Credit Acceptance (CACC) Gross Profit (2010 - 2025)
Credit Acceptance's (CACC) quarterly Gross Profit came in at $562.7 million in Q4 2025, up 136.56% year-on-year from $237.9 million in Q4 2024, and up 80485.71% quarter-over-quarter from -$700000.0 in Q3 2025.
Credit Acceptance (CACC) Gross Profit (2010 - 2025) Analysis & Trends
Credit Acceptance has disclosed Gross Profit across 16 years of filings, most recently posting $562.7 million for Q4 2025.
- Gross Profit for Q4 2025 came in at $562.7 million, up 136.56% year-over-year; the trailing twelve-month figure through Dec 2025 was $1.1 billion (up 318.34% YoY), and the FY2025 annual result was $2.2 billion, up 131988.24% from the prior year.
- Gross Profit came in at $562.7 million for Q4 2025 at Credit Acceptance, up from -$700000.0 in the prior quarter.
- In the past five years, Gross Profit ranged from a high of $564.0 million in Q2 2025 to a low of -$1.5 billion in Q4 2024.
- The 5-year median for Gross Profit is $6.4 million (2021), against an average of $100.2 million.
- Peak annual rise in Gross Profit reached 96920.0% in 2024, while the deepest fall reached 9518.75% in 2024.
- Credit Acceptance's Gross Profit stood at $24.3 million in 2021, then rose by 17.7% to $28.6 million in 2022, then sank by 155.94% to -$16.0 million in 2023, then slumped by 9518.75% to -$1.5 billion in 2024, then soared by 136.56% to $562.7 million in 2025.
- The last three Gross Profit figures came in at $562.7 million (Q4 2025), -$700000.0 (Q3 2025), and $564.0 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 562.70 Mn |
| Dec 31, 2025 | 562.70 Mn |
| Sep 30, 2025 | -700,000.00 |
| Sep 30, 2025 | -700,000.00 |
| Jun 30, 2025 | 564.00 Mn |
| Jun 30, 2025 | 564.00 Mn |
| Mar 31, 2025 | 7.40 Mn |
| Mar 31, 2025 | 7.40 Mn |
| Dec 31, 2024 | -1.54 Bn |
| Dec 31, 2024 | -1.54 Bn |
| Sep 30, 2024 | 531.80 Mn |
| Sep 30, 2024 | 531.80 Mn |
| Jun 30, 2024 | 4.00 Mn |
| Jun 30, 2024 | 4.00 Mn |
| Mar 31, 2024 | 484.10 Mn |
| Mar 31, 2024 | 484.10 Mn |
| Dec 31, 2023 | -16.00 Mn |
| Dec 31, 2023 | -16.00 Mn |
| Sep 30, 2023 | 456.10 Mn |
| Sep 30, 2023 | 456.10 Mn |