Credit Acceptance (CACC) Payables (2010 - 2025)
Credit Acceptance (CACC) posted Payables of $400.2 million for Q4 2025, up 4.52% sequentially from $382.9 million in Q3 2025, and up 26.73% YoY from $315.8 million in Q4 2024.
Credit Acceptance (CACC) Payables (2010 - 2025) Analysis & Trends
Credit Acceptance (CACC) has 16 years of Payables data on file, last reported at $400.2 million in Q4 2025.
- Quarterly Payables rose 26.73% year-over-year to $400.2 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $400.2 million (up 26.73% YoY) and the FY2025 annual result came in at $400.2 million, up 26.73% from the prior year.
- Payables improved to $400.2 million in Q4 2025 per CACC's latest filing, from $382.9 million in the prior quarter.
- The five-year high for Payables was $400.2 million in Q4 2025, with the low at $175.0 million in Q4 2021.
- Average Payables over 5 years is $292.4 million, with a median of $273.6 million recorded in 2023.
- Year-over-year, Payables slipped 6.27% in 2021 and jumped 49.03% in 2022.
- Credit Acceptance's Payables stood at $175.0 million in 2021, then jumped by 49.03% to $260.8 million in 2022, then grew by 22.24% to $318.8 million in 2023, then declined by 0.94% to $315.8 million in 2024, then rose by 26.73% to $400.2 million in 2025.
- Business Quant data shows CACC's Payables at $400.2 million in Q4 2025, $382.9 million in Q3 2025, and $378.8 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 557.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 1.03 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 159.64 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 162.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 59.59 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 729.27 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 157.28 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 400.20 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 24.03 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 57.57 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 400.20 Mn |
| Sep 30, 2025 | 382.90 Mn |
| Jun 30, 2025 | 378.80 Mn |
| Mar 31, 2025 | 377.00 Mn |
| Dec 31, 2024 | 315.80 Mn |
| Sep 30, 2024 | 364.40 Mn |
| Jun 30, 2024 | 344.20 Mn |
| Mar 31, 2024 | 342.70 Mn |
| Dec 31, 2023 | 318.80 Mn |
| Sep 30, 2023 | 284.10 Mn |
| Jun 30, 2023 | 263.10 Mn |
| Mar 31, 2023 | 257.30 Mn |
| Dec 31, 2022 | 260.80 Mn |
| Sep 30, 2022 | 239.00 Mn |
| Jun 30, 2022 | 225.60 Mn |
| Mar 31, 2022 | 224.50 Mn |
| Dec 31, 2021 | 175.00 Mn |
| Sep 30, 2021 | 251.30 Mn |
| Jun 30, 2021 | 226.30 Mn |
| Mar 31, 2021 | 217.20 Mn |