Credit Acceptance (CACC) Operating Expenses (2010 - 2025)

Credit Acceptance (CACC) has 16 years of Operating Expenses data on file, last reported at $422.9 million in Q4 2025.

• Quarterly Operating Expenses rose 247.78% year-over-year to $422.9 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.5 billion (up 190.71% YoY) and the FY2025 annual result came in at $1.8 billion, up 249.31% from the prior year.
• Operating Expenses fell to $422.9 million in Q4 2025 per CACC's latest filing, from $433.5 million in the prior quarter.
• The five-year high for Operating Expenses was $466.0 million in Q2 2025, with the low at -$700.0 million in Q4 2023.
• Average Operating Expenses over 5 years is $179.6 million, with a median of $154.5 million recorded in 2021.
• Year-over-year, Operating Expenses plunged 336.49% in 2023 and surged 274.6% in 2025.
• Credit Acceptance's Operating Expenses stood at $178.5 million in 2021, then surged by 65.83% to $296.0 million in 2022, then sank by 336.49% to -$700.0 million in 2023, then surged by 117.37% to $121.6 million in 2024, then jumped by 247.78% to $422.9 million in 2025.
• Business Quant data shows CACC's Operating Expenses at $422.9 million in Q4 2025, $433.5 million in Q3 2025, and $466.0 million in Q2 2025.