Credit Acceptance (CACC) Change in Accured Expenses (2010 - 2025)

Credit Acceptance (CACC) posted Change in Accured Expenses of $14.0 million for Q4 2025, down 60.45% sequentially from $35.4 million in Q3 2025, and up 170.35% YoY from $5.2 million in Q4 2024.

Credit Acceptance (CACC) Change in Accured Expenses (2010 - 2025) Analysis & Trends

Credit Acceptance (CACC) has 16 years of Change in Accured Expenses data on file, last reported at $14.0 million in Q4 2025.

  • Quarterly Change in Accured Expenses rose 170.35% year-over-year to $14.0 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $82.9 million (up 1119.12% YoY) and the FY2025 annual result came in at $82.9 million, up 1119.12% from the prior year.
  • Change in Accured Expenses retreated to $14.0 million in Q4 2025 per CACC's latest filing, from $35.4 million in the prior quarter.
  • The five-year high for Change in Accured Expenses was $43.1 million in Q1 2022, with the low at -$76.2 million in Q4 2021.
  • Average Change in Accured Expenses over 5 years is $9.8 million, with a median of $13.2 million recorded in 2024.
  • The widest YoY moves for Change in Accured Expenses: up 470.45% in 2021, down 4110.53% in 2021.
  • Credit Acceptance's Change in Accured Expenses stood at -$76.2 million in 2021, then surged by 130.84% to $23.5 million in 2022, then surged by 49.36% to $35.1 million in 2023, then slumped by 156.7% to -$19.9 million in 2024, then jumped by 170.35% to $14.0 million in 2025.
  • Business Quant data shows CACC's Change in Accured Expenses at $14.0 million in Q4 2025, $35.4 million in Q3 2025, and $6.2 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Accured Expenses (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 397.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 39.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 476.00 Mn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -437.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 28.52 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -33.85 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 123.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 14.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - 6.33 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 14.00 Mn
Dec 31, 2025 14.00 Mn
Sep 30, 2025 35.40 Mn
Sep 30, 2025 35.40 Mn
Jun 30, 2025 6.20 Mn
Jun 30, 2025 6.20 Mn
Mar 31, 2025 27.30 Mn
Mar 31, 2025 27.30 Mn
Dec 31, 2024 -19.90 Mn
Dec 31, 2024 -19.90 Mn
Sep 30, 2024 12.50 Mn
Sep 30, 2024 12.50 Mn
Jun 30, 2024 -2.40 Mn
Jun 30, 2024 -2.40 Mn
Mar 31, 2024 16.60 Mn
Mar 31, 2024 16.60 Mn
Dec 31, 2023 35.10 Mn
Dec 31, 2023 35.10 Mn
Sep 30, 2023 11.30 Mn
Sep 30, 2023 11.30 Mn