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Consolidated Net IncomeCost of RevenueEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Gross ProfitIncome from Continuing OperationsIncome towards Parent CompanyInterest ExpensesInterest ExpensesNet Income towards Common StockholdersOperating ExpensesOperating IncomeOther Non Operating IncomeOther Operating ExpensesProfit After TaxRevenueSelling, General & AdministrativeShares OutstandingShares Outstanding (Diluted Average)Shares Outstanding (Weighted Average)Tax ProvisionsTax RateTax RateWages, Salaries and Other
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Credit Acceptance (CACC) EBITDA (2016 - 2025)

Credit Acceptance (CACC) has disclosed EBITDA for 16 consecutive years, with $139.8 million as the latest value for Q4 2025.

  • Quarterly EBITDA rose 108.42% to $139.8 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was -$324.5 million through Dec 2025, up 68.2% year-over-year, with the annual reading at $493.7 million for FY2025, 198.78% up from the prior year.
  • EBITDA hit $139.8 million in Q4 2025 for Credit Acceptance, up from -$434.2 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $684.0 million in Q4 2023 to a low of -$1.7 billion in Q4 2024.
  • Historically, EBITDA has averaged -$79.4 million across 5 years, with a median of -$122.0 million in 2023.
  • Biggest YoY gain for EBITDA was 443.78% in 2024; the steepest drop was 342.78% in 2024.
  • Year by year, EBITDA stood at -$154.2 million in 2021, then tumbled by 73.41% to -$267.4 million in 2022, then skyrocketed by 355.8% to $684.0 million in 2023, then tumbled by 342.78% to -$1.7 billion in 2024, then skyrocketed by 108.42% to $139.8 million in 2025.
  • Business Quant data shows EBITDA for CACC at $139.8 million in Q4 2025, -$434.2 million in Q3 2025, and $98.0 million in Q2 2025.