Credit Acceptance (CACC) Asset Utilization Ratio (2011 - 2026)
Credit Acceptance's (CACC) Asset Utilization Ratio came in at 0.27 for Q3 2026, up 0.9% from 0.27 a year earlier but down 0.5% from the prior quarter.
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Analysis
Credit Acceptance (CACC) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
Since Q1 2011, Credit Acceptance has reported Asset Utilization Ratio for 63 quarters.
- In prior years, Credit Acceptance's Asset Utilization Ratio was 0.26 in FY2024 (+0.2%), 0.26 in FY2023 (-0.2%), 0.26 in FY2022 (+2.9%) and 0.26 in FY2021 (+14.0%).
- Quarterly Asset Utilization Ratio has run from a low of 0.25 in Q1 2025 to a high of 0.27 in Q2 2026 over five years.
- On a year-over-year basis, Asset Utilization Ratio has increased in each of the last six quarters, with growth averaging 3.9% over the last eight quarters.
- The strongest year-over-year quarter for Asset Utilization Ratio in the past five years was Q4 2021, with growth of 16.3%; the weakest was Q4 2023, with a decline of 4.6%.
- According to Business Quant data, Asset Utilization Ratio for the three prior quarters was 0.27 (Q2 2026), 0.27 (Q1 2026) and 0.27 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 0.19 |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 0.13 |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 0.01 |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 0.16 |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 0.16 |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 0.28 |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 0.02 |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 0.10 |
| 10 | Credit Acceptance | 5.41 Bn | 5.36 Bn | 577.00 Mn | 0.27 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.27 |
| Jun 30, 2026 | 0.27 |
| Mar 31, 2026 | 0.27 |
| Dec 31, 2025 | 0.27 |
| Sep 30, 2025 | 0.27 |
| Jun 30, 2025 | 0.25 |
| Mar 31, 2025 | 0.25 |
| Dec 31, 2024 | 0.25 |
| Sep 30, 2024 | 0.25 |
| Jun 30, 2024 | 0.25 |
| Mar 31, 2024 | 0.25 |
| Dec 31, 2023 | 0.25 |
| Sep 30, 2023 | 0.26 |
| Jun 30, 2023 | 0.26 |
| Mar 31, 2023 | 0.26 |
| Dec 31, 2022 | 0.27 |
| Sep 30, 2022 | 0.26 |
| Jun 30, 2022 | 0.26 |
| Mar 31, 2022 | 0.26 |
| Dec 31, 2021 | 0.26 |
API Access
Credit Acceptance Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();