Credit Acceptance (CACC) Cost of Revenue (2010 - 2025)

Credit Acceptance has disclosed Cost of Revenue across 16 years of filings, most recently posting $17.2 million for Q4 2025.

• Cost of Revenue for Q4 2025 came in at $17.2 million, down 55.44% year-over-year; the trailing twelve-month figure through Dec 2025 was $77.9 million (down 23.1% YoY), and the FY2025 annual result was $71.7 million, down 24.05% from the prior year.
• Cost of Revenue came in at $17.2 million for Q4 2025 at Credit Acceptance, down from $24.8 million in the prior quarter.
• In the past five years, Cost of Revenue ranged from a high of $38.6 million in Q4 2024 to a low of -$11.5 million in Q4 2022.
• The 5-year median for Cost of Revenue is $18.8 million (2022), against an average of $17.1 million.
• Across the five-year window, Cost of Revenue sank 123.59% in 2021 and jumped 426.96% in 2023, its largest moves.
• Credit Acceptance's Cost of Revenue stood at -$9.6 million in 2021, then slipped by 19.79% to -$11.5 million in 2022, then surged by 426.96% to $37.6 million in 2023, then gained by 2.66% to $38.6 million in 2024, then slumped by 55.44% to $17.2 million in 2025.
• The last three Cost of Revenue figures came in at $17.2 million (Q4 2025), $24.8 million (Q3 2025), and $19.8 million (Q2 2025), per Business Quant data.