Credit Acceptance (CACC) Operating Expenses (2010 - 2026)

Credit Acceptance has reported Operating Expenses for 16 years, with the latest figure at $1.3 billion in Q4 2025.

• Quarterly Operating Expenses rose 251.39% year-over-year to $1.3 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $2.3 billion (up 52.8% YoY) and the FY2025 annual result came in at $1.8 billion, down 4.42% from the prior year.
• Operating Expenses grew to $1.3 billion in Q4 2025 per CACC's latest filing, from $433.5 million in the prior quarter.
• Over five years, Operating Expenses peaked at $1.3 billion in Q4 2025 and troughed at $92.0 million in Q2 2021.
• A 5-year average of $316.8 million and a median of $241.4 million in 2021 frame the typical range for Operating Expenses.
• The sharpest annual moves came in 2023 and 2024: Operating Expenses plunged 67.33% in 2023, then jumped 301.63% in 2024.
• Over 5 years, Operating Expenses stood at $178.5 million in 2021, then jumped by 65.83% to $296.0 million in 2022, then plunged by 61.39% to $114.3 million in 2023, then soared by 227.21% to $374.0 million in 2024, then jumped by 251.39% to $1.3 billion in 2025.
• According to Business Quant data, Operating Expenses over the past three periods registered $1.3 billion, $433.5 million, and $466.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.