Credit Acceptance (CACC) Retained Earnings (2009 - 2026)
Credit Acceptance's (CACC) quarterly Retained Earnings came in at $1.1 billion in Q2 2026, down 8.71% year-over-year from $1.2 billion in Q2 2025, and little changed quarter-over-quarter from $1.1 billion in Q1 2026.
Analysis
Credit Acceptance (CACC) Retained Earnings (2009 - 2026) Analysis & Trends
Credit Acceptance has disclosed Retained Earnings across 18 years of filings, most recently posting $1.1 billion for Q2 2026.
- In Q2 2026, Retained Earnings fell 8.71% year-over-year to $1.1 billion; the TTM figure through Jun 2026 stood at $1.1 billion (down 8.71% YoY), while the FY2025 annual figure was $1.1 billion, down 20.89% from the prior year.
- Retained Earnings came in at $1.1 billion for Q2 2026 at Credit Acceptance, roughly flat from $1.1 billion in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $1.5 billion in Q2 2023 to a low of $1.1 billion in Q2 2026.
- Average Retained Earnings over 5 years is $1.3 billion, with a median of $1.4 billion recorded in 2022.
- Year-over-year, Retained Earnings tumbled 42.15% in 2022 and gained 14.77% in 2023.
- Over 5 years, Retained Earnings stood at $1.4 billion in 2022, then grew by 6.84% to $1.5 billion in 2023, then dropped by 4.13% to $1.4 billion in 2024, then slipped by 20.89% to $1.1 billion in 2025, then retreated by 3.4% to $1.1 billion in 2026.
- Per Business Quant data, the three most recent Retained Earnings figures were $1.1 billion in Q2 2026, $1.1 billion in Q1 2026, and $1.1 billion in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 25.97 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 6.65 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 1.83 Bn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 1.08 Bn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 5.04 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 2.20 Bn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 1.78 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 739.40 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 4.56 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.08 Bn |
| Mar 31, 2026 | 1.08 Bn |
| Dec 31, 2025 | 1.12 Bn |
| Sep 30, 2025 | 1.19 Bn |
| Jun 30, 2025 | 1.18 Bn |
| Mar 31, 2025 | 1.36 Bn |
| Dec 31, 2024 | 1.41 Bn |
| Sep 30, 2024 | 1.32 Bn |
| Jun 30, 2024 | 1.24 Bn |
| Mar 31, 2024 | 1.35 Bn |
| Dec 31, 2023 | 1.48 Bn |
| Sep 30, 2023 | 1.43 Bn |
| Jun 30, 2023 | 1.49 Bn |
| Mar 31, 2023 | 1.47 Bn |
| Dec 31, 2022 | 1.38 Bn |
| Sep 30, 2022 | 1.36 Bn |
| Jun 30, 2022 | 1.30 Bn |
| Mar 31, 2022 | 1.42 Bn |
| Dec 31, 2021 | 1.63 Bn |
| Sep 30, 2021 | 1.79 Bn |