Credit Acceptance (CACC) Equity Ratio (2010 - 2025)

Credit Acceptance has disclosed Equity Ratio across 16 years of filings, most recently posting 0.18 for Q4 2025.

• Equity Ratio for Q4 2025 came in at 0.18, down 10.67% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.18 (down 10.67% YoY), and the FY2025 annual result was 0.18, down 10.67% from the prior year.
• Equity Ratio came in at 0.18 for Q4 2025 at Credit Acceptance, down from 0.18 in the prior quarter.
• In the past five years, Equity Ratio ranged from a high of 0.31 in Q1 2021 to a low of 0.18 in Q4 2025.
• The 5-year median for Equity Ratio is 0.23 (2023), against an average of 0.23.
• Across the five-year window, Equity Ratio advanced 13.54% in 2021 and declined 28.99% in 2022, its largest moves.
• Credit Acceptance's Equity Ratio stood at 0.26 in 2021, then slipped by 9.09% to 0.24 in 2022, then decreased by 2.02% to 0.23 in 2023, then retreated by 14.25% to 0.2 in 2024, then declined by 10.67% to 0.18 in 2025.
• The last three Equity Ratio figures came in at 0.18 (Q4 2025), 0.18 (Q3 2025), and 0.18 (Q2 2025), per Business Quant data.