Credit Acceptance (CACC) Change in Accured Expenses (2010 - 2026)
Credit Acceptance's (CACC) quarterly Change in Accured Expenses came in at -$21.6 million in Q2 2026, down 448.39% year-over-year from $6.2 million in Q2 2025, and down 261.19% quarter-over-quarter from $13.4 million in Q1 2026.
Analysis
Credit Acceptance (CACC) Change in Accured Expenses (2010 - 2026) Analysis & Trends
Credit Acceptance has disclosed Change in Accured Expenses across 17 years of filings, most recently posting -$21.6 million for Q2 2026.
- In Q2 2026, Change in Accured Expenses fell 448.39% year-over-year to -$21.6 million; the TTM figure through Jun 2026 stood at $41.2 million (up 57.85% YoY), while the FY2025 annual figure was $82.9 million, up 1119.12% from the prior year.
- Change in Accured Expenses came in at -$21.6 million for Q2 2026 at Credit Acceptance, down from $13.4 million in the prior quarter.
- In the past five years, Change in Accured Expenses ranged from a high of $43.1 million in Q1 2022 to a low of -$21.6 million in Q2 2026.
- Average Change in Accured Expenses over 5 years is $11.1 million, with a median of $11.9 million recorded in 2023.
- Year-over-year, Change in Accured Expenses jumped 376.67% in 2024 and plunged 448.39% in 2026.
- Over 5 years, Change in Accured Expenses stood at $23.5 million in 2022, then surged by 49.36% to $35.1 million in 2023, then tumbled by 156.7% to -$19.9 million in 2024, then jumped by 170.35% to $14.0 million in 2025, then slumped by 254.29% to -$21.6 million in 2026.
- Per Business Quant data, the three most recent Change in Accured Expenses figures were -$21.6 million in Q2 2026, $13.4 million in Q1 2026, and $14.0 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Accured Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 190.00 Mn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -22.78 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 8.62 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | -21.60 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 29.84 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 43.90 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 38.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 2.04 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | -23.32 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 11.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -21.60 Mn |
| Mar 31, 2026 | 13.40 Mn |
| Dec 31, 2025 | 14.00 Mn |
| Sep 30, 2025 | 35.40 Mn |
| Jun 30, 2025 | 6.20 Mn |
| Mar 31, 2025 | 27.30 Mn |
| Dec 31, 2024 | -19.90 Mn |
| Sep 30, 2024 | 12.50 Mn |
| Jun 30, 2024 | -2.40 Mn |
| Mar 31, 2024 | 16.60 Mn |
| Dec 31, 2023 | 35.10 Mn |
| Sep 30, 2023 | 11.30 Mn |
| Jun 30, 2023 | 9.30 Mn |
| Mar 31, 2023 | -6.00 Mn |
| Dec 31, 2022 | 23.50 Mn |
| Sep 30, 2022 | 7.20 Mn |
| Jun 30, 2022 | -5.90 Mn |
| Mar 31, 2022 | 43.10 Mn |
| Dec 31, 2021 | -76.20 Mn |
| Sep 30, 2021 | 25.10 Mn |