Credit Acceptance (CACC) Asset Utilization Ratio (2011 - 2026)

Credit Acceptance has reported Asset Utilization Ratio for 15 years, with the latest figure at 0.08 in Q4 2025.

• Quarterly Asset Utilization Ratio rose 259.26% year-over-year to 0.08 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.08 (up 259.26% YoY) and the FY2025 annual result came in at 0.01, down 6.33% from the prior year.
• Asset Utilization Ratio climbed to 0.08 in Q4 2025 per CACC's latest filing, from 0.1 in the prior quarter.
• Over five years, Asset Utilization Ratio peaked at 0.27 in Q4 2022 and troughed at 0.12 in Q4 2021.
• A 5-year average of 0.04 and a median of 0.01 in 2022 frame the typical range for Asset Utilization Ratio.
• The sharpest annual moves came in 2023 and 2025: Asset Utilization Ratio jumped 3227.88% in 2023, then slumped 684.81% in 2025.
• Over 5 years, Asset Utilization Ratio stood at 0.12 in 2021, then jumped by 327.41% to 0.27 in 2022, then slumped by 117.9% to 0.05 in 2023, then retreated by 0.2% to 0.05 in 2024, then surged by 259.26% to 0.08 in 2025.
• According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.08, 0.1, and 0.04 for Q4 2025, Q3 2025, and Q2 2025 respectively.