Credit Acceptance Corp (CACC) Operating Expenses (2010 - 2026)
Credit Acceptance (CACC) reported Operating Expenses of $418.8 million for Q2 2026, down 10.1% from $466 million a year earlier but up 3.4% from the prior quarter.
Credit Acceptance Corp (CACC) Operating Expenses (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Credit Acceptance's Operating Expenses came in at $1.68 billion, down 1.9% year-over-year; for FY2025, it was $1.75 billion, down 4.4% from FY2024.
- Operating Expenses has a five-year compound annual growth rate of 9.4% (FY2020 to FY2025).
- By year, Operating Expenses came in at $1.83 billion in FY2024 (+19.5%), $1.53 billion in FY2023 (+36.9%), $1.12 billion in FY2022 (+88.3%) and $595.1 million in FY2021 (-46.9%).
- Five-year quarterly Operating Expenses spans a low of $137.9 million in Q3 2021 and a high of $593.5 million in Q2 2024.
- Year over year, Operating Expenses gained in three of the last eight quarters, with an average decline of 1.1%.
- The high point for year-over-year Operating Expenses in five years was Q2 2022 (growth of 242.7%); the low point was Q4 2021 (a decline of 22.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $405 million (Q1 2026), $422.9 million (Q4 2025) and $433.5 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 418.80 Mn |
| Mar 31, 2026 | 405.00 Mn |
| Dec 31, 2025 | 422.90 Mn |
| Sep 30, 2025 | 433.50 Mn |
| Jun 30, 2025 | 466.00 Mn |
| Mar 31, 2025 | 429.40 Mn |
| Dec 31, 2024 | 374.00 Mn |
| Sep 30, 2024 | 443.80 Mn |
| Jun 30, 2024 | 593.50 Mn |
| Mar 31, 2024 | 421.60 Mn |
| Dec 31, 2023 | 375.20 Mn |
| Sep 30, 2023 | 382.10 Mn |
| Jun 30, 2023 | 450.00 Mn |
| Mar 31, 2023 | 327.00 Mn |
| Dec 31, 2022 | 296.00 Mn |
| Sep 30, 2022 | 338.20 Mn |
| Jun 30, 2022 | 315.30 Mn |
| Mar 31, 2022 | 171.20 Mn |
| Dec 31, 2021 | 178.50 Mn |
| Sep 30, 2021 | 137.90 Mn |
Credit Acceptance Corp Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=CACC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();