Credit Acceptance (CACC) Gross Profit (2010 - 2025)

Credit Acceptance (CACC) posted Gross Profit of $562.7 million for Q4 2025, up 80485.71% sequentially from -$700000.0 in Q3 2025, and up 136.56% YoY from $237.9 million in Q4 2024.

Credit Acceptance (CACC) Gross Profit (2010 - 2025) Analysis & Trends

Credit Acceptance (CACC) has 16 years of Gross Profit data on file, last reported at $562.7 million in Q4 2025.

  • Quarterly Gross Profit rose 136.56% year-over-year to $562.7 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.1 billion (up 318.34% YoY) and the FY2025 annual result came in at $2.2 billion, up 131988.24% from the prior year.
  • Gross Profit advanced to $562.7 million in Q4 2025 per CACC's latest filing, from -$700000.0 in the prior quarter.
  • The five-year high for Gross Profit was $564.0 million in Q2 2025, with the low at -$1.5 billion in Q4 2024.
  • Average Gross Profit over 5 years is $100.2 million, with a median of $6.4 million recorded in 2021.
  • The widest YoY moves for Gross Profit: up 96920.0% in 2024, down 9518.75% in 2024.
  • Credit Acceptance's Gross Profit stood at $24.3 million in 2021, then climbed by 17.7% to $28.6 million in 2022, then slumped by 155.94% to -$16.0 million in 2023, then tumbled by 9518.75% to -$1.5 billion in 2024, then soared by 136.56% to $562.7 million in 2025.
  • Business Quant data shows CACC's Gross Profit at $562.7 million in Q4 2025, -$700000.0 in Q3 2025, and $564.0 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 Sezzle 5.91 Bn 5.79 Bn -

Historic Data

Download Data
DateValue
Dec 31, 2025 562.70 Mn
Dec 31, 2025 562.70 Mn
Sep 30, 2025 -700,000.00
Sep 30, 2025 -700,000.00
Jun 30, 2025 564.00 Mn
Jun 30, 2025 564.00 Mn
Mar 31, 2025 7.40 Mn
Mar 31, 2025 7.40 Mn
Dec 31, 2024 -1.54 Bn
Dec 31, 2024 -1.54 Bn
Sep 30, 2024 531.80 Mn
Sep 30, 2024 531.80 Mn
Jun 30, 2024 4.00 Mn
Jun 30, 2024 4.00 Mn
Mar 31, 2024 484.10 Mn
Mar 31, 2024 484.10 Mn
Dec 31, 2023 -16.00 Mn
Dec 31, 2023 -16.00 Mn
Sep 30, 2023 456.10 Mn
Sep 30, 2023 456.10 Mn