Credit Acceptance (CACC) Payables (2010 - 2026)

Credit Acceptance has reported Payables for 16 years, with the latest figure at $400.2 million in Q4 2025.

• Quarterly Payables rose 26.73% year-over-year to $400.2 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $400.2 million (up 26.73% YoY) and the FY2025 annual result came in at $400.2 million, up 26.73% from the prior year.
• Payables improved to $400.2 million in Q4 2025 per CACC's latest filing, from $382.9 million in the prior quarter.
• Over five years, Payables peaked at $400.2 million in Q4 2025 and troughed at $175.0 million in Q4 2021.
• A 5-year average of $292.4 million and a median of $273.6 million in 2023 frame the typical range for Payables.
• The sharpest annual moves came in 2021 and 2022: Payables retreated 6.27% in 2021, then surged 49.03% in 2022.
• Over 5 years, Payables stood at $175.0 million in 2021, then soared by 49.03% to $260.8 million in 2022, then climbed by 22.24% to $318.8 million in 2023, then dropped by 0.94% to $315.8 million in 2024, then increased by 26.73% to $400.2 million in 2025.
• According to Business Quant data, Payables over the past three periods registered $400.2 million, $382.9 million, and $378.8 million for Q4 2025, Q3 2025, and Q2 2025 respectively.