Credit Acceptance CACC
NASDAQ CACC
$578.29 -12.12 (-2.05%)
At close: Sep 18, 2026 · 4:00 PM EDT

Credit Acceptance (CACC) Operating Expenses (2010 - 2026)

Credit Acceptance's (CACC) quarterly Operating Expenses came in at $418.8 million in Q2 2026, down 10.13% year-over-year from $466.0 million in Q2 2025, and up 3.41% quarter-over-quarter from $405.0 million in Q1 2026.

Analysis

Credit Acceptance (CACC) Operating Expenses (2010 - 2026) Analysis & Trends

Credit Acceptance has disclosed Operating Expenses across 17 years of filings, most recently posting $418.8 million for Q2 2026.

  • In Q2 2026, Operating Expenses fell 10.13% year-over-year to $418.8 million; the TTM figure through Jun 2026 stood at $1.7 billion (down 1.93% YoY), while the FY2025 annual figure was $1.8 billion, down 4.42% from the prior year.
  • Operating Expenses came in at $418.8 million for Q2 2026 at Credit Acceptance, up from $405.0 million in the prior quarter.
  • In the past five years, Operating Expenses ranged from a high of $593.5 million in Q2 2024 to a low of $171.2 million in Q1 2022.
  • Average Operating Expenses over 5 years is $392.4 million, with a median of $411.9 million recorded in 2026.
  • Year-over-year, Operating Expenses surged 242.72% in 2022 and declined 21.48% in 2025.
  • Over 5 years, Operating Expenses stood at $296.0 million in 2022, then increased by 26.76% to $375.2 million in 2023, then slipped by 0.32% to $374.0 million in 2024, then grew by 13.07% to $422.9 million in 2025, then decreased by 0.97% to $418.8 million in 2026.
  • Per Business Quant data, the three most recent Operating Expenses figures were $418.8 million in Q2 2026, $405.0 million in Q1 2026, and $422.9 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 1.33 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 1.02 Bn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 406.67 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 418.80 Mn
5 Slm 4.72 Bn -77.52 Mn - 194.98 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 330.92 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 483.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -41.49 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 191.37 Mn
10 Navient 1.64 Bn 275.03 Mn - 85.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 418.80 Mn
Mar 31, 2026 405.00 Mn
Dec 31, 2025 422.90 Mn
Sep 30, 2025 433.50 Mn
Jun 30, 2025 466.00 Mn
Mar 31, 2025 429.40 Mn
Dec 31, 2024 374.00 Mn
Sep 30, 2024 443.80 Mn
Jun 30, 2024 593.50 Mn
Mar 31, 2024 421.60 Mn
Dec 31, 2023 375.20 Mn
Sep 30, 2023 382.10 Mn
Jun 30, 2023 450.00 Mn
Mar 31, 2023 327.00 Mn
Dec 31, 2022 296.00 Mn
Sep 30, 2022 338.20 Mn
Jun 30, 2022 315.30 Mn
Mar 31, 2022 171.20 Mn
Dec 31, 2021 178.50 Mn
Sep 30, 2021 137.90 Mn