Credit Acceptance (CACC) Long-Term Debt Repayments (2010 - 2025)
Credit Acceptance (CACC) posted Long-Term Debt Repayments of $1.3 billion for Q4 2025, up 98.58% sequentially from $661.4 million in Q3 2025, and up 848.3% YoY from $138.5 million in Q4 2024.
Credit Acceptance (CACC) Long-Term Debt Repayments (2010 - 2025) Analysis & Trends
Credit Acceptance (CACC) has 16 years of Long-Term Debt Repayments data on file, last reported at $1.3 billion in Q4 2025.
- Quarterly Long-Term Debt Repayments rose 848.3% year-over-year to $1.3 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $2.0 billion (down 67.54% YoY) and the FY2025 annual result came in at $2.0 billion, down 67.54% from the prior year.
- Long-Term Debt Repayments rose to $1.3 billion in Q4 2025 per CACC's latest filing, from $661.4 million in the prior quarter.
- The five-year high for Long-Term Debt Repayments was $3.1 billion in Q2 2022, with the low at $7.4 million in Q1 2025.
- Average Long-Term Debt Repayments over 5 years is $1.3 billion, with a median of $1.3 billion recorded in 2025.
- Year-over-year, Long-Term Debt Repayments surged 1541.1% in 2022 and sank 99.62% in 2025.
- Credit Acceptance's Long-Term Debt Repayments stood at $565.8 million in 2021, then jumped by 61.42% to $913.3 million in 2022, then surged by 110.85% to $1.9 billion in 2023, then sank by 92.81% to $138.5 million in 2024, then jumped by 848.3% to $1.3 billion in 2025.
- Business Quant data shows CACC's Long-Term Debt Repayments at $1.3 billion in Q4 2025, $661.4 million in Q3 2025, and $31.7 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Long-Term Debt Repayments (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.52 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 932.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 10.67 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 824.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.31 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.31 Bn |
| Dec 31, 2025 | 1.31 Bn |
| Sep 30, 2025 | 661.40 Mn |
| Sep 30, 2025 | 661.40 Mn |
| Jun 30, 2025 | 31.70 Mn |
| Jun 30, 2025 | 31.70 Mn |
| Mar 31, 2025 | 7.40 Mn |
| Mar 31, 2025 | 7.40 Mn |
| Dec 31, 2024 | 138.50 Mn |
| Dec 31, 2024 | 138.50 Mn |
| Sep 30, 2024 | 1.57 Bn |
| Sep 30, 2024 | 1.57 Bn |
| Jun 30, 2024 | 2.55 Bn |
| Jun 30, 2024 | 2.55 Bn |
| Mar 31, 2024 | 1.95 Bn |
| Mar 31, 2024 | 1.95 Bn |
| Dec 31, 2023 | 1.93 Bn |
| Dec 31, 2023 | 1.93 Bn |
| Sep 30, 2023 | 2.09 Bn |
| Sep 30, 2023 | 2.09 Bn |