Credit Acceptance (CACC) EBITDA Margin (2010 - 2025)

Credit Acceptance has disclosed EBITDA Margin across 16 years of filings, most recently posting 24.11% for Q4 2025.

• EBITDA Margin for Q4 2025 came in at 24.11%, down 8657.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 26.79% (down 27107.0% YoY), and the FY2025 annual result was 21.31%, up 54139.0% from the prior year.
• EBITDA Margin came in at 24.11% for Q4 2025 at Credit Acceptance, up from 1801.66% in the prior quarter.
• In the past five years, EBITDA Margin ranged from a high of 3166.67% in Q4 2023 to a low of 2082.32% in Q3 2022.
• The 5-year median for EBITDA Margin is 520.29% (2025), against an average of 469.63%.
• Across the five-year window, EBITDA Margin surged 473041 bps in 2023 and slumped 305599 bps in 2024, its largest moves.
• Credit Acceptance's EBITDA Margin stood at 1048.98% in 2021, then sank by 49 bps to 1563.74% in 2022, then jumped by 303 bps to 3166.67% in 2023, then plunged by 97 bps to 110.68% in 2024, then slumped by 78 bps to 24.11% in 2025.
• The last three EBITDA Margin figures came in at 24.11% (Q4 2025), 1801.66% (Q3 2025), and 16.79% (Q2 2025), per Business Quant data.