Credit Acceptance CACC
NASDAQ CACC
$593.78 -10.94 (-1.81%)
As of: Sep 8, 2026 · 3:59 PM EDT

Credit Acceptance (CACC) EV to FCF (2010 - 2026)

Credit Acceptance's (CACC) quarterly EV to FCF came in at 19.86 in Q2 2026, down 47.06% year-over-year from 37.52 in Q2 2025, and up 76.51% quarter-over-quarter from 11.25 in Q1 2026.

Analysis

Credit Acceptance (CACC) EV to FCF (2010 - 2026) Analysis & Trends

Credit Acceptance has disclosed EV to FCF across 17 years of filings, most recently posting 19.86 for Q2 2026.

  • In Q2 2026, EV to FCF fell 47.06% year-over-year to 19.86; the TTM figure through Jun 2026 stood at 5.01 (up 6.1% YoY), while the FY2025 annual figure was 4.04, down 10.87% from the prior year.
  • EV to FCF came in at 19.86 for Q2 2026 at Credit Acceptance, up from 11.25 in the prior quarter.
  • In the past five years, EV to FCF ranged from a high of 37.52 in Q2 2025 to a low of 11.25 in Q1 2026.
  • Average EV to FCF over 5 years is 19.41, with a median of 17.84 recorded in 2022.
  • Year-over-year, EV to FCF plunged 72.52% in 2022 and surged 33.47% in 2025.
  • Over 5 years, EV to FCF stood at 19.75 in 2022, then advanced by 1.63% to 20.08 in 2023, then fell by 15.95% to 16.87 in 2024, then fell by 6.15% to 15.84 in 2025, then increased by 25.44% to 19.86 in 2026.
  • Per Business Quant data, the three most recent EV to FCF figures were 19.86 in Q2 2026, 11.25 in Q1 2026, and 15.84 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Synchrony Financial 26.06 Bn 9.87 Bn -
2 Affirm Holdings 24.16 Bn 22.53 Bn -
3 FirstCash Holdings 9.90 Bn 9.73 Bn 533.67 Mn
4 Credit Acceptance 6.25 Bn 5.76 Bn 569.30 Mn
5 Enova International 5.63 Bn 5.51 Bn 568.07 Mn
6 Slm 4.96 Bn 160.79 Mn -
7 Bread Financial Holdings 4.32 Bn -15.76 Bn 957.00 Mn
8 StoneCo 2.68 Bn 1.06 Bn 308.97 Mn
9 Ezcorp 2.05 Bn 1.73 Bn 246.19 Mn
10 Navient 1.71 Bn 340.86 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 19.86
Mar 31, 2026 11.25
Dec 31, 2025 15.84
Sep 30, 2025 15.64
Jun 30, 2025 37.52
Mar 31, 2025 15.83
Dec 31, 2024 16.87
Sep 30, 2024 15.17
Jun 30, 2024 28.11
Mar 31, 2024 19.96
Dec 31, 2023 20.08
Sep 30, 2023 17.06
Jun 30, 2023 21.71
Mar 31, 2023 17.31
Dec 31, 2022 19.75
Sep 30, 2022 16.21
Jun 30, 2022 22.85
Mar 31, 2022 18.36
Dec 31, 2021 71.89
Sep 30, 2021 30.68