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Credit Acceptance (CACC) Operating Expenses (2016 - 2025)

Credit Acceptance's Operating Expenses history spans 16 years, with the latest figure at $422.9 million for Q4 2025.

  • On a quarterly basis, Operating Expenses rose 247.78% to $422.9 million in Q4 2025 year-over-year; TTM through Dec 2025 was $1.5 billion, a 190.71% increase, with the full-year FY2025 number at $1.8 billion, up 249.31% from a year prior.
  • Operating Expenses hit $422.9 million in Q4 2025 for Credit Acceptance, down from $433.5 million in the prior quarter.
  • Over the last five years, Operating Expenses for CACC hit a ceiling of $466.0 million in Q2 2025 and a floor of -$700.0 million in Q4 2023.
  • Historically, Operating Expenses has averaged $179.6 million across 5 years, with a median of $154.5 million in 2021.
  • Biggest five-year swings in Operating Expenses: plummeted 336.49% in 2023 and later soared 274.6% in 2025.
  • Tracing CACC's Operating Expenses over 5 years: stood at $178.5 million in 2021, then soared by 65.83% to $296.0 million in 2022, then plummeted by 336.49% to -$700.0 million in 2023, then soared by 117.37% to $121.6 million in 2024, then surged by 247.78% to $422.9 million in 2025.
  • Business Quant data shows Operating Expenses for CACC at $422.9 million in Q4 2025, $433.5 million in Q3 2025, and $466.0 million in Q2 2025.