Credit Acceptance (CACC) Amortization of Deferred Charges (2010 - 2025)

Credit Acceptance (CACC) posted Amortization of Deferred Charges of $5.4 million for Q4 2025, down 10.0% sequentially from $6.0 million in Q3 2025, and down 5.26% YoY from $5.7 million in Q4 2024.

Credit Acceptance (CACC) Amortization of Deferred Charges (2010 - 2025) Analysis & Trends

Credit Acceptance has reported Amortization of Deferred Charges for 16 years, with the latest figure at $5.4 million in Q4 2025.

  • Quarterly Amortization of Deferred Charges fell 5.26% year-over-year to $5.4 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $23.0 million (up 9.0% YoY) and the FY2025 annual result came in at $23.0 million, up 9.0% from the prior year.
  • Amortization of Deferred Charges slipped to $5.4 million in Q4 2025 per CACC's latest filing, from $6.0 million in the prior quarter.
  • Over five years, Amortization of Deferred Charges peaked at $6.0 million in Q3 2025 and troughed at $4.0 million in Q2 2021.
  • A 5-year average of $4.8 million and a median of $4.4 million in 2021 frame the typical range for Amortization of Deferred Charges.
  • The sharpest annual moves came in 2022 and 2024: Amortization of Deferred Charges dropped 9.09% in 2022, then rose 29.55% in 2024.
  • Over 5 years, Amortization of Deferred Charges stood at $4.1 million in 2021, then climbed by 0.0% to $4.1 million in 2022, then grew by 7.32% to $4.4 million in 2023, then rose by 29.55% to $5.7 million in 2024, then decreased by 5.26% to $5.4 million in 2025.
  • According to Business Quant data, Amortization of Deferred Charges over the past three periods registered $5.4 million, $6.0 million, and $5.9 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Credit Acceptance 6.11 Bn 5.62 Bn 569.30 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 5.40 Mn
Dec 31, 2025 5.40 Mn
Sep 30, 2025 6.00 Mn
Sep 30, 2025 6.00 Mn
Jun 30, 2025 5.90 Mn
Jun 30, 2025 5.90 Mn
Mar 31, 2025 5.70 Mn
Mar 31, 2025 5.70 Mn
Dec 31, 2024 5.70 Mn
Dec 31, 2024 5.70 Mn
Sep 30, 2024 5.60 Mn
Sep 30, 2024 5.60 Mn
Jun 30, 2024 4.90 Mn
Jun 30, 2024 4.90 Mn
Mar 31, 2024 4.90 Mn
Mar 31, 2024 4.90 Mn
Dec 31, 2023 4.40 Mn
Dec 31, 2023 4.40 Mn
Sep 30, 2023 4.90 Mn
Sep 30, 2023 4.90 Mn