Credit Acceptance (CACC) Long-Term Debt Issuances (2010 - 2025)

Credit Acceptance (CACC) posted Long-Term Debt Issuances of -$151.0 million for Q3 2025, down 200.0% sequentially from $151.0 million in Q2 2025, and up 96.65% YoY from -$76.8 million in Q3 2024.

Credit Acceptance (CACC) Long-Term Debt Issuances (2010 - 2025) Analysis & Trends

Credit Acceptance (CACC) has 16 years of Long-Term Debt Issuances data on file, last reported at -$151.0 million in Q3 2025.

  • Quarterly Long-Term Debt Issuances rose 96.65% year-over-year to -$151.0 million in Q3 2025, while the trailing twelve-month figure through Dec 2025 was $500.0 million (down 86.19% YoY) and the FY2025 annual result came in at $500.0 million, down 86.19% from the prior year.
  • Long-Term Debt Issuances eased to -$151.0 million in Q3 2025 per CACC's latest filing, from $151.0 million in the prior quarter.
  • The five-year high for Long-Term Debt Issuances was $4.5 billion in Q2 2024, with the low at -$4.5 billion in Q3 2024.
  • Average Long-Term Debt Issuances over 5 years is $569.7 million, with a median of $550.0 million recorded in 2023.
  • Year-over-year, Long-Term Debt Issuances surged 1775.0% in 2023 and slumped 661.11% in 2024.
  • Credit Acceptance's Long-Term Debt Issuances stood at $451.0 million in 2021, then surged by 53.9% to $694.1 million in 2022, then grew by 9.21% to $758.0 million in 2023, then jumped by 377.49% to $3.6 billion in 2024, then plunged by 104.17% to -$151.0 million in 2025.
  • Business Quant data shows CACC's Long-Term Debt Issuances at -$151.0 million in Q3 2025, $151.0 million in Q2 2025, and $500.0 million in Q1 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Long-Term Debt Issuances (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.50 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 930.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 27.33 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.08 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Sep 30, 2025 -151.00 Mn
Sep 30, 2025 -151.00 Mn
Jun 30, 2025 151.00 Mn
Jun 30, 2025 151.00 Mn
Mar 31, 2025 500.00 Mn
Mar 31, 2025 500.00 Mn
Dec 31, 2024 3.62 Bn
Dec 31, 2024 3.62 Bn
Sep 30, 2024 -4.51 Bn
Sep 30, 2024 -4.51 Bn
Jun 30, 2024 4.51 Bn
Jun 30, 2024 4.51 Bn
Dec 31, 2023 758.00 Mn
Dec 31, 2023 758.00 Mn
Sep 30, 2023 803.00 Mn
Sep 30, 2023 803.00 Mn
Jun 30, 2023 600.00 Mn
Jun 30, 2023 600.00 Mn
Mar 31, 2023 601.00 Mn
Mar 31, 2023 601.00 Mn