Credit Acceptance (CACC) Asset Utilization Ratio (2011 - 2025)

Credit Acceptance has disclosed Asset Utilization Ratio across 15 years of filings, most recently posting 0.14 for Q4 2025.

• Asset Utilization Ratio for Q4 2025 came in at 0.14, up 394.38% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.14 (up 394.38% YoY), and the FY2025 annual result was 0.27, up 2170.38% from the prior year.
• Asset Utilization Ratio came in at 0.14 for Q4 2025 at Credit Acceptance, up from 0.1 in the prior quarter.
• In the past five years, Asset Utilization Ratio ranged from a high of 0.18 in Q3 2021 to a low of 0.1 in Q3 2025.
• The 5-year median for Asset Utilization Ratio is 0.07 (2023), against an average of 0.06.
• Across the five-year window, Asset Utilization Ratio surged 1287.89% in 2024 and plunged 176.77% in 2025, its largest moves.
• Credit Acceptance's Asset Utilization Ratio stood at 0.13 in 2021, then tumbled by 93.2% to 0.01 in 2022, then jumped by 687.98% to 0.07 in 2023, then tumbled by 166.53% to 0.05 in 2024, then jumped by 394.38% to 0.14 in 2025.
• The last three Asset Utilization Ratio figures came in at 0.14 (Q4 2025), 0.1 (Q3 2025), and 0.04 (Q2 2025), per Business Quant data.