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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Credit Acceptance (CACC) EBITDA Margin (2016 - 2025)

Historic EBITDA Margin for Credit Acceptance (CACC) over the last 16 years, with Q4 2025 value amounting to 22.73%.

  • Credit Acceptance's EBITDA Margin fell 72900.0% to 22.73% in Q4 2025 from the same period last year, while for Dec 2025 it was 20.02%, marking a year-over-year increase of 91500.0%. This contributed to the annual value of 20.02% for FY2025, which is 91500.0% up from last year.
  • As of Q4 2025, Credit Acceptance's EBITDA Margin stood at 22.73%, which was down 72900.0% from 21.31% recorded in Q3 2025.
  • Credit Acceptance's EBITDA Margin's 5-year high stood at 77.34% during Q2 2021, with a 5-year trough of 14.99% in Q2 2024.
  • In the last 5 years, Credit Acceptance's EBITDA Margin had a median value of 22.49% in 2025 and averaged 28.86%.
  • Its EBITDA Margin has fluctuated over the past 5 years, first soared by 886900bps in 2021, then plummeted by -504200bps in 2022.
  • Over the past 5 years, Credit Acceptance's EBITDA Margin (Quarter) stood at 57.82% in 2021, then crashed by -45bps to 31.66% in 2022, then plummeted by -39bps to 19.45% in 2023, then skyrocketed by 54bps to 30.02% in 2024, then dropped by -24bps to 22.73% in 2025.
  • Its last three reported values are 22.73% in Q4 2025, 21.31% for Q3 2025, and 15.62% during Q2 2025.