Credit Acceptance (CACC) Tax Rate (2009 - 2026)
Credit Acceptance's Tax Rate was 19.40% in Q2 2026, down 6.41 percentage points from 25.81% a year earlier and down 3.00 percentage points from the prior quarter.
Powered by 
Analysis
Credit Acceptance (CACC) Tax Rate (2009 - 2026) Analysis & Trends
For FY2025, Tax Rate at Credit Acceptance came in at 25.03%, up 0.26 percentage points from FY2024.
- Tax Rate shows a five-year change of +1.64 percentage points (FY2020 to FY2025).
- In earlier years, Tax Rate was 24.76% in FY2024 (+2.59 pp), 22.17% in FY2023 (-2.54 pp), 24.72% in FY2022 (+0.72 pp) and 24.00% in FY2021 (+0.61 pp).
- The Q2 2026 figure marks the lowest quarterly Tax Rate in data going back to Q2 2010.
- Compared with a year earlier, Tax Rate was higher in three of the last seven quarters, with an average year-over-year change of -0.88 percentage points.
- The best year-over-year quarter for Tax Rate over five years was Q3 2022 (a gain of 4.17 percentage points); the worst was Q2 2026 (a drop of 6.41 percentage points).
- Per Business Quant data, CACC's Tax Rate in the three quarters before Q2 2026 was 22.40% (Q1 2026), 22.29% (Q4 2025) and 27.33% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.00 Bn | 29.82 Bn | - | 25.99% |
| 2 | Royalty Pharma | 39.88 Bn | 40.21 Bn | - | - |
| 3 | Orix | 36.75 Bn | 7.39 Bn | 13.83 Bn | 30.92% |
| 4 | Federal National Mortgage Association Fannie Mae | 25.40 Bn | -16,108.71 Bn | - | 18.29% |
| 5 | Royal Gold | 23.20 Bn | 22.41 Bn | 402.46 Mn | 20.17% |
| 6 | Affirm Holdings | 22.35 Bn | 15.40 Bn | - | 19.95% |
| 7 | Synchrony Financial | 22.29 Bn | -45.34 Bn | - | 24.47% |
| 8 | Annaly Capital Management | 14.69 Bn | 5.72 Bn | - | - |
| 9 | Ares Capital | 14.04 Bn | 11.79 Bn | - | - |
| 10 | Credit Acceptance | 5.22 Bn | 4.71 Bn | 577.00 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 19.40% |
| Mar 31, 2026 | 22.40% |
| Dec 31, 2025 | 22.29% |
| Sep 30, 2025 | 27.33% |
| Jun 30, 2025 | 25.81% |
| Mar 31, 2025 | 24.98% |
| Dec 31, 2024 | 20.84% |
| Sep 30, 2024 | 26.01% |
| Mar 31, 2024 | 25.58% |
| Dec 31, 2023 | 19.59% |
| Sep 30, 2023 | 26.63% |
| Jun 30, 2023 | 20.43% |
| Mar 31, 2023 | 21.53% |
| Dec 31, 2022 | 21.90% |
| Sep 30, 2022 | 28.91% |
| Jun 30, 2022 | 24.42% |
| Mar 31, 2022 | 24.67% |
| Dec 31, 2021 | 23.57% |
| Sep 30, 2021 | 24.74% |
| Jun 30, 2021 | 23.99% |
API Access
Credit Acceptance Tax Rate API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=tax-rate&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "tax-rate", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=tax-rate&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();