3.19 |
| Jun 30, 2024 | 0.64 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.56 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.14 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.49 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.16 |
| Mar 31, 2022 | 0.15 |
| Dec 31, 2021 | 2.09 |
| Sep 30, 2021 | 0.41 |
| Jun 30, 2021 | 0.10 |
| Mar 31, 2021 | 0.11 |