Credit Acceptance (CACC) Gross Profit (2010 - 2026)

Credit Acceptance (CACC) posted Gross Profit of $6.7 million for Q4 2025, up 21.82% sequentially from $5.5 million in Q3 2025, and up 100.44% YoY from $3.3 million in Q4 2024.

Credit Acceptance (CACC) Gross Profit (2010 - 2026) Analysis & Trends

Credit Acceptance has reported Gross Profit for 16 years, with the latest figure at $6.7 million in Q4 2025.

  • Quarterly Gross Profit rose 100.44% year-over-year to $6.7 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $583.6 million (up 218.79% YoY) and the FY2025 annual result came in at $23.9 million, up 5.75% from the prior year.
  • Gross Profit climbed to $6.7 million in Q4 2025 per CACC's latest filing, from $5.5 million in the prior quarter.
  • Over five years, Gross Profit peaked at $564.0 million in Q2 2025 and troughed at -$1.5 billion in Q4 2024.
  • A 5-year average of $29.0 million and a median of $226.3 million in 2022 frame the typical range for Gross Profit.
  • The sharpest annual moves came in 2021 and 2024: Gross Profit plunged 406.18% in 2021, then surged 98300.0% in 2024.
  • Over 5 years, Gross Profit stood at -$1.3 billion in 2021, then jumped by 133.28% to $446.6 million in 2022, then slumped by 401.68% to -$1.3 billion in 2023, then slipped by 12.68% to -$1.5 billion in 2024, then surged by 100.44% to $6.7 million in 2025.
  • According to Business Quant data, Gross Profit over the past three periods registered $6.7 million, $5.5 million, and $564.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Credit Acceptance 6.11 Bn 5.62 Bn 569.30 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 569.30 Mn
Jun 30, 2026 569.30 Mn
Dec 31, 2025 6.70 Mn
Dec 31, 2025 6.70 Mn
Sep 30, 2025 5.50 Mn
Sep 30, 2025 5.50 Mn
Jun 30, 2025 564.00 Mn
Jun 30, 2025 564.00 Mn
Mar 31, 2025 7.40 Mn
Mar 31, 2025 7.40 Mn
Dec 31, 2024 -1.52 Bn
Dec 31, 2024 -1.52 Bn
Sep 30, 2024 531.80 Mn
Sep 30, 2024 531.80 Mn
Jun 30, 2024 4.00 Mn
Jun 30, 2024 4.00 Mn
Mar 31, 2024 491.00 Mn
Mar 31, 2024 491.00 Mn
Dec 31, 2023 -1.35 Bn
Dec 31, 2023 -1.35 Bn