Credit Acceptance (CACC) Debt to Equity (2010 - 2025)

Credit Acceptance's (CACC) quarterly Debt to Equity came in at $3.39 in Q4 2025, up 10.49% year-on-year from $3.06 in Q4 2024, and up 3494.5% quarter-over-quarter from $0.09 in Q3 2025.

Credit Acceptance (CACC) Debt to Equity (2010 - 2025) Analysis & Trends

Credit Acceptance has disclosed Debt to Equity across 16 years of filings, most recently posting $3.39 for Q4 2025.

  • Debt to Equity for Q4 2025 came in at $3.39, up 10.49% year-over-year; the trailing twelve-month figure through Dec 2025 was $3.39 (up 10.49% YoY), and the FY2025 annual result was $3.39, up 10.49% from the prior year.
  • Debt to Equity came in at $3.39 for Q4 2025 at Credit Acceptance, up from $0.09 in the prior quarter.
  • In the past five years, Debt to Equity ranged from a high of $3.39 in Q4 2025 to a low of $0.0 in Q2 2025.
  • The 5-year median for Debt to Equity is $0.16 (2022), against an average of $0.9.
  • Peak annual rise in Debt to Equity reached 65264.45% in 2025, while the deepest fall reached 99.85% in 2025.
  • Credit Acceptance's Debt to Equity stood at $2.09 in 2021, then plunged by 76.59% to $0.49 in 2022, then grew by 15.27% to $0.56 in 2023, then surged by 443.38% to $3.06 in 2024, then advanced by 10.49% to $3.39 in 2025.
  • The last three Debt to Equity figures came in at $3.39 (Q4 2025), $0.09 (Q3 2025), and $0.0 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.67
2 Mastercard 437.55 Bn 427.34 Bn - 2.82
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.05
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.34
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.47
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.46
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.64
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.26
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 3.39

Historic Data

Download Data
DateValue
Dec 31, 2025 3.39
Sep 30, 2025 0.09
Jun 30, 2025 0.00
Mar 31, 2025 3.28
Dec 31, 2024 3.06
Sep 30, 2024 3.19
Jun 30, 2024 0.64
Mar 31, 2024 0.01
Dec 31, 2023 0.56
Sep 30, 2023 0.06
Jun 30, 2023 0.14
Mar 31, 2023 0.15
Dec 31, 2022 0.49
Sep 30, 2022 0.01
Jun 30, 2022 0.16
Mar 31, 2022 0.15
Dec 31, 2021 2.09
Sep 30, 2021 0.41
Jun 30, 2021 0.10
Mar 31, 2021 0.11