Credit Acceptance (CACC) Retained Earnings (2009 - 2025)

Credit Acceptance (CACC) posted Retained Earnings of $1.1 billion for Q4 2025, up 101645.45% sequentially from $1.1 million in Q3 2025, and down 20.89% YoY from $1.4 billion in Q4 2024.

Credit Acceptance (CACC) Retained Earnings (2009 - 2025) Analysis & Trends

Credit Acceptance (CACC) has 17 years of Retained Earnings data on file, last reported at $1.1 billion in Q4 2025.

  • Quarterly Retained Earnings fell 20.89% year-over-year to $1.1 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.1 billion (down 20.89% YoY) and the FY2025 annual result came in at $1.1 billion, down 20.89% from the prior year.
  • Retained Earnings rose to $1.1 billion in Q4 2025 per CACC's latest filing, from $1.1 million in the prior quarter.
  • The five-year high for Retained Earnings was $2.2 billion in Q2 2021, with the low at -$3.4 million in Q3 2022.
  • Average Retained Earnings over 5 years is $1.1 billion, with a median of $1.4 billion recorded in 2024.
  • Year-over-year, Retained Earnings surged 315185.71% in 2021 and sank 100.19% in 2022.
  • Credit Acceptance's Retained Earnings stood at $1.6 billion in 2021, then tumbled by 100.18% to -$2.9 million in 2022, then surged by 65.52% to -$1.0 million in 2023, then jumped by 141570.0% to $1.4 billion in 2024, then fell by 20.89% to $1.1 billion in 2025.
  • Business Quant data shows CACC's Retained Earnings at $1.1 billion in Q4 2025, $1.1 million in Q3 2025, and $1.2 billion in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 13.12 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -928.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 26.09 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 33.45 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -23.59 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.74 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -2.77 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.12 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 1.84 Mn
10 Sezzle 5.91 Bn 5.79 Bn - 28.27 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.12 Bn
Sep 30, 2025 1.10 Mn
Jun 30, 2025 1.18 Bn
Mar 31, 2025 1.36 Bn
Dec 31, 2024 1.41 Bn
Sep 30, 2024 900,000.00
Jun 30, 2024 -1.20 Mn
Mar 31, 2024 1.35 Bn
Dec 31, 2023 -1.00 Mn
Sep 30, 2023 1.43 Bn
Jun 30, 2023 1.49 Bn
Mar 31, 2023 1.47 Bn
Dec 31, 2022 -2.90 Mn
Sep 30, 2022 -3.40 Mn
Jun 30, 2022 1.30 Bn
Mar 31, 2022 1.42 Bn
Dec 31, 2021 1.63 Bn
Sep 30, 2021 1.79 Bn
Jun 30, 2021 2.24 Bn
Mar 31, 2021 2.21 Bn