Credit Acceptance (CACC) Change in Accured Expenses (2010 - 2025)
Credit Acceptance (CACC) posted Change in Accured Expenses of $14.0 million for Q4 2025, down 60.45% sequentially from $35.4 million in Q3 2025, and up 170.35% YoY from $5.2 million in Q4 2024.
Credit Acceptance (CACC) Change in Accured Expenses (2010 - 2025) Analysis & Trends
Credit Acceptance has reported Change in Accured Expenses for 16 years, with the latest figure at $14.0 million in Q4 2025.
- Quarterly Change in Accured Expenses rose 170.35% year-over-year to $14.0 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $82.9 million (up 1119.12% YoY) and the FY2025 annual result came in at $82.9 million, up 1119.12% from the prior year.
- Change in Accured Expenses retreated to $14.0 million in Q4 2025 per CACC's latest filing, from $35.4 million in the prior quarter.
- Over five years, Change in Accured Expenses peaked at $43.1 million in Q1 2022 and troughed at -$76.2 million in Q4 2021.
- A 5-year average of $9.8 million and a median of $13.2 million in 2024 frame the typical range for Change in Accured Expenses.
- The widest YoY moves for Change in Accured Expenses: up 470.45% in 2021, down 4110.53% in 2021.
- Over 5 years, Change in Accured Expenses stood at -$76.2 million in 2021, then jumped by 130.84% to $23.5 million in 2022, then jumped by 49.36% to $35.1 million in 2023, then sank by 156.7% to -$19.9 million in 2024, then soared by 170.35% to $14.0 million in 2025.
- According to Business Quant data, Change in Accured Expenses over the past three periods registered $14.0 million, $35.4 million, and $6.2 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Accured Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 587.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 749.00 Mn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.74 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | -748.00 Mn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 229.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 190.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 421,000.00 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -33.85 Mn |
| 10 | Credit Acceptance | 6.11 Bn | 5.62 Bn | 569.30 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 14.00 Mn |
| Dec 31, 2025 | 14.00 Mn |
| Sep 30, 2025 | 35.40 Mn |
| Sep 30, 2025 | 35.40 Mn |
| Jun 30, 2025 | 6.20 Mn |
| Jun 30, 2025 | 6.20 Mn |
| Mar 31, 2025 | 27.30 Mn |
| Mar 31, 2025 | 27.30 Mn |
| Dec 31, 2024 | -19.90 Mn |
| Dec 31, 2024 | -19.90 Mn |
| Sep 30, 2024 | 12.50 Mn |
| Sep 30, 2024 | 12.50 Mn |
| Jun 30, 2024 | -2.40 Mn |
| Jun 30, 2024 | -2.40 Mn |
| Mar 31, 2024 | 16.60 Mn |
| Mar 31, 2024 | 16.60 Mn |
| Dec 31, 2023 | 35.10 Mn |
| Dec 31, 2023 | 35.10 Mn |
| Sep 30, 2023 | 11.30 Mn |
| Sep 30, 2023 | 11.30 Mn |