Credit Acceptance (CACC) Cost of Revenue (2010 - 2026)

Credit Acceptance has reported Cost of Revenue for 16 years, with the latest figure at $17.2 million in Q4 2025.

• Quarterly Cost of Revenue fell 2.82% year-over-year to $17.2 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $71.7 million (down 2.45% YoY) and the FY2025 annual result came in at $71.7 million, down 2.45% from the prior year.
• Cost of Revenue retreated to $17.2 million in Q4 2025 per CACC's latest filing, from $18.6 million in the prior quarter.
• Over five years, Cost of Revenue peaked at $20.3 million in Q2 2024 and troughed at $8.9 million in Q1 2022.
• A 5-year average of $15.1 million and a median of $16.6 million in 2023 frame the typical range for Cost of Revenue.
• The sharpest annual moves came in 2021 and 2023: Cost of Revenue retreated 6.54% in 2021, then jumped 101.12% in 2023.
• Over 5 years, Cost of Revenue stood at $9.5 million in 2021, then jumped by 30.53% to $12.4 million in 2022, then soared by 33.87% to $16.6 million in 2023, then grew by 6.63% to $17.7 million in 2024, then slipped by 2.82% to $17.2 million in 2025.
• According to Business Quant data, Cost of Revenue over the past three periods registered $17.2 million, $18.6 million, and $19.8 million for Q4 2025, Q3 2025, and Q2 2025 respectively.