Credit Acceptance (CACC) Amortization of Deferred Charges (2010 - 2025)
Credit Acceptance (CACC) posted Amortization of Deferred Charges of $5.4 million for Q4 2025, down 10.0% sequentially from $6.0 million in Q3 2025, and down 5.26% YoY from $5.7 million in Q4 2024.
Credit Acceptance (CACC) Amortization of Deferred Charges (2010 - 2025) Analysis & Trends
Credit Acceptance (CACC) has 16 years of Amortization of Deferred Charges data on file, last reported at $5.4 million in Q4 2025.
- Quarterly Amortization of Deferred Charges fell 5.26% year-over-year to $5.4 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $23.0 million (up 9.0% YoY) and the FY2025 annual result came in at $23.0 million, up 9.0% from the prior year.
- Amortization of Deferred Charges slipped to $5.4 million in Q4 2025 per CACC's latest filing, from $6.0 million in the prior quarter.
- The five-year high for Amortization of Deferred Charges was $6.0 million in Q3 2025, with the low at $4.0 million in Q3 2022.
- Average Amortization of Deferred Charges over 5 years is $4.8 million, with a median of $4.4 million recorded in 2021.
- Year-over-year, Amortization of Deferred Charges fell 9.09% in 2022 and advanced 29.55% in 2024.
- Credit Acceptance's Amortization of Deferred Charges stood at $4.1 million in 2021, then fell by 0.0% to $4.1 million in 2022, then climbed by 7.32% to $4.4 million in 2023, then gained by 29.55% to $5.7 million in 2024, then slipped by 5.26% to $5.4 million in 2025.
- Business Quant data shows CACC's Amortization of Deferred Charges at $5.4 million in Q4 2025, $6.0 million in Q3 2025, and $5.9 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 5.40 Mn |
| Dec 31, 2025 | 5.40 Mn |
| Sep 30, 2025 | 6.00 Mn |
| Sep 30, 2025 | 6.00 Mn |
| Jun 30, 2025 | 5.90 Mn |
| Jun 30, 2025 | 5.90 Mn |
| Mar 31, 2025 | 5.70 Mn |
| Mar 31, 2025 | 5.70 Mn |
| Dec 31, 2024 | 5.70 Mn |
| Dec 31, 2024 | 5.70 Mn |
| Sep 30, 2024 | 5.60 Mn |
| Sep 30, 2024 | 5.60 Mn |
| Jun 30, 2024 | 4.90 Mn |
| Jun 30, 2024 | 4.90 Mn |
| Mar 31, 2024 | 4.90 Mn |
| Mar 31, 2024 | 4.90 Mn |
| Dec 31, 2023 | 4.40 Mn |
| Dec 31, 2023 | 4.40 Mn |
| Sep 30, 2023 | 4.90 Mn |
| Sep 30, 2023 | 4.90 Mn |