Credit Acceptance (CACC) Retained Earnings (2009 - 2025)

Credit Acceptance has disclosed Retained Earnings across 17 years of filings, most recently posting $1.1 billion for Q4 2025.

• Retained Earnings for Q4 2025 came in at $1.1 billion, down 20.89% year-over-year; the trailing twelve-month figure through Dec 2025 was $1.1 billion (down 20.89% YoY), and the FY2025 annual result was $1.1 billion, down 20.89% from the prior year.
• Retained Earnings came in at $1.1 billion for Q4 2025 at Credit Acceptance, up from $1.1 million in the prior quarter.
• In the past five years, Retained Earnings ranged from a high of $2.2 billion in Q2 2021 to a low of -$3.4 million in Q3 2022.
• The 5-year median for Retained Earnings is $1.4 billion (2024), against an average of $1.1 billion.
• Across the five-year window, Retained Earnings jumped 315185.71% in 2021 and tumbled 100.19% in 2022, its largest moves.
• Credit Acceptance's Retained Earnings stood at $1.6 billion in 2021, then slumped by 100.18% to -$2.9 million in 2022, then surged by 65.52% to -$1.0 million in 2023, then jumped by 141570.0% to $1.4 billion in 2024, then slipped by 20.89% to $1.1 billion in 2025.
• The last three Retained Earnings figures came in at $1.1 billion (Q4 2025), $1.1 million (Q3 2025), and $1.2 billion (Q2 2025), per Business Quant data.