Credit Acceptance CACC
NASDAQ CACC
$578.29 -12.12 (-2.05%)
At close: Sep 18, 2026 · 4:00 PM EDT

Credit Acceptance (CACC) Consolidated Net Income (2010 - 2026)

Credit Acceptance's (CACC) quarterly Consolidated Net Income came in at $135.9 million in Q2 2026, up 55.49% year-over-year from $87.4 million in Q2 2025, and little changed quarter-over-quarter from $135.8 million in Q1 2026.

Analysis

Credit Acceptance (CACC) Consolidated Net Income (2010 - 2026) Analysis & Trends

Credit Acceptance has disclosed Consolidated Net Income across 17 years of filings, most recently posting $135.9 million for Q2 2026.

  • In Q2 2026, Consolidated Net Income rose 55.49% year-over-year to $135.9 million; the TTM figure through Jun 2026 stood at $501.9 million (up 18.26% YoY), while the FY2025 annual figure was $423.9 million, up 71.0% from the prior year.
  • Consolidated Net Income came in at $135.9 million for Q2 2026 at Credit Acceptance, roughly flat from $135.8 million in the prior quarter.
  • In the past five years, Consolidated Net Income ranged from a high of $214.3 million in Q1 2022 to a low of -$47.1 million in Q2 2024.
  • Average Consolidated Net Income over 5 years is $98.1 million, with a median of $102.9 million recorded in 2023.
  • Year-over-year, Consolidated Net Income slumped 312.16% in 2024 and surged 285.56% in 2025.
  • Over 5 years, Consolidated Net Income stood at $127.3 million in 2022, then decreased by 26.47% to $93.6 million in 2023, then soared by 62.29% to $151.9 million in 2024, then dropped by 19.68% to $122.0 million in 2025, then grew by 11.39% to $135.9 million in 2026.
  • Per Business Quant data, the three most recent Consolidated Net Income figures were $135.9 million in Q2 2026, $135.8 million in Q1 2026, and $122.0 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Consol Net Inc. (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 885.00 Mn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 1.62 Bn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 93.47 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 135.90 Mn
5 Slm 4.72 Bn -77.52 Mn - 58.53 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 105.06 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 146.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 160.35 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 38.49 Mn
10 Navient 1.64 Bn 275.03 Mn - 25.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 135.90 Mn
Mar 31, 2026 135.80 Mn
Dec 31, 2025 122.00 Mn
Sep 30, 2025 108.20 Mn
Jun 30, 2025 87.40 Mn
Mar 31, 2025 106.30 Mn
Dec 31, 2024 151.90 Mn
Sep 30, 2024 78.80 Mn
Jun 30, 2024 -47.10 Mn
Mar 31, 2024 64.30 Mn
Dec 31, 2023 93.60 Mn
Sep 30, 2023 70.80 Mn
Jun 30, 2023 22.20 Mn
Mar 31, 2023 99.50 Mn
Dec 31, 2022 127.30 Mn
Sep 30, 2022 86.80 Mn
Jun 30, 2022 107.40 Mn
Mar 31, 2022 214.30 Mn
Dec 31, 2021 217.60 Mn
Sep 30, 2021 250.00 Mn