Credit Acceptance (CACC) Long-Term Debt Repayments (2010 - 2025)

Credit Acceptance has disclosed Long-Term Debt Repayments across 16 years of filings, most recently posting $1.3 billion for Q4 2025.

• Long-Term Debt Repayments for Q4 2025 came in at $1.3 billion, up 848.3% year-over-year; the trailing twelve-month figure through Dec 2025 was $2.0 billion (down 67.54% YoY), and the FY2025 annual result was $2.0 billion, down 67.54% from the prior year.
• Long-Term Debt Repayments came in at $1.3 billion for Q4 2025 at Credit Acceptance, up from $661.4 million in the prior quarter.
• In the past five years, Long-Term Debt Repayments ranged from a high of $3.1 billion in Q2 2022 to a low of $7.4 million in Q1 2025.
• The 5-year median for Long-Term Debt Repayments is $1.3 billion (2025), against an average of $1.3 billion.
• Across the five-year window, Long-Term Debt Repayments jumped 1541.1% in 2022 and tumbled 99.62% in 2025, its largest moves.
• Credit Acceptance's Long-Term Debt Repayments stood at $565.8 million in 2021, then jumped by 61.42% to $913.3 million in 2022, then surged by 110.85% to $1.9 billion in 2023, then plunged by 92.81% to $138.5 million in 2024, then jumped by 848.3% to $1.3 billion in 2025.
• The last three Long-Term Debt Repayments figures came in at $1.3 billion (Q4 2025), $661.4 million (Q3 2025), and $31.7 million (Q2 2025), per Business Quant data.