Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Asset Utilization Ratio (2016 - 2025)

Credit Acceptance (CACC) has disclosed Asset Utilization Ratio for 15 consecutive years, with 0.14 as the latest value for Q4 2025.

  • Quarterly Asset Utilization Ratio rose 394.38% to 0.14 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.14 through Dec 2025, up 394.38% year-over-year, with the annual reading at 0.27 for FY2025, 2170.38% up from the prior year.
  • Asset Utilization Ratio hit 0.14 in Q4 2025 for Credit Acceptance, up from 0.1 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.18 in Q3 2021 to a low of 0.1 in Q3 2025.
  • Historically, Asset Utilization Ratio has averaged 0.06 across 5 years, with a median of 0.07 in 2023.
  • Biggest five-year swings in Asset Utilization Ratio: skyrocketed 1287.89% in 2024 and later crashed 176.77% in 2025.
  • Year by year, Asset Utilization Ratio stood at 0.13 in 2021, then plummeted by 93.2% to 0.01 in 2022, then soared by 687.98% to 0.07 in 2023, then plummeted by 166.53% to 0.05 in 2024, then soared by 394.38% to 0.14 in 2025.
  • Business Quant data shows Asset Utilization Ratio for CACC at 0.14 in Q4 2025, 0.1 in Q3 2025, and 0.04 in Q2 2025.