Credit Acceptance (CACC) Gross Profit (2010 - 2026)
Credit Acceptance's (CACC) quarterly Gross Profit came in at $569.3 million in Q2 2026, up 0.94% year-over-year from $564.0 million in Q2 2025, and up 0.9% quarter-over-quarter from $564.2 million in Q1 2026.
Analysis
Credit Acceptance (CACC) Gross Profit (2010 - 2026) Analysis & Trends
Credit Acceptance has disclosed Gross Profit across 17 years of filings, most recently posting $569.3 million for Q2 2026.
- In Q2 2026, Gross Profit rose 0.94% year-over-year to $569.3 million; the TTM figure through Jun 2026 stood at $2.3 billion (up 2.77% YoY), while the FY2025 annual figure was $2.2 billion, up 7.5% from the prior year.
- Gross Profit came in at $569.3 million for Q2 2026 at Credit Acceptance, up from $564.2 million in the prior quarter.
- In the past five years, Gross Profit ranged from a high of $569.3 million in Q2 2026 to a low of $435.9 million in Q1 2023.
- Average Gross Profit over 5 years is $504.7 million, with a median of $504.4 million recorded in 2024.
- Year-over-year, Gross Profit slipped 3.51% in 2022 and increased 15.41% in 2024.
- Over 5 years, Gross Profit stood at $446.6 million in 2022, then gained by 6.36% to $475.0 million in 2023, then advanced by 15.41% to $548.2 million in 2024, then climbed by 2.65% to $562.7 million in 2025, then rose by 1.17% to $569.3 million in 2026.
- Per Business Quant data, the three most recent Gross Profit figures were $569.3 million in Q2 2026, $564.2 million in Q1 2026, and $562.7 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 569.30 Mn |
| Mar 31, 2026 | 564.20 Mn |
| Dec 31, 2025 | 562.70 Mn |
| Sep 30, 2025 | 563.80 Mn |
| Jun 30, 2025 | 564.00 Mn |
| Mar 31, 2025 | 555.00 Mn |
| Dec 31, 2024 | 548.20 Mn |
| Sep 30, 2024 | 531.80 Mn |
| Jun 30, 2024 | 517.90 Mn |
| Mar 31, 2024 | 491.00 Mn |
| Dec 31, 2023 | 475.00 Mn |
| Sep 30, 2023 | 462.10 Mn |
| Jun 30, 2023 | 458.20 Mn |
| Mar 31, 2023 | 435.90 Mn |
| Dec 31, 2022 | 446.60 Mn |
| Sep 30, 2022 | 447.40 Mn |
| Jun 30, 2022 | 445.20 Mn |
| Mar 31, 2022 | 446.80 Mn |
| Dec 31, 2021 | 453.70 Mn |
| Sep 30, 2021 | 460.10 Mn |