Credit Acceptance (CACC) Amortization of Deferred Charges (2010 - 2025)

Credit Acceptance (CACC) posted Amortization of Deferred Charges of $5.4 million for Q4 2025, down 10.0% sequentially from $6.0 million in Q3 2025, and down 5.26% YoY from $5.7 million in Q4 2024.

Credit Acceptance (CACC) Amortization of Deferred Charges (2010 - 2025) Analysis & Trends

Credit Acceptance (CACC) has 16 years of Amortization of Deferred Charges data on file, last reported at $5.4 million in Q4 2025.

  • Quarterly Amortization of Deferred Charges fell 5.26% year-over-year to $5.4 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $23.0 million (up 9.0% YoY) and the FY2025 annual result came in at $23.0 million, up 9.0% from the prior year.
  • Amortization of Deferred Charges slipped to $5.4 million in Q4 2025 per CACC's latest filing, from $6.0 million in the prior quarter.
  • The five-year high for Amortization of Deferred Charges was $6.0 million in Q3 2025, with the low at $4.0 million in Q3 2022.
  • Average Amortization of Deferred Charges over 5 years is $4.8 million, with a median of $4.4 million recorded in 2021.
  • Year-over-year, Amortization of Deferred Charges fell 9.09% in 2022 and advanced 29.55% in 2024.
  • Credit Acceptance's Amortization of Deferred Charges stood at $4.1 million in 2021, then fell by 0.0% to $4.1 million in 2022, then climbed by 7.32% to $4.4 million in 2023, then gained by 29.55% to $5.7 million in 2024, then slipped by 5.26% to $5.4 million in 2025.
  • Business Quant data shows CACC's Amortization of Deferred Charges at $5.4 million in Q4 2025, $6.0 million in Q3 2025, and $5.9 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 Sezzle 5.91 Bn 5.79 Bn -

Historic Data

Download Data
DateValue
Dec 31, 2025 5.40 Mn
Dec 31, 2025 5.40 Mn
Sep 30, 2025 6.00 Mn
Sep 30, 2025 6.00 Mn
Jun 30, 2025 5.90 Mn
Jun 30, 2025 5.90 Mn
Mar 31, 2025 5.70 Mn
Mar 31, 2025 5.70 Mn
Dec 31, 2024 5.70 Mn
Dec 31, 2024 5.70 Mn
Sep 30, 2024 5.60 Mn
Sep 30, 2024 5.60 Mn
Jun 30, 2024 4.90 Mn
Jun 30, 2024 4.90 Mn
Mar 31, 2024 4.90 Mn
Mar 31, 2024 4.90 Mn
Dec 31, 2023 4.40 Mn
Dec 31, 2023 4.40 Mn
Sep 30, 2023 4.90 Mn
Sep 30, 2023 4.90 Mn