Credit Acceptance CACC
NASDAQ CACC
$578.29 -12.12 (-2.05%)
At close: Sep 18, 2026 · 4:00 PM EDT

Credit Acceptance (CACC) Asset Utilization Ratio (2011 - 2026)

Credit Acceptance's (CACC) quarterly Asset Utilization Ratio came in at 0.27 in Q2 2026, up 6.52% year-over-year from 0.25 in Q2 2025, and little changed quarter-over-quarter from 0.27 in Q1 2026.

Analysis

Credit Acceptance (CACC) Asset Utilization Ratio (2011 - 2026) Analysis & Trends

Credit Acceptance has disclosed Asset Utilization Ratio across 16 years of filings, most recently posting 0.27 for Q2 2026.

  • In Q2 2026, Asset Utilization Ratio rose 6.52% year-over-year to 0.27; the TTM figure through Jun 2026 stood at 0.27 (up 6.52% YoY), while the FY2025 annual figure was 0.27, up 0.9% from the prior year.
  • Asset Utilization Ratio came in at 0.27 for Q2 2026 at Credit Acceptance, roughly flat from 0.27 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.27 in Q2 2026 to a low of 0.25 in Q1 2025.
  • Average Asset Utilization Ratio over 5 years is 0.26, with a median of 0.26 recorded in 2023.
  • Year-over-year, Asset Utilization Ratio gained 15.92% in 2022 and declined 4.58% in 2023.
  • Over 5 years, Asset Utilization Ratio stood at 0.27 in 2022, then fell by 4.58% to 0.25 in 2023, then fell by 2.71% to 0.25 in 2024, then advanced by 8.81% to 0.27 in 2025, then climbed by 0.28% to 0.27 in 2026.
  • Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.27 in Q2 2026, 0.27 in Q1 2026, and 0.27 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 0.16
2 Affirm Holdings 24.01 Bn 22.38 Bn - 0.29
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 0.76
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 0.27
5 Slm 4.72 Bn -77.52 Mn - 0.07
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 0.49
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 0.18
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 0.24
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 0.74
10 Navient 1.64 Bn 275.03 Mn - 0.02
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.27
Mar 31, 2026 0.27
Dec 31, 2025 0.27
Sep 30, 2025 0.27
Jun 30, 2025 0.25
Mar 31, 2025 0.25
Dec 31, 2024 0.25
Sep 30, 2024 0.25
Jun 30, 2024 0.25
Mar 31, 2024 0.25
Dec 31, 2023 0.25
Sep 30, 2023 0.26
Jun 30, 2023 0.26
Mar 31, 2023 0.26
Dec 31, 2022 0.27
Sep 30, 2022 0.26
Jun 30, 2022 0.26
Mar 31, 2022 0.26
Dec 31, 2021 0.26
Sep 30, 2021 0.25