Credit Acceptance (CACC) EBITDA (2010 - 2026)

Credit Acceptance has reported EBITDA for 16 years, with the latest figure at -$1.3 billion in Q4 2025.

• Quarterly EBITDA rose 30.9% year-over-year to -$1.3 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$1.8 billion (up 12.97% YoY) and the FY2025 annual result came in at -$1.7 billion, up 4.55% from the prior year.
• EBITDA fell to -$1.3 billion in Q4 2025 per CACC's latest filing, from -$428.0 million in the prior quarter.
• Over five years, EBITDA peaked at $364.9 million in Q1 2024 and troughed at -$1.9 billion in Q4 2024.
• A 5-year average of -$287.9 million and a median of -$39.2 million in 2021 frame the typical range for EBITDA.
• The sharpest annual moves came in 2022 and 2024: EBITDA jumped 479.77% in 2022, then tumbled 7289.02% in 2024.
• Over 5 years, EBITDA stood at -$1.5 billion in 2021, then surged by 109.9% to $150.6 million in 2022, then slumped by 1070.52% to -$1.5 billion in 2023, then slipped by 29.45% to -$1.9 billion in 2024, then soared by 30.9% to -$1.3 billion in 2025.
• According to Business Quant data, EBITDA over the past three periods registered -$1.3 billion, -$428.0 million, and $98.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.