Credit Acceptance CACC
NASDAQ CACC
$578.29 -12.12 (-2.05%)
At close: Sep 18, 2026 · 4:00 PM EDT

Credit Acceptance (CACC) Cost of Revenue (2010 - 2026)

Credit Acceptance's (CACC) quarterly Cost of Revenue came in at $18.1 million in Q2 2026, down 8.59% year-over-year from $19.8 million in Q2 2025, and up 14.56% quarter-over-quarter from $15.8 million in Q1 2026.

Analysis

Credit Acceptance (CACC) Cost of Revenue (2010 - 2026) Analysis & Trends

Credit Acceptance has disclosed Cost of Revenue across 17 years of filings, most recently posting $18.1 million for Q2 2026.

  • In Q2 2026, Cost of Revenue fell 8.59% year-over-year to $18.1 million; the TTM figure through Jun 2026 stood at $69.7 million (down 3.33% YoY), while the FY2025 annual figure was $71.7 million, down 2.45% from the prior year.
  • Cost of Revenue came in at $18.1 million for Q2 2026 at Credit Acceptance, up from $15.8 million in the prior quarter.
  • In the past five years, Cost of Revenue ranged from a high of $20.3 million in Q2 2024 to a low of $8.9 million in Q1 2022.
  • Average Cost of Revenue over 5 years is $16.5 million, with a median of $17.1 million recorded in 2024.
  • Year-over-year, Cost of Revenue soared 101.12% in 2023 and retreated 8.59% in 2026.
  • Over 5 years, Cost of Revenue stood at $12.4 million in 2022, then jumped by 33.87% to $16.6 million in 2023, then advanced by 6.63% to $17.7 million in 2024, then retreated by 2.82% to $17.2 million in 2025, then increased by 5.23% to $18.1 million in 2026.
  • Per Business Quant data, the three most recent Cost of Revenue figures were $18.1 million in Q2 2026, $15.8 million in Q1 2026, and $17.2 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - -
2 Affirm Holdings 24.01 Bn 22.38 Bn - -
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 541.02 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 18.10 Mn
5 Slm 4.72 Bn -77.52 Mn - -
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 203.56 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 36.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 226.42 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 130.76 Mn
10 Navient 1.64 Bn 275.03 Mn - 57.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 18.10 Mn
Mar 31, 2026 15.80 Mn
Dec 31, 2025 17.20 Mn
Sep 30, 2025 18.60 Mn
Jun 30, 2025 19.80 Mn
Mar 31, 2025 16.10 Mn
Dec 31, 2024 17.70 Mn
Sep 30, 2024 18.50 Mn
Jun 30, 2024 20.30 Mn
Mar 31, 2024 17.00 Mn
Dec 31, 2023 16.60 Mn
Sep 30, 2023 16.50 Mn
Jun 30, 2023 19.70 Mn
Mar 31, 2023 17.90 Mn
Dec 31, 2022 12.40 Mn
Sep 30, 2022 12.90 Mn
Jun 30, 2022 12.20 Mn
Mar 31, 2022 8.90 Mn
Dec 31, 2021 9.50 Mn
Sep 30, 2021 10.00 Mn