Credit Acceptance CACC
NASDAQ CACC
$578.29 -12.12 (-2.05%)
At close: Sep 18, 2026 · 4:00 PM EDT

Credit Acceptance (CACC) EBIT Margin (2010 - 2026)

Credit Acceptance's (CACC) quarterly EBIT Margin came in at 25.62% in Q2 2026, up 883.0% year-over-year from 2.61% in Q2 2025, and down 6.66% quarter-over-quarter from 27.45% in Q1 2026.

Analysis

Credit Acceptance (CACC) EBIT Margin (2010 - 2026) Analysis & Trends

Credit Acceptance has disclosed EBIT Margin across 17 years of filings, most recently posting 25.62% for Q2 2026.

  • In Q2 2026, EBIT Margin rose 883.0% year-over-year to 25.62%; the TTM figure through Jun 2026 stood at 24.89% (up 350.0% YoY), while the FY2025 annual figure was 21.31%, up 947.0% from the prior year.
  • EBIT Margin came in at 25.62% for Q2 2026 at Credit Acceptance, down from 27.45% in the prior quarter.
  • In the past five years, EBIT Margin ranged from a high of 60.48% in Q1 2022 to a low of 14.05% in Q2 2024.
  • Average EBIT Margin over 5 years is 21.83%, with a median of 23.05% recorded in 2022.
  • Year-over-year, EBIT Margin sank 4991 bps in 2022 and surged 3083 bps in 2025.
  • Over 5 years, EBIT Margin stood at 32.81% in 2022, then sank by 38 bps to 20.3% in 2023, then soared by 52 bps to 30.78% in 2024, then slipped by 22 bps to 24.11% in 2025, then advanced by 6 bps to 25.62% in 2026.
  • Per Business Quant data, the three most recent EBIT Margin figures were 25.62% in Q2 2026, 27.45% in Q1 2026, and 24.11% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 44.85%
2 Affirm Holdings 24.01 Bn 22.38 Bn - 12.63%
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 11.82%
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 25.62%
5 Slm 4.72 Bn -77.52 Mn - 82.92%
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 25.53%
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 47.73%
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 49.45%
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 13.09%
10 Navient 1.64 Bn 275.03 Mn - 338.42%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 25.62%
Mar 31, 2026 27.45%
Dec 31, 2025 24.11%
Sep 30, 2025 22.37%
Jun 30, 2025 16.79%
Mar 31, 2025 21.99%
Dec 31, 2024 30.78%
Sep 30, 2024 15.99%
Jun 30, 2024 -14.05%
Mar 31, 2024 13.66%
Dec 31, 2023 20.30%
Sep 30, 2023 16.72%
Jun 30, 2023 1.72%
Mar 31, 2023 24.00%
Dec 31, 2022 32.81%
Sep 30, 2022 23.72%
Jun 30, 2022 28.40%
Mar 31, 2022 60.48%
Dec 31, 2021 59.41%
Sep 30, 2021 68.54%