Credit Acceptance Corp (CACC) EBITDA Margin (2010 - 2026)
Credit Acceptance's EBITDA Margin was 25.74% in Q2 2026, up 8.80 percentage points from 16.94% a year earlier but down 1.83 percentage points from the prior quarter.
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Analysis
Credit Acceptance Corp (CACC) EBITDA Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Credit Acceptance's EBITDA Margin was 25.01% through Jun 30, 2026, up 3.42 percentage points year-over-year; for FY2025, it came in at 21.46%, up 9.31 percentage points from FY2024.
- EBITDA Margin shows a five-year change of -9.71 percentage points (FY2020 to FY2025).
- In earlier years, EBITDA Margin was 12.15% in FY2024 (-3.93 pp), 16.08% in FY2023 (-20.72 pp), 36.80% in FY2022 (-29.57 pp) and 66.37% in FY2021 (+35.19 pp).
- Quarterly EBITDA Margin has moved between -13.68% (Q2 2024) and 69.05% (Q3 2021) over five years.
- Compared with a year earlier, EBITDA Margin was higher in six of the last eight quarters, with an average year-over-year change of +7.71 percentage points.
- The best year-over-year quarter for EBITDA Margin over five years was Q2 2025 (a gain of 30.62 percentage points); the worst was Q2 2022 (a drop of 49.92 percentage points).
- Per Business Quant data, CACC's EBITDA Margin in the three quarters before Q2 2026 was 27.57% (Q1 2026), 24.23% (Q4 2025) and 22.51% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 26.54% |
| Mar 31, 2026 | 28.47% |
| Dec 31, 2025 | 25.16% |
| Sep 30, 2025 | 23.54% |
| Jun 30, 2025 | 17.95% |
| Mar 31, 2025 | 23.20% |
| Dec 31, 2024 | 32.00% |
| Sep 30, 2024 | 17.25% |
| Jun 30, 2024 | -12.76% |
| Mar 31, 2024 | 15.06% |
| Dec 31, 2023 | 21.66% |
| Sep 30, 2023 | 18.20% |
| Jun 30, 2023 | 3.06% |
| Mar 31, 2023 | 25.41% |
| Dec 31, 2022 | 34.18% |
| Sep 30, 2022 | 25.07% |
| Jun 30, 2022 | 29.82% |
| Mar 31, 2022 | 61.93% |
| Dec 31, 2021 | 60.84% |
| Sep 30, 2021 | 69.99% |
API Access
Credit Acceptance Corp EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();