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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Asset Utilization Ratio (2016 - 2025)

Credit Acceptance's Asset Utilization Ratio history spans 15 years, with the latest figure at 0.14 for Q4 2025.

  • On a quarterly basis, Asset Utilization Ratio rose 394.38% to 0.14 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.14, a 394.38% increase, with the full-year FY2025 number at 0.27, up 2170.38% from a year prior.
  • Asset Utilization Ratio hit 0.14 in Q4 2025 for Credit Acceptance, up from 0.1 in the prior quarter.
  • Over the last five years, Asset Utilization Ratio for CACC hit a ceiling of 0.18 in Q3 2021 and a floor of 0.1 in Q3 2025.
  • Historically, Asset Utilization Ratio has averaged 0.06 across 5 years, with a median of 0.07 in 2023.
  • Biggest five-year swings in Asset Utilization Ratio: skyrocketed 1287.89% in 2024 and later crashed 176.77% in 2025.
  • Tracing CACC's Asset Utilization Ratio over 5 years: stood at 0.13 in 2021, then crashed by 93.2% to 0.01 in 2022, then surged by 687.98% to 0.07 in 2023, then crashed by 166.53% to 0.05 in 2024, then surged by 394.38% to 0.14 in 2025.
  • Business Quant data shows Asset Utilization Ratio for CACC at 0.14 in Q4 2025, 0.1 in Q3 2025, and 0.04 in Q2 2025.