Credit Acceptance (CACC) Change in Taxes (2010 - 2025)

Credit Acceptance (CACC) posted Change in Taxes of -$122.7 million for Q4 2025, down 212.67% sequentially from $108.9 million in Q3 2025, and down 452.7% YoY from $34.8 million in Q4 2024.

Credit Acceptance (CACC) Change in Taxes (2010 - 2025) Analysis & Trends

Credit Acceptance (CACC) has 16 years of Change in Taxes data on file, last reported at -$122.7 million in Q4 2025.

  • Quarterly Change in Taxes fell 452.7% year-over-year to -$122.7 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$117.2 million (down 117100.0% YoY) and the FY2025 annual result came in at -$117.2 million, down 117100.0% from the prior year.
  • Change in Taxes declined to -$122.7 million in Q4 2025 per CACC's latest filing, from $108.9 million in the prior quarter.
  • The five-year high for Change in Taxes was $122.0 million in Q4 2021, with the low at -$130.2 million in Q2 2025.
  • Average Change in Taxes over 5 years is -$1.8 million, with a median of -$1.2 million recorded in 2023.
  • Year-over-year, Change in Taxes plunged 1229.58% in 2022 and soared 1123.91% in 2024.
  • Credit Acceptance's Change in Taxes stood at $122.0 million in 2021, then plunged by 32.38% to $82.5 million in 2022, then dropped by 11.52% to $73.0 million in 2023, then sank by 130.41% to -$22.2 million in 2024, then sank by 452.7% to -$122.7 million in 2025.
  • Business Quant data shows CACC's Change in Taxes at -$122.7 million in Q4 2025, $108.9 million in Q3 2025, and -$130.2 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change Taxes (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -122.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 -122.70 Mn
Dec 31, 2025 -122.70 Mn
Sep 30, 2025 108.90 Mn
Sep 30, 2025 108.90 Mn
Jun 30, 2025 -130.20 Mn
Jun 30, 2025 -130.20 Mn
Mar 31, 2025 26.80 Mn
Mar 31, 2025 26.80 Mn
Dec 31, 2024 -22.20 Mn
Dec 31, 2024 -22.20 Mn
Sep 30, 2024 -13.50 Mn
Sep 30, 2024 -13.50 Mn
Jun 30, 2024 47.10 Mn
Jun 30, 2024 47.10 Mn
Mar 31, 2024 -11.50 Mn
Mar 31, 2024 -11.50 Mn
Dec 31, 2023 73.00 Mn
Dec 31, 2023 73.00 Mn
Sep 30, 2023 7.80 Mn
Sep 30, 2023 7.80 Mn