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Credit Acceptance (CACC) Operating Expenses (2016 - 2025)

Credit Acceptance (CACC) has disclosed Operating Expenses for 16 consecutive years, with $422.9 million as the latest value for Q4 2025.

  • Quarterly Operating Expenses rose 247.78% to $422.9 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $1.5 billion through Dec 2025, up 190.71% year-over-year, with the annual reading at $1.8 billion for FY2025, 249.31% up from the prior year.
  • Operating Expenses hit $422.9 million in Q4 2025 for Credit Acceptance, down from $433.5 million in the prior quarter.
  • In the past five years, Operating Expenses ranged from a high of $466.0 million in Q2 2025 to a low of -$700.0 million in Q4 2023.
  • Historically, Operating Expenses has averaged $179.6 million across 5 years, with a median of $154.5 million in 2021.
  • Biggest five-year swings in Operating Expenses: plummeted 336.49% in 2023 and later soared 274.6% in 2025.
  • Year by year, Operating Expenses stood at $178.5 million in 2021, then skyrocketed by 65.83% to $296.0 million in 2022, then tumbled by 336.49% to -$700.0 million in 2023, then skyrocketed by 117.37% to $121.6 million in 2024, then soared by 247.78% to $422.9 million in 2025.
  • Business Quant data shows Operating Expenses for CACC at $422.9 million in Q4 2025, $433.5 million in Q3 2025, and $466.0 million in Q2 2025.