Credit Acceptance (CACC) Equity Ratio (2010 - 2025)

Credit Acceptance (CACC) has 16 years of Equity Ratio data on file, last reported at 0.18 in Q4 2025.

• Quarterly Equity Ratio fell 10.67% year-over-year to 0.18 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.18 (down 10.67% YoY) and the FY2025 annual result came in at 0.18, down 10.67% from the prior year.
• Equity Ratio eased to 0.18 in Q4 2025 per CACC's latest filing, from 0.18 in the prior quarter.
• The five-year high for Equity Ratio was 0.31 in Q1 2021, with the low at 0.18 in Q4 2025.
• Average Equity Ratio over 5 years is 0.23, with a median of 0.23 recorded in 2023.
• Year-over-year, Equity Ratio rose 13.54% in 2021 and slipped 28.99% in 2022.
• Credit Acceptance's Equity Ratio stood at 0.26 in 2021, then fell by 9.09% to 0.24 in 2022, then declined by 2.02% to 0.23 in 2023, then dropped by 14.25% to 0.2 in 2024, then decreased by 10.67% to 0.18 in 2025.
• Business Quant data shows CACC's Equity Ratio at 0.18 in Q4 2025, 0.18 in Q3 2025, and 0.18 in Q2 2025.