Credit Acceptance (CACC) Retained Earnings (2009 - 2026)

Credit Acceptance has reported Retained Earnings for 17 years, with the latest figure at $1.0 million in Q4 2025.

• Quarterly Retained Earnings fell 99.93% year-over-year to $1.0 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.0 million (down 99.93% YoY) and the FY2025 annual result came in at $1.0 million, down 99.93% from the prior year.
• Retained Earnings retreated to $1.0 million in Q4 2025 per CACC's latest filing, from $1.2 billion in the prior quarter.
• Over five years, Retained Earnings peaked at $2.2 billion in Q1 2021 and troughed at -$3.4 million in Q3 2022.
• A 5-year average of $500.7 million and a median of $650000.0 in 2021 frame the typical range for Retained Earnings.
• The sharpest annual moves came in 2022 and 2024: Retained Earnings plunged 1550.0% in 2022, then surged 141570.0% in 2024.
• Over 5 years, Retained Earnings stood at $200000.0 in 2021, then slumped by 1550.0% to -$2.9 million in 2022, then jumped by 65.52% to -$1.0 million in 2023, then soared by 141570.0% to $1.4 billion in 2024, then slumped by 99.93% to $1.0 million in 2025.
• According to Business Quant data, Retained Earnings over the past three periods registered $1.0 million, $1.2 billion, and $1.2 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.