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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) EBITDA Margin (2016 - 2025)

Credit Acceptance's EBITDA Margin history spans 16 years, with the latest figure at 162.19% for Q4 2025.

  • For Q4 2025, EBITDA Margin rose 260.0% year-over-year to 162.19%; the TTM value through Dec 2025 reached 1807.43%, down 189569.0%, while the annual FY2025 figure was 1807.43%, 188084.0% down from the prior year.
  • EBITDA Margin for Q4 2025 was 162.19% at Credit Acceptance, up from 71.63% in the prior quarter.
  • Across five years, EBITDA Margin topped out at 2186.55% in Q4 2022 and bottomed at 2446.91% in Q2 2024.
  • The 5-year median for EBITDA Margin is 15.22% (2025), against an average of 270.84%.
  • The largest annual shift saw EBITDA Margin crashed -244863bps in 2024 before it skyrocketed 246370bps in 2025.
  • A 5-year view of EBITDA Margin shows it stood at 114.66% in 2021, then surged by 1807bps to 2186.55% in 2022, then tumbled by -107bps to 145.34% in 2023, then surged by 210bps to 159.58% in 2024, then grew by 2bps to 162.19% in 2025.
  • Per Business Quant, the three most recent readings for CACC's EBITDA Margin are 162.19% (Q4 2025), 71.63% (Q3 2025), and 16.79% (Q2 2025).