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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) EBITDA Margin: 2010-2025

Historic EBITDA Margin for Credit Acceptance (CACC) over the last 16 years, with Sep 2025 value amounting to 21.31%.

  • Credit Acceptance's EBITDA Margin rose 615.00% to 21.31% in Q3 2025 from the same period last year, while for Sep 2025 it was 21.80%, marking a year-over-year increase of 1410.00%. This contributed to the annual value of 10.87% for FY2024, which is 363.00% down from last year.
  • Per Credit Acceptance's latest filing, its EBITDA Margin stood at 21.31% for Q3 2025, which was up 36.40% from 15.62% recorded in Q2 2025.
  • Over the past 5 years, Credit Acceptance's EBITDA Margin peaked at 77.34% during Q2 2021, and registered a low of -14.99% during Q2 2024.
  • Over the past 3 years, Credit Acceptance's median EBITDA Margin value was 15.62% (recorded in 2025), while the average stood at 14.38%.
  • Its EBITDA Margin has fluctuated over the past 5 years, first skyrocketed by 8,869bps in 2021, then crashed by 5,042bps in 2022.
  • Quarterly analysis of 5 years shows Credit Acceptance's EBITDA Margin stood at 57.82% in 2021, then slumped by 2,616bps to 31.66% in 2022, then slumped by 1,221bps to 19.45% in 2023, then soared by 1,058bps to 30.02% in 2024, then soared by 615bps to 21.31% in 2025.
  • Its last three reported values are 21.31% in Q3 2025, 15.62% for Q2 2025, and 20.47% during Q1 2025.