Credit Acceptance (CACC) Operating Expenses (2010 - 2025)

Credit Acceptance has disclosed Operating Expenses across 16 years of filings, most recently posting $422.9 million for Q4 2025.

• Operating Expenses for Q4 2025 came in at $422.9 million, up 247.78% year-over-year; the trailing twelve-month figure through Dec 2025 was $1.5 billion (up 190.71% YoY), and the FY2025 annual result was $1.8 billion, up 249.31% from the prior year.
• Operating Expenses came in at $422.9 million for Q4 2025 at Credit Acceptance, down from $433.5 million in the prior quarter.
• In the past five years, Operating Expenses ranged from a high of $466.0 million in Q2 2025 to a low of -$700.0 million in Q4 2023.
• The 5-year median for Operating Expenses is $154.5 million (2021), against an average of $179.6 million.
• Across the five-year window, Operating Expenses slumped 336.49% in 2023 and jumped 274.6% in 2025, its largest moves.
• Credit Acceptance's Operating Expenses stood at $178.5 million in 2021, then surged by 65.83% to $296.0 million in 2022, then plunged by 336.49% to -$700.0 million in 2023, then surged by 117.37% to $121.6 million in 2024, then jumped by 247.78% to $422.9 million in 2025.
• The last three Operating Expenses figures came in at $422.9 million (Q4 2025), $433.5 million (Q3 2025), and $466.0 million (Q2 2025), per Business Quant data.