Credit Acceptance (CACC) Amortization of Deferred Charges (2010 - 2025)
Credit Acceptance (CACC) posted Amortization of Deferred Charges of $5.4 million for Q4 2025, down 10.0% sequentially from $6.0 million in Q3 2025, and down 5.26% YoY from $5.7 million in Q4 2024.
Credit Acceptance (CACC) Amortization of Deferred Charges (2010 - 2025) Analysis & Trends
Credit Acceptance has reported Amortization of Deferred Charges for 16 years, with the latest figure at $5.4 million in Q4 2025.
- Quarterly Amortization of Deferred Charges fell 5.26% year-over-year to $5.4 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $23.0 million (up 9.0% YoY) and the FY2025 annual result came in at $23.0 million, up 9.0% from the prior year.
- Amortization of Deferred Charges slipped to $5.4 million in Q4 2025 per CACC's latest filing, from $6.0 million in the prior quarter.
- Over five years, Amortization of Deferred Charges peaked at $6.0 million in Q3 2025 and troughed at $4.0 million in Q2 2021.
- A 5-year average of $4.8 million and a median of $4.4 million in 2021 frame the typical range for Amortization of Deferred Charges.
- The sharpest annual moves came in 2022 and 2024: Amortization of Deferred Charges dropped 9.09% in 2022, then rose 29.55% in 2024.
- Over 5 years, Amortization of Deferred Charges stood at $4.1 million in 2021, then climbed by 0.0% to $4.1 million in 2022, then grew by 7.32% to $4.4 million in 2023, then rose by 29.55% to $5.7 million in 2024, then decreased by 5.26% to $5.4 million in 2025.
- According to Business Quant data, Amortization of Deferred Charges over the past three periods registered $5.4 million, $6.0 million, and $5.9 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | Credit Acceptance | 6.11 Bn | 5.62 Bn | 569.30 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 5.40 Mn |
| Dec 31, 2025 | 5.40 Mn |
| Sep 30, 2025 | 6.00 Mn |
| Sep 30, 2025 | 6.00 Mn |
| Jun 30, 2025 | 5.90 Mn |
| Jun 30, 2025 | 5.90 Mn |
| Mar 31, 2025 | 5.70 Mn |
| Mar 31, 2025 | 5.70 Mn |
| Dec 31, 2024 | 5.70 Mn |
| Dec 31, 2024 | 5.70 Mn |
| Sep 30, 2024 | 5.60 Mn |
| Sep 30, 2024 | 5.60 Mn |
| Jun 30, 2024 | 4.90 Mn |
| Jun 30, 2024 | 4.90 Mn |
| Mar 31, 2024 | 4.90 Mn |
| Mar 31, 2024 | 4.90 Mn |
| Dec 31, 2023 | 4.40 Mn |
| Dec 31, 2023 | 4.40 Mn |
| Sep 30, 2023 | 4.90 Mn |
| Sep 30, 2023 | 4.90 Mn |