Credit Acceptance Corp (CACC) Retained Earnings (2010 - 2026)
Credit Acceptance (CACC) recorded Retained Earnings of $1.08 billion in Q2 2026, down 8.7% from $1.18 billion a year earlier and down 0.2% from the prior quarter.
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Analysis
Credit Acceptance Corp (CACC) Retained Earnings (2010 - 2026) Analysis & Trends
At the end of FY2025, Credit Acceptance reported Retained Earnings of $1.12 billion, down 20.9% from FY2024.
- Annual Retained Earnings has a five-year compound annual growth rate of -12.1% (FY2020 to FY2025).
- Across earlier years, Retained Earnings came in at $1.41 billion in FY2024 (-4.1%), $1.48 billion in FY2023 (+6.8%), $1.38 billion in FY2022 (-15.1%) and $1.63 billion in FY2021 (-23.9%).
- The Q2 2026 figure is the lowest quarterly Retained Earnings since Q1 2017.
- On a year-over-year basis, Retained Earnings has declined for five consecutive quarters, with an average decline of 9.5% over the last eight quarters.
- Peak year-over-year performance for Retained Earnings in the last five years was growth of 14.8% in Q2 2023, against a decline of 42.2% in Q2 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at $1.08 billion (Q1 2026), $1.12 billion (Q4 2025) and $1.19 billion (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.08 Bn |
| Mar 31, 2026 | 1.08 Bn |
| Dec 31, 2025 | 1.12 Bn |
| Sep 30, 2025 | 1.19 Bn |
| Jun 30, 2025 | 1.18 Bn |
| Mar 31, 2025 | 1.36 Bn |
| Dec 31, 2024 | 1.41 Bn |
| Sep 30, 2024 | 1.32 Bn |
| Jun 30, 2024 | 1.24 Bn |
| Mar 31, 2024 | 1.35 Bn |
| Dec 31, 2023 | 1.48 Bn |
| Sep 30, 2023 | 1.43 Bn |
| Jun 30, 2023 | 1.49 Bn |
| Mar 31, 2023 | 1.47 Bn |
| Dec 31, 2022 | 1.38 Bn |
| Sep 30, 2022 | 1.36 Bn |
| Jun 30, 2022 | 1.30 Bn |
| Mar 31, 2022 | 1.42 Bn |
| Dec 31, 2021 | 1.63 Bn |
| Sep 30, 2021 | 1.79 Bn |
API Access
Credit Acceptance Corp Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=CACC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "CACC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=CACC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();