Growth Metrics

Credit Acceptance (CACC) Cost of Revenue (2016 - 2025)

Credit Acceptance's Cost of Revenue history spans 16 years, with the latest figure at $17.2 million for Q4 2025.

  • On a quarterly basis, Cost of Revenue fell 55.44% to $17.2 million in Q4 2025 year-over-year; TTM through Dec 2025 was $77.9 million, a 23.1% decrease, with the full-year FY2025 number at $71.7 million, down 24.05% from a year prior.
  • Cost of Revenue hit $17.2 million in Q4 2025 for Credit Acceptance, down from $24.8 million in the prior quarter.
  • Over the last five years, Cost of Revenue for CACC hit a ceiling of $38.6 million in Q4 2024 and a floor of -$11.5 million in Q4 2022.
  • Historically, Cost of Revenue has averaged $17.1 million across 5 years, with a median of $18.8 million in 2022.
  • Biggest five-year swings in Cost of Revenue: plummeted 123.59% in 2021 and later soared 426.96% in 2023.
  • Tracing CACC's Cost of Revenue over 5 years: stood at -$9.6 million in 2021, then dropped by 19.79% to -$11.5 million in 2022, then soared by 426.96% to $37.6 million in 2023, then increased by 2.66% to $38.6 million in 2024, then crashed by 55.44% to $17.2 million in 2025.
  • Business Quant data shows Cost of Revenue for CACC at $17.2 million in Q4 2025, $24.8 million in Q3 2025, and $19.8 million in Q2 2025.