Growth Metrics

Credit Acceptance (CACC) Equity Ratio (2016 - 2025)

Credit Acceptance (CACC) has disclosed Equity Ratio for 16 consecutive years, with 0.18 as the latest value for Q4 2025.

  • Quarterly Equity Ratio fell 10.67% to 0.18 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.18 through Dec 2025, down 10.67% year-over-year, with the annual reading at 0.18 for FY2025, 10.67% down from the prior year.
  • Equity Ratio hit 0.18 in Q4 2025 for Credit Acceptance, down from 0.18 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.31 in Q1 2021 to a low of 0.18 in Q4 2025.
  • Historically, Equity Ratio has averaged 0.23 across 5 years, with a median of 0.23 in 2023.
  • Biggest five-year swings in Equity Ratio: grew 13.54% in 2021 and later dropped 28.99% in 2022.
  • Year by year, Equity Ratio stood at 0.26 in 2021, then decreased by 9.09% to 0.24 in 2022, then dropped by 2.02% to 0.23 in 2023, then fell by 14.25% to 0.2 in 2024, then dropped by 10.67% to 0.18 in 2025.
  • Business Quant data shows Equity Ratio for CACC at 0.18 in Q4 2025, 0.18 in Q3 2025, and 0.18 in Q2 2025.