Credit Acceptance (CACC) Amortization of Deferred Charges (2010 - 2025)
Credit Acceptance's (CACC) quarterly Amortization of Deferred Charges came in at $5.4 million in Q4 2025, down 5.26% year-on-year from $5.7 million in Q4 2024, and down 10.0% quarter-over-quarter from $6.0 million in Q3 2025.
Credit Acceptance (CACC) Amortization of Deferred Charges (2010 - 2025) Analysis & Trends
Credit Acceptance has disclosed Amortization of Deferred Charges across 16 years of filings, most recently posting $5.4 million for Q4 2025.
- Amortization of Deferred Charges for Q4 2025 came in at $5.4 million, down 5.26% year-over-year; the trailing twelve-month figure through Dec 2025 was $23.0 million (up 9.0% YoY), and the FY2025 annual result was $23.0 million, up 9.0% from the prior year.
- Amortization of Deferred Charges came in at $5.4 million for Q4 2025 at Credit Acceptance, down from $6.0 million in the prior quarter.
- In the past five years, Amortization of Deferred Charges ranged from a high of $6.0 million in Q3 2025 to a low of $4.0 million in Q3 2022.
- The 5-year median for Amortization of Deferred Charges is $4.4 million (2021), against an average of $4.8 million.
- Across the five-year window, Amortization of Deferred Charges decreased 9.09% in 2022 and grew 29.55% in 2024, its largest moves.
- Credit Acceptance's Amortization of Deferred Charges stood at $4.1 million in 2021, then slipped by 0.0% to $4.1 million in 2022, then rose by 7.32% to $4.4 million in 2023, then grew by 29.55% to $5.7 million in 2024, then fell by 5.26% to $5.4 million in 2025.
- The last three Amortization of Deferred Charges figures came in at $5.4 million (Q4 2025), $6.0 million (Q3 2025), and $5.9 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 5.40 Mn |
| Dec 31, 2025 | 5.40 Mn |
| Sep 30, 2025 | 6.00 Mn |
| Sep 30, 2025 | 6.00 Mn |
| Jun 30, 2025 | 5.90 Mn |
| Jun 30, 2025 | 5.90 Mn |
| Mar 31, 2025 | 5.70 Mn |
| Mar 31, 2025 | 5.70 Mn |
| Dec 31, 2024 | 5.70 Mn |
| Dec 31, 2024 | 5.70 Mn |
| Sep 30, 2024 | 5.60 Mn |
| Sep 30, 2024 | 5.60 Mn |
| Jun 30, 2024 | 4.90 Mn |
| Jun 30, 2024 | 4.90 Mn |
| Mar 31, 2024 | 4.90 Mn |
| Mar 31, 2024 | 4.90 Mn |
| Dec 31, 2023 | 4.40 Mn |
| Dec 31, 2023 | 4.40 Mn |
| Sep 30, 2023 | 4.90 Mn |
| Sep 30, 2023 | 4.90 Mn |