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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) Asset Utilization Ratio (2016 - 2025)

Credit Acceptance's Asset Utilization Ratio history spans 15 years, with the latest figure at 0.01 for Q4 2025.

  • For Q4 2025, Asset Utilization Ratio fell 95.51% year-over-year to 0.01; the TTM value through Dec 2025 reached 0.01, down 95.51%, while the annual FY2025 figure was 0.01, 95.84% down from the prior year.
  • Asset Utilization Ratio for Q4 2025 was 0.01 at Credit Acceptance, down from 0.38 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.38 in Q3 2025 and bottomed at 0.12 in Q3 2022.
  • The 5-year median for Asset Utilization Ratio is 0.13 (2021), against an average of 0.12.
  • The largest annual shift saw Asset Utilization Ratio crashed 196.42% in 2022 before it skyrocketed 2540.9% in 2024.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.12 in 2021, then surged by 162.62% to 0.07 in 2022, then surged by 167.01% to 0.2 in 2023, then increased by 26.26% to 0.25 in 2024, then crashed by 95.51% to 0.01 in 2025.
  • Per Business Quant, the three most recent readings for CACC's Asset Utilization Ratio are 0.01 (Q4 2025), 0.38 (Q3 2025), and 0.31 (Q2 2025).