Credit Acceptance (CACC) Change in Accured Expenses (2010 - 2025)

Credit Acceptance (CACC) posted Change in Accured Expenses of $14.0 million for Q4 2025, down 60.45% sequentially from $35.4 million in Q3 2025, and up 170.35% YoY from $5.2 million in Q4 2024.

Credit Acceptance (CACC) Change in Accured Expenses (2010 - 2025) Analysis & Trends

Credit Acceptance has reported Change in Accured Expenses for 16 years, with the latest figure at $14.0 million in Q4 2025.

  • Quarterly Change in Accured Expenses rose 170.35% year-over-year to $14.0 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $82.9 million (up 1119.12% YoY) and the FY2025 annual result came in at $82.9 million, up 1119.12% from the prior year.
  • Change in Accured Expenses retreated to $14.0 million in Q4 2025 per CACC's latest filing, from $35.4 million in the prior quarter.
  • Over five years, Change in Accured Expenses peaked at $43.1 million in Q1 2022 and troughed at -$76.2 million in Q4 2021.
  • A 5-year average of $9.8 million and a median of $13.2 million in 2024 frame the typical range for Change in Accured Expenses.
  • The widest YoY moves for Change in Accured Expenses: up 470.45% in 2021, down 4110.53% in 2021.
  • Over 5 years, Change in Accured Expenses stood at -$76.2 million in 2021, then jumped by 130.84% to $23.5 million in 2022, then jumped by 49.36% to $35.1 million in 2023, then sank by 156.7% to -$19.9 million in 2024, then soared by 170.35% to $14.0 million in 2025.
  • According to Business Quant data, Change in Accured Expenses over the past three periods registered $14.0 million, $35.4 million, and $6.2 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Accured Expenses (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 587.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - 749.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.74 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -748.00 Mn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 229.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 190.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 421,000.00
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -33.85 Mn
10 Credit Acceptance 6.11 Bn 5.62 Bn 569.30 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 14.00 Mn
Dec 31, 2025 14.00 Mn
Sep 30, 2025 35.40 Mn
Sep 30, 2025 35.40 Mn
Jun 30, 2025 6.20 Mn
Jun 30, 2025 6.20 Mn
Mar 31, 2025 27.30 Mn
Mar 31, 2025 27.30 Mn
Dec 31, 2024 -19.90 Mn
Dec 31, 2024 -19.90 Mn
Sep 30, 2024 12.50 Mn
Sep 30, 2024 12.50 Mn
Jun 30, 2024 -2.40 Mn
Jun 30, 2024 -2.40 Mn
Mar 31, 2024 16.60 Mn
Mar 31, 2024 16.60 Mn
Dec 31, 2023 35.10 Mn
Dec 31, 2023 35.10 Mn
Sep 30, 2023 11.30 Mn
Sep 30, 2023 11.30 Mn