Credit Acceptance (CACC) Change in Accured Expenses (2010 - 2025)
Credit Acceptance (CACC) posted Change in Accured Expenses of $14.0 million for Q4 2025, down 60.45% sequentially from $35.4 million in Q3 2025, and up 170.35% YoY from $5.2 million in Q4 2024.
Credit Acceptance (CACC) Change in Accured Expenses (2010 - 2025) Analysis & Trends
Credit Acceptance (CACC) has 16 years of Change in Accured Expenses data on file, last reported at $14.0 million in Q4 2025.
- Quarterly Change in Accured Expenses rose 170.35% year-over-year to $14.0 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $82.9 million (up 1119.12% YoY) and the FY2025 annual result came in at $82.9 million, up 1119.12% from the prior year.
- Change in Accured Expenses retreated to $14.0 million in Q4 2025 per CACC's latest filing, from $35.4 million in the prior quarter.
- The five-year high for Change in Accured Expenses was $43.1 million in Q1 2022, with the low at -$76.2 million in Q4 2021.
- Average Change in Accured Expenses over 5 years is $9.8 million, with a median of $13.2 million recorded in 2024.
- The widest YoY moves for Change in Accured Expenses: up 470.45% in 2021, down 4110.53% in 2021.
- Credit Acceptance's Change in Accured Expenses stood at -$76.2 million in 2021, then surged by 130.84% to $23.5 million in 2022, then surged by 49.36% to $35.1 million in 2023, then slumped by 156.7% to -$19.9 million in 2024, then jumped by 170.35% to $14.0 million in 2025.
- Business Quant data shows CACC's Change in Accured Expenses at $14.0 million in Q4 2025, $35.4 million in Q3 2025, and $6.2 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Accured Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 397.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 39.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 476.00 Mn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | -437.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 28.52 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -33.85 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 123.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 14.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 6.33 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 14.00 Mn |
| Dec 31, 2025 | 14.00 Mn |
| Sep 30, 2025 | 35.40 Mn |
| Sep 30, 2025 | 35.40 Mn |
| Jun 30, 2025 | 6.20 Mn |
| Jun 30, 2025 | 6.20 Mn |
| Mar 31, 2025 | 27.30 Mn |
| Mar 31, 2025 | 27.30 Mn |
| Dec 31, 2024 | -19.90 Mn |
| Dec 31, 2024 | -19.90 Mn |
| Sep 30, 2024 | 12.50 Mn |
| Sep 30, 2024 | 12.50 Mn |
| Jun 30, 2024 | -2.40 Mn |
| Jun 30, 2024 | -2.40 Mn |
| Mar 31, 2024 | 16.60 Mn |
| Mar 31, 2024 | 16.60 Mn |
| Dec 31, 2023 | 35.10 Mn |
| Dec 31, 2023 | 35.10 Mn |
| Sep 30, 2023 | 11.30 Mn |
| Sep 30, 2023 | 11.30 Mn |