Growth Metrics

Credit Acceptance (CACC) Consolidated Net Income (2016 - 2025)

Credit Acceptance's Consolidated Net Income history spans 16 years, with the latest figure at $122.0 million for Q4 2025.

  • For Q4 2025, Consolidated Net Income fell 19.68% year-over-year to $122.0 million; the TTM value through Dec 2025 reached $423.9 million, up 71.0%, while the annual FY2025 figure was $423.9 million, 71.0% up from the prior year.
  • Consolidated Net Income for Q4 2025 was $122.0 million at Credit Acceptance, up from $108.2 million in the prior quarter.
  • Across five years, Consolidated Net Income topped out at $288.6 million in Q2 2021 and bottomed at -$47.1 million in Q2 2024.
  • The 5-year median for Consolidated Net Income is $106.8 million (2022), against an average of $122.6 million.
  • The largest annual shift saw Consolidated Net Income soared 341.17% in 2021 before it tumbled 312.16% in 2024.
  • A 5-year view of Consolidated Net Income shows it stood at $217.6 million in 2021, then crashed by 41.5% to $127.3 million in 2022, then fell by 26.47% to $93.6 million in 2023, then skyrocketed by 62.29% to $151.9 million in 2024, then decreased by 19.68% to $122.0 million in 2025.
  • Per Business Quant, the three most recent readings for CACC's Consolidated Net Income are $122.0 million (Q4 2025), $108.2 million (Q3 2025), and $87.4 million (Q2 2025).