Credit Acceptance (CACC) EV to FCF (2010 - 2026)
Credit Acceptance's (CACC) quarterly EV to FCF came in at 19.86 in Q2 2026, down 47.06% year-over-year from 37.52 in Q2 2025, and up 76.51% quarter-over-quarter from 11.25 in Q1 2026.
Analysis
Credit Acceptance (CACC) EV to FCF (2010 - 2026) Analysis & Trends
Credit Acceptance has disclosed EV to FCF across 17 years of filings, most recently posting 19.86 for Q2 2026.
- In Q2 2026, EV to FCF fell 47.06% year-over-year to 19.86; the TTM figure through Jun 2026 stood at 5.01 (up 6.1% YoY), while the FY2025 annual figure was 4.04, down 10.87% from the prior year.
- EV to FCF came in at 19.86 for Q2 2026 at Credit Acceptance, up from 11.25 in the prior quarter.
- In the past five years, EV to FCF ranged from a high of 37.52 in Q2 2025 to a low of 11.25 in Q1 2026.
- Average EV to FCF over 5 years is 19.41, with a median of 17.84 recorded in 2022.
- Year-over-year, EV to FCF plunged 72.52% in 2022 and surged 33.47% in 2025.
- Over 5 years, EV to FCF stood at 19.75 in 2022, then advanced by 1.63% to 20.08 in 2023, then fell by 15.95% to 16.87 in 2024, then fell by 6.15% to 15.84 in 2025, then increased by 25.44% to 19.86 in 2026.
- Per Business Quant data, the three most recent EV to FCF figures were 19.86 in Q2 2026, 11.25 in Q1 2026, and 15.84 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 19.86 |
| Mar 31, 2026 | 11.25 |
| Dec 31, 2025 | 15.84 |
| Sep 30, 2025 | 15.64 |
| Jun 30, 2025 | 37.52 |
| Mar 31, 2025 | 15.83 |
| Dec 31, 2024 | 16.87 |
| Sep 30, 2024 | 15.17 |
| Jun 30, 2024 | 28.11 |
| Mar 31, 2024 | 19.96 |
| Dec 31, 2023 | 20.08 |
| Sep 30, 2023 | 17.06 |
| Jun 30, 2023 | 21.71 |
| Mar 31, 2023 | 17.31 |
| Dec 31, 2022 | 19.75 |
| Sep 30, 2022 | 16.21 |
| Jun 30, 2022 | 22.85 |
| Mar 31, 2022 | 18.36 |
| Dec 31, 2021 | 71.89 |
| Sep 30, 2021 | 30.68 |