Credit Acceptance (CACC) Cost of Revenue (2010 - 2025)

Credit Acceptance (CACC) has 16 years of Cost of Revenue data on file, last reported at $17.2 million in Q4 2025.

• Quarterly Cost of Revenue fell 55.44% year-over-year to $17.2 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $77.9 million (down 23.1% YoY) and the FY2025 annual result came in at $71.7 million, down 24.05% from the prior year.
• Cost of Revenue retreated to $17.2 million in Q4 2025 per CACC's latest filing, from $24.8 million in the prior quarter.
• The five-year high for Cost of Revenue was $38.6 million in Q4 2024, with the low at -$11.5 million in Q4 2022.
• Average Cost of Revenue over 5 years is $17.1 million, with a median of $18.8 million recorded in 2022.
• Year-over-year, Cost of Revenue tumbled 123.59% in 2021 and surged 426.96% in 2023.
• Credit Acceptance's Cost of Revenue stood at -$9.6 million in 2021, then fell by 19.79% to -$11.5 million in 2022, then surged by 426.96% to $37.6 million in 2023, then grew by 2.66% to $38.6 million in 2024, then tumbled by 55.44% to $17.2 million in 2025.
• Business Quant data shows CACC's Cost of Revenue at $17.2 million in Q4 2025, $24.8 million in Q3 2025, and $19.8 million in Q2 2025.