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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Equity Ratio (2016 - 2025)

Credit Acceptance's Equity Ratio history spans 16 years, with the latest figure at 0.18 for Q4 2025.

  • For Q4 2025, Equity Ratio fell 10.67% year-over-year to 0.18; the TTM value through Dec 2025 reached 0.18, down 10.67%, while the annual FY2025 figure was 0.18, 10.67% down from the prior year.
  • Equity Ratio for Q4 2025 was 0.18 at Credit Acceptance, down from 0.18 in the prior quarter.
  • Across five years, Equity Ratio topped out at 0.31 in Q1 2021 and bottomed at 0.18 in Q4 2025.
  • The 5-year median for Equity Ratio is 0.23 (2023), against an average of 0.23.
  • The largest annual shift saw Equity Ratio rose 13.54% in 2021 before it fell 28.99% in 2022.
  • A 5-year view of Equity Ratio shows it stood at 0.26 in 2021, then dropped by 9.09% to 0.24 in 2022, then fell by 2.02% to 0.23 in 2023, then decreased by 14.25% to 0.2 in 2024, then fell by 10.67% to 0.18 in 2025.
  • Per Business Quant, the three most recent readings for CACC's Equity Ratio are 0.18 (Q4 2025), 0.18 (Q3 2025), and 0.18 (Q2 2025).