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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Equity Ratio (2016 - 2025)

Credit Acceptance's Equity Ratio history spans 16 years, with the latest figure at 0.18 for Q4 2025.

  • On a quarterly basis, Equity Ratio fell 10.67% to 0.18 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.18, a 10.67% decrease, with the full-year FY2025 number at 0.18, down 10.67% from a year prior.
  • Equity Ratio hit 0.18 in Q4 2025 for Credit Acceptance, down from 0.18 in the prior quarter.
  • Over the last five years, Equity Ratio for CACC hit a ceiling of 0.31 in Q1 2021 and a floor of 0.18 in Q4 2025.
  • Historically, Equity Ratio has averaged 0.23 across 5 years, with a median of 0.23 in 2023.
  • Biggest five-year swings in Equity Ratio: grew 13.54% in 2021 and later dropped 28.99% in 2022.
  • Tracing CACC's Equity Ratio over 5 years: stood at 0.26 in 2021, then dropped by 9.09% to 0.24 in 2022, then fell by 2.02% to 0.23 in 2023, then decreased by 14.25% to 0.2 in 2024, then fell by 10.67% to 0.18 in 2025.
  • Business Quant data shows Equity Ratio for CACC at 0.18 in Q4 2025, 0.18 in Q3 2025, and 0.18 in Q2 2025.