Credit Acceptance CACC
NASDAQ CACC
$578.29 -12.12 (-2.05%)
At close: Sep 18, 2026 · 4:00 PM EDT

Credit Acceptance (CACC) EBITDA (2010 - 2026)

Credit Acceptance's (CACC) quarterly EBITDA came in at $150.5 million in Q2 2026, up 53.57% year-over-year from $98.0 million in Q2 2025, and down 5.46% quarter-over-quarter from $159.2 million in Q1 2026.

Analysis

Credit Acceptance (CACC) EBITDA (2010 - 2026) Analysis & Trends

Credit Acceptance has disclosed EBITDA across 17 years of filings, most recently posting $150.5 million for Q2 2026.

  • In Q2 2026, EBITDA rose 53.57% year-over-year to $150.5 million; the TTM figure through Jun 2026 stood at $579.8 million (up 19.35% YoY), while the FY2025 annual figure was $493.7 million, up 92.85% from the prior year.
  • EBITDA came in at $150.5 million for Q2 2026 at Credit Acceptance, down from $159.2 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $275.6 million in Q1 2022 to a low of -$75.6 million in Q2 2024.
  • Average EBITDA over 5 years is $112.3 million, with a median of $117.4 million recorded in 2022.
  • Year-over-year, EBITDA slumped 1021.95% in 2024 and soared 229.63% in 2025.
  • Over 5 years, EBITDA stood at $150.6 million in 2022, then sank by 33.73% to $99.8 million in 2023, then surged by 74.55% to $174.2 million in 2024, then slipped by 19.75% to $139.8 million in 2025, then rose by 7.65% to $150.5 million in 2026.
  • Per Business Quant data, the three most recent EBITDA figures were $150.5 million in Q2 2026, $159.2 million in Q1 2026, and $139.8 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 2.16 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 147.26 Mn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 127.00 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 150.50 Mn
5 Slm 4.72 Bn -77.52 Mn - 349.70 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 237.15 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 474.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 350.46 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 54.82 Mn
10 Navient 1.64 Bn 275.03 Mn - 599.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 150.50 Mn
Mar 31, 2026 159.20 Mn
Dec 31, 2025 139.80 Mn
Sep 30, 2025 130.30 Mn
Jun 30, 2025 98.00 Mn
Mar 31, 2025 125.60 Mn
Dec 31, 2024 174.20 Mn
Sep 30, 2024 88.00 Mn
Jun 30, 2024 -75.60 Mn
Mar 31, 2024 69.40 Mn
Dec 31, 2023 99.80 Mn
Sep 30, 2023 80.00 Mn
Jun 30, 2023 8.20 Mn
Mar 31, 2023 108.90 Mn
Dec 31, 2022 150.60 Mn
Sep 30, 2022 109.20 Mn
Jun 30, 2022 129.90 Mn
Mar 31, 2022 275.60 Mn
Dec 31, 2021 275.20 Mn
Sep 30, 2021 322.20 Mn