Credit Acceptance (CACC) Asset Utilization Ratio (2011 - 2026)
Credit Acceptance's (CACC) quarterly Asset Utilization Ratio came in at 0.27 in Q2 2026, up 6.52% year-over-year from 0.25 in Q2 2025, and little changed quarter-over-quarter from 0.27 in Q1 2026.
Analysis
Credit Acceptance (CACC) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
Credit Acceptance has disclosed Asset Utilization Ratio across 16 years of filings, most recently posting 0.27 for Q2 2026.
- In Q2 2026, Asset Utilization Ratio rose 6.52% year-over-year to 0.27; the TTM figure through Jun 2026 stood at 0.27 (up 6.52% YoY), while the FY2025 annual figure was 0.27, up 0.9% from the prior year.
- Asset Utilization Ratio came in at 0.27 for Q2 2026 at Credit Acceptance, roughly flat from 0.27 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.27 in Q2 2026 to a low of 0.25 in Q1 2025.
- Average Asset Utilization Ratio over 5 years is 0.26, with a median of 0.26 recorded in 2023.
- Year-over-year, Asset Utilization Ratio gained 15.92% in 2022 and declined 4.58% in 2023.
- Over 5 years, Asset Utilization Ratio stood at 0.27 in 2022, then fell by 4.58% to 0.25 in 2023, then fell by 2.71% to 0.25 in 2024, then advanced by 8.81% to 0.27 in 2025, then climbed by 0.28% to 0.27 in 2026.
- Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.27 in Q2 2026, 0.27 in Q1 2026, and 0.27 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 0.16 |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 0.29 |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 0.76 |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 0.27 |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 0.07 |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 0.49 |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 0.18 |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 0.24 |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 0.74 |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 0.02 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.27 |
| Mar 31, 2026 | 0.27 |
| Dec 31, 2025 | 0.27 |
| Sep 30, 2025 | 0.27 |
| Jun 30, 2025 | 0.25 |
| Mar 31, 2025 | 0.25 |
| Dec 31, 2024 | 0.25 |
| Sep 30, 2024 | 0.25 |
| Jun 30, 2024 | 0.25 |
| Mar 31, 2024 | 0.25 |
| Dec 31, 2023 | 0.25 |
| Sep 30, 2023 | 0.26 |
| Jun 30, 2023 | 0.26 |
| Mar 31, 2023 | 0.26 |
| Dec 31, 2022 | 0.27 |
| Sep 30, 2022 | 0.26 |
| Jun 30, 2022 | 0.26 |
| Mar 31, 2022 | 0.26 |
| Dec 31, 2021 | 0.26 |
| Sep 30, 2021 | 0.25 |