Credit Acceptance (CACC) Change in Accured Expenses (2010 - 2025)
Credit Acceptance's (CACC) quarterly Change in Accured Expenses came in at $14.0 million in Q4 2025, up 170.35% year-on-year from $5.2 million in Q4 2024, and down 60.45% quarter-over-quarter from $35.4 million in Q3 2025.
Credit Acceptance (CACC) Change in Accured Expenses (2010 - 2025) Analysis & Trends
Credit Acceptance has disclosed Change in Accured Expenses across 16 years of filings, most recently posting $14.0 million for Q4 2025.
- Change in Accured Expenses for Q4 2025 came in at $14.0 million, up 170.35% year-over-year; the trailing twelve-month figure through Dec 2025 was $82.9 million (up 1119.12% YoY), and the FY2025 annual result was $82.9 million, up 1119.12% from the prior year.
- Change in Accured Expenses came in at $14.0 million for Q4 2025 at Credit Acceptance, down from $35.4 million in the prior quarter.
- In the past five years, Change in Accured Expenses ranged from a high of $43.1 million in Q1 2022 to a low of -$76.2 million in Q4 2021.
- The 5-year median for Change in Accured Expenses is $13.2 million (2024), against an average of $9.8 million.
- Peak annual rise in Change in Accured Expenses reached 470.45% in 2021, while the deepest fall reached 4110.53% in 2021.
- Credit Acceptance's Change in Accured Expenses stood at -$76.2 million in 2021, then surged by 130.84% to $23.5 million in 2022, then surged by 49.36% to $35.1 million in 2023, then sank by 156.7% to -$19.9 million in 2024, then jumped by 170.35% to $14.0 million in 2025.
- The last three Change in Accured Expenses figures came in at $14.0 million (Q4 2025), $35.4 million (Q3 2025), and $6.2 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Accured Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 397.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 39.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 476.00 Mn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 181.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | -437.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | -312.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 28.52 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -33.85 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 123.00 Mn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 14.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 14.00 Mn |
| Dec 31, 2025 | 14.00 Mn |
| Sep 30, 2025 | 35.40 Mn |
| Sep 30, 2025 | 35.40 Mn |
| Jun 30, 2025 | 6.20 Mn |
| Jun 30, 2025 | 6.20 Mn |
| Mar 31, 2025 | 27.30 Mn |
| Mar 31, 2025 | 27.30 Mn |
| Dec 31, 2024 | -19.90 Mn |
| Dec 31, 2024 | -19.90 Mn |
| Sep 30, 2024 | 12.50 Mn |
| Sep 30, 2024 | 12.50 Mn |
| Jun 30, 2024 | -2.40 Mn |
| Jun 30, 2024 | -2.40 Mn |
| Mar 31, 2024 | 16.60 Mn |
| Mar 31, 2024 | 16.60 Mn |
| Dec 31, 2023 | 35.10 Mn |
| Dec 31, 2023 | 35.10 Mn |
| Sep 30, 2023 | 11.30 Mn |
| Sep 30, 2023 | 11.30 Mn |