Credit Acceptance (CACC) EBIT (2010 - 2026)
Credit Acceptance's (CACC) quarterly EBIT came in at $150.5 million in Q2 2026, up 53.57% year-over-year from $98.0 million in Q2 2025, and down 5.46% quarter-over-quarter from $159.2 million in Q1 2026.
Analysis
Credit Acceptance (CACC) EBIT (2010 - 2026) Analysis & Trends
Credit Acceptance has disclosed EBIT across 17 years of filings, most recently posting $150.5 million for Q2 2026.
- In Q2 2026, EBIT rose 53.57% year-over-year to $150.5 million; the TTM figure through Jun 2026 stood at $579.8 million (up 19.35% YoY), while the FY2025 annual figure was $493.7 million, up 92.85% from the prior year.
- EBIT came in at $150.5 million for Q2 2026 at Credit Acceptance, down from $159.2 million in the prior quarter.
- In the past five years, EBIT ranged from a high of $275.6 million in Q1 2022 to a low of -$75.6 million in Q2 2024.
- Average EBIT over 5 years is $112.3 million, with a median of $117.4 million recorded in 2022.
- Year-over-year, EBIT slumped 1021.95% in 2024 and soared 229.63% in 2025.
- Over 5 years, EBIT stood at $150.6 million in 2022, then sank by 33.73% to $99.8 million in 2023, then surged by 74.55% to $174.2 million in 2024, then slipped by 19.75% to $139.8 million in 2025, then rose by 7.65% to $150.5 million in 2026.
- Per Business Quant data, the three most recent EBIT figures were $150.5 million in Q2 2026, $159.2 million in Q1 2026, and $139.8 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 2.16 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 147.26 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 127.00 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 150.50 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 349.70 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 237.15 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 474.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 350.46 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 54.82 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 599.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 150.50 Mn |
| Mar 31, 2026 | 159.20 Mn |
| Dec 31, 2025 | 139.80 Mn |
| Sep 30, 2025 | 130.30 Mn |
| Jun 30, 2025 | 98.00 Mn |
| Mar 31, 2025 | 125.60 Mn |
| Dec 31, 2024 | 174.20 Mn |
| Sep 30, 2024 | 88.00 Mn |
| Jun 30, 2024 | -75.60 Mn |
| Mar 31, 2024 | 69.40 Mn |
| Dec 31, 2023 | 99.80 Mn |
| Sep 30, 2023 | 80.00 Mn |
| Jun 30, 2023 | 8.20 Mn |
| Mar 31, 2023 | 108.90 Mn |
| Dec 31, 2022 | 150.60 Mn |
| Sep 30, 2022 | 109.20 Mn |
| Jun 30, 2022 | 129.90 Mn |
| Mar 31, 2022 | 275.60 Mn |
| Dec 31, 2021 | 275.20 Mn |
| Sep 30, 2021 | 322.20 Mn |