Credit Acceptance (CACC) Net Long-Term Debt Issued (Repaid) (2010 - 2026)
Credit Acceptance's Net Long-Term Debt Issued (Repaid) came in at $439.6 million for Q3 2026, compared with -$104.2 million a year earlier.
Credit Acceptance (CACC) Net Long-Term Debt Issued (Repaid) (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Credit Acceptance reported Net Long-Term Debt Issued (Repaid) of $2.36 billion; for FY2025, it was $2.01 billion, up 55.3% from FY2024.
- Net Long-Term Debt Issued (Repaid) carries a five-year compound annual growth rate of 97.4% (FY2020 to FY2025).
- Going back by year, Net Long-Term Debt Issued (Repaid) was $1.29 billion in FY2024 (+163.8%), $490.5 million in FY2023, -$29 million in FY2022 and $8.5 million in FY2021 (-87.3%).
- The five-year range for quarterly Net Long-Term Debt Issued (Repaid) is -$239.7 million (Q2 2025) to $3.37 billion (Q2 2022).
- The fastest year-over-year change in Net Long-Term Debt Issued (Repaid) over five years came in Q2 2022 (growth of 389.4%), and the weakest in Q2 2023 (a decline of 99.2%).
- Business Quant data shows CACC's Net Long-Term Debt Issued (Repaid) at -$123.2 million (Q2 2026), $50.1 million (Q1 2026) and $2 billion (Q4 2025) in the three quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net LT Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | - |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | -54.25 Bn |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | -200.00 Mn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 589.00 Mn |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 467.47 Mn |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 1.66 Bn |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | -463.00 Mn |
| 10 | Credit Acceptance | 5.41 Bn | 5.36 Bn | 577.00 Mn | 439.60 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 439.60 Mn |
| Jun 30, 2026 | -123.20 Mn |
| Mar 31, 2026 | 50.10 Mn |
| Dec 31, 2025 | 2.00 Bn |
| Sep 30, 2025 | -104.20 Mn |
| Jun 30, 2025 | -239.70 Mn |
| Mar 31, 2025 | 356.30 Mn |
| Dec 31, 2024 | 101.20 Mn |
| Sep 30, 2024 | 303.10 Mn |
| Jun 30, 2024 | 343.60 Mn |
| Mar 31, 2024 | 545.80 Mn |
| Dec 31, 2023 | 138.20 Mn |
| Sep 30, 2023 | 194.40 Mn |
| Jun 30, 2023 | 28.20 Mn |
| Mar 31, 2023 | 129.70 Mn |
| Dec 31, 2022 | -34.20 Mn |
| Sep 30, 2022 | 1.79 Bn |
| Jun 30, 2022 | 3.37 Bn |
| Mar 31, 2022 | 120.00 Mn |
| Dec 31, 2021 | 799.00 Mn |
Credit Acceptance Net Long-Term Debt Issued (Repaid) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=non-current-debt&ticker=CACC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "non-current-debt", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=non-current-debt&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();