Credit Acceptance (CACC) EV to FCF (2011 - 2026)
Credit Acceptance's EV to FCF came in at 4.28 for Q3 2026, down 9.2% from 4.72 a year earlier and down 20.8% from the prior quarter.
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Analysis
Credit Acceptance (CACC) EV to FCF (2011 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Credit Acceptance reported EV to FCF of 4.24, up 10.2% year-over-year; for FY2025, it came in at 4.48, down 4.3% from FY2024.
- Going back by year, EV to FCF was 4.68 in FY2024 (-15.7%), 5.55 in FY2023 (+13.4%), 4.89 in FY2022 (-46.5%) and 9.14 in FY2021 (+53.0%).
- The five-year range for quarterly EV to FCF is 4.17 (Q1 2026) to 9.14 (Q4 2021).
- Year-over-year, EV to FCF increased in two of the last eight quarters, with an average decline of 6.7%.
- The fastest year-over-year change in EV to FCF over five years came in Q4 2021 (growth of 53.0%), and the weakest in Q4 2022 (a decline of 46.5%).
- Business Quant data shows CACC's EV to FCF at 5.41 (Q2 2026), 4.17 (Q1 2026) and 4.48 (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - |
| 10 | Credit Acceptance | 5.41 Bn | 5.36 Bn | 577.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 4.28 |
| Jun 30, 2026 | 5.41 |
| Mar 31, 2026 | 4.17 |
| Dec 31, 2025 | 4.48 |
| Sep 30, 2025 | 4.72 |
| Jun 30, 2025 | 5.10 |
| Mar 31, 2025 | 4.72 |
| Dec 31, 2024 | 4.68 |
| Sep 30, 2024 | 4.57 |
| Jun 30, 2024 | 5.48 |
| Mar 31, 2024 | 5.55 |
| Dec 31, 2023 | 5.55 |
| Sep 30, 2023 | 4.91 |
| Jun 30, 2023 | 5.48 |
| Mar 31, 2023 | 4.83 |
| Dec 31, 2022 | 4.89 |
| Sep 30, 2022 | 5.23 |
| Jun 30, 2022 | 6.01 |
| Mar 31, 2022 | 6.60 |
| Dec 31, 2021 | 9.14 |
API Access
Credit Acceptance EV to FCF API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-fcf&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-fcf", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-fcf&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();