Credit Acceptance (CACC) Long-Term Debt Repayments (2010 - 2025)

Credit Acceptance (CACC) posted Long-Term Debt Repayments of $1.3 billion for Q4 2025, up 98.58% sequentially from $661.4 million in Q3 2025, and up 848.3% YoY from $138.5 million in Q4 2024.

Credit Acceptance (CACC) Long-Term Debt Repayments (2010 - 2025) Analysis & Trends

Credit Acceptance (CACC) has 16 years of Long-Term Debt Repayments data on file, last reported at $1.3 billion in Q4 2025.

  • Quarterly Long-Term Debt Repayments rose 848.3% year-over-year to $1.3 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $2.0 billion (down 67.54% YoY) and the FY2025 annual result came in at $2.0 billion, down 67.54% from the prior year.
  • Long-Term Debt Repayments rose to $1.3 billion in Q4 2025 per CACC's latest filing, from $661.4 million in the prior quarter.
  • The five-year high for Long-Term Debt Repayments was $3.1 billion in Q2 2022, with the low at $7.4 million in Q1 2025.
  • Average Long-Term Debt Repayments over 5 years is $1.3 billion, with a median of $1.3 billion recorded in 2025.
  • Year-over-year, Long-Term Debt Repayments surged 1541.1% in 2022 and sank 99.62% in 2025.
  • Credit Acceptance's Long-Term Debt Repayments stood at $565.8 million in 2021, then jumped by 61.42% to $913.3 million in 2022, then surged by 110.85% to $1.9 billion in 2023, then sank by 92.81% to $138.5 million in 2024, then jumped by 848.3% to $1.3 billion in 2025.
  • Business Quant data shows CACC's Long-Term Debt Repayments at $1.3 billion in Q4 2025, $661.4 million in Q3 2025, and $31.7 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Long-Term Debt Repayments (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.52 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 932.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 10.67 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 824.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.31 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 1.31 Bn
Dec 31, 2025 1.31 Bn
Sep 30, 2025 661.40 Mn
Sep 30, 2025 661.40 Mn
Jun 30, 2025 31.70 Mn
Jun 30, 2025 31.70 Mn
Mar 31, 2025 7.40 Mn
Mar 31, 2025 7.40 Mn
Dec 31, 2024 138.50 Mn
Dec 31, 2024 138.50 Mn
Sep 30, 2024 1.57 Bn
Sep 30, 2024 1.57 Bn
Jun 30, 2024 2.55 Bn
Jun 30, 2024 2.55 Bn
Mar 31, 2024 1.95 Bn
Mar 31, 2024 1.95 Bn
Dec 31, 2023 1.93 Bn
Dec 31, 2023 1.93 Bn
Sep 30, 2023 2.09 Bn
Sep 30, 2023 2.09 Bn