Credit Acceptance (CACC) Cost of Revenue (2010 - 2026)
Credit Acceptance's (CACC) quarterly Cost of Revenue came in at $18.1 million in Q2 2026, down 8.59% year-over-year from $19.8 million in Q2 2025, and up 14.56% quarter-over-quarter from $15.8 million in Q1 2026.
Analysis
Credit Acceptance (CACC) Cost of Revenue (2010 - 2026) Analysis & Trends
Credit Acceptance has disclosed Cost of Revenue across 17 years of filings, most recently posting $18.1 million for Q2 2026.
- In Q2 2026, Cost of Revenue fell 8.59% year-over-year to $18.1 million; the TTM figure through Jun 2026 stood at $69.7 million (down 3.33% YoY), while the FY2025 annual figure was $71.7 million, down 2.45% from the prior year.
- Cost of Revenue came in at $18.1 million for Q2 2026 at Credit Acceptance, up from $15.8 million in the prior quarter.
- In the past five years, Cost of Revenue ranged from a high of $20.3 million in Q2 2024 to a low of $8.9 million in Q1 2022.
- Average Cost of Revenue over 5 years is $16.5 million, with a median of $17.1 million recorded in 2024.
- Year-over-year, Cost of Revenue soared 101.12% in 2023 and retreated 8.59% in 2026.
- Over 5 years, Cost of Revenue stood at $12.4 million in 2022, then jumped by 33.87% to $16.6 million in 2023, then advanced by 6.63% to $17.7 million in 2024, then retreated by 2.82% to $17.2 million in 2025, then increased by 5.23% to $18.1 million in 2026.
- Per Business Quant data, the three most recent Cost of Revenue figures were $18.1 million in Q2 2026, $15.8 million in Q1 2026, and $17.2 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 541.02 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 18.10 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 203.56 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 36.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 226.42 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 130.76 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 57.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 18.10 Mn |
| Mar 31, 2026 | 15.80 Mn |
| Dec 31, 2025 | 17.20 Mn |
| Sep 30, 2025 | 18.60 Mn |
| Jun 30, 2025 | 19.80 Mn |
| Mar 31, 2025 | 16.10 Mn |
| Dec 31, 2024 | 17.70 Mn |
| Sep 30, 2024 | 18.50 Mn |
| Jun 30, 2024 | 20.30 Mn |
| Mar 31, 2024 | 17.00 Mn |
| Dec 31, 2023 | 16.60 Mn |
| Sep 30, 2023 | 16.50 Mn |
| Jun 30, 2023 | 19.70 Mn |
| Mar 31, 2023 | 17.90 Mn |
| Dec 31, 2022 | 12.40 Mn |
| Sep 30, 2022 | 12.90 Mn |
| Jun 30, 2022 | 12.20 Mn |
| Mar 31, 2022 | 8.90 Mn |
| Dec 31, 2021 | 9.50 Mn |
| Sep 30, 2021 | 10.00 Mn |