Credit Acceptance (CACC) Amortization of Deferred Charges (2010 - 2026)
Credit Acceptance's (CACC) quarterly Amortization of Deferred Charges came in at $4.7 million in Q2 2026, down 20.34% year-over-year from $5.9 million in Q2 2025, and down 9.62% quarter-over-quarter from $5.2 million in Q1 2026.
Analysis
Credit Acceptance (CACC) Amortization of Deferred Charges (2010 - 2026) Analysis & Trends
Credit Acceptance has disclosed Amortization of Deferred Charges across 17 years of filings, most recently posting $4.7 million for Q2 2026.
- In Q2 2026, Amortization of Deferred Charges fell 20.34% year-over-year to $4.7 million; the TTM figure through Jun 2026 stood at $21.3 million (down 6.99% YoY), while the FY2025 annual figure was $23.0 million, up 9.0% from the prior year.
- Amortization of Deferred Charges came in at $4.7 million for Q2 2026 at Credit Acceptance, down from $5.2 million in the prior quarter.
- In the past five years, Amortization of Deferred Charges ranged from a high of $6.0 million in Q3 2025 to a low of $4.0 million in Q3 2022.
- Average Amortization of Deferred Charges over 5 years is $4.9 million, with a median of $4.9 million recorded in 2023.
- Year-over-year, Amortization of Deferred Charges increased 29.55% in 2024 and declined 20.34% in 2026.
- Over 5 years, Amortization of Deferred Charges stood at $4.1 million in 2022, then advanced by 7.32% to $4.4 million in 2023, then grew by 29.55% to $5.7 million in 2024, then fell by 5.26% to $5.4 million in 2025, then fell by 12.96% to $4.7 million in 2026.
- Per Business Quant data, the three most recent Amortization of Deferred Charges figures were $4.7 million in Q2 2026, $5.2 million in Q1 2026, and $5.4 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.70 Mn |
| Mar 31, 2026 | 5.20 Mn |
| Dec 31, 2025 | 5.40 Mn |
| Sep 30, 2025 | 6.00 Mn |
| Jun 30, 2025 | 5.90 Mn |
| Mar 31, 2025 | 5.70 Mn |
| Dec 31, 2024 | 5.70 Mn |
| Sep 30, 2024 | 5.60 Mn |
| Jun 30, 2024 | 4.90 Mn |
| Mar 31, 2024 | 4.90 Mn |
| Dec 31, 2023 | 4.40 Mn |
| Sep 30, 2023 | 4.90 Mn |
| Jun 30, 2023 | 4.20 Mn |
| Mar 31, 2023 | 4.20 Mn |
| Dec 31, 2022 | 4.10 Mn |
| Sep 30, 2022 | 4.00 Mn |
| Jun 30, 2022 | 4.20 Mn |
| Mar 31, 2022 | 4.30 Mn |
| Dec 31, 2021 | 4.10 Mn |
| Sep 30, 2021 | 4.40 Mn |