Credit Acceptance (CACC) Change in Accured Expenses (2010 - 2025)

Credit Acceptance's (CACC) quarterly Change in Accured Expenses came in at $14.0 million in Q4 2025, up 170.35% year-on-year from $5.2 million in Q4 2024, and down 60.45% quarter-over-quarter from $35.4 million in Q3 2025.

Credit Acceptance (CACC) Change in Accured Expenses (2010 - 2025) Analysis & Trends

Credit Acceptance has disclosed Change in Accured Expenses across 16 years of filings, most recently posting $14.0 million for Q4 2025.

  • Change in Accured Expenses for Q4 2025 came in at $14.0 million, up 170.35% year-over-year; the trailing twelve-month figure through Dec 2025 was $82.9 million (up 1119.12% YoY), and the FY2025 annual result was $82.9 million, up 1119.12% from the prior year.
  • Change in Accured Expenses came in at $14.0 million for Q4 2025 at Credit Acceptance, down from $35.4 million in the prior quarter.
  • In the past five years, Change in Accured Expenses ranged from a high of $43.1 million in Q1 2022 to a low of -$76.2 million in Q4 2021.
  • The 5-year median for Change in Accured Expenses is $13.2 million (2024), against an average of $9.8 million.
  • Peak annual rise in Change in Accured Expenses reached 470.45% in 2021, while the deepest fall reached 4110.53% in 2021.
  • Credit Acceptance's Change in Accured Expenses stood at -$76.2 million in 2021, then surged by 130.84% to $23.5 million in 2022, then surged by 49.36% to $35.1 million in 2023, then sank by 156.7% to -$19.9 million in 2024, then jumped by 170.35% to $14.0 million in 2025.
  • The last three Change in Accured Expenses figures came in at $14.0 million (Q4 2025), $35.4 million (Q3 2025), and $6.2 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Accured Expenses (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 397.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - 39.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 476.00 Mn
4 Capital One Financial 112.47 Bn 35.97 Bn - 181.00 Mn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -437.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -312.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 28.52 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -33.85 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 123.00 Mn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn 14.00 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 14.00 Mn
Dec 31, 2025 14.00 Mn
Sep 30, 2025 35.40 Mn
Sep 30, 2025 35.40 Mn
Jun 30, 2025 6.20 Mn
Jun 30, 2025 6.20 Mn
Mar 31, 2025 27.30 Mn
Mar 31, 2025 27.30 Mn
Dec 31, 2024 -19.90 Mn
Dec 31, 2024 -19.90 Mn
Sep 30, 2024 12.50 Mn
Sep 30, 2024 12.50 Mn
Jun 30, 2024 -2.40 Mn
Jun 30, 2024 -2.40 Mn
Mar 31, 2024 16.60 Mn
Mar 31, 2024 16.60 Mn
Dec 31, 2023 35.10 Mn
Dec 31, 2023 35.10 Mn
Sep 30, 2023 11.30 Mn
Sep 30, 2023 11.30 Mn