Credit Acceptance (CACC) Gross Profit (2010 - 2026)
Credit Acceptance (CACC) posted Gross Profit of $6.7 million for Q4 2025, up 21.82% sequentially from $5.5 million in Q3 2025, and up 100.44% YoY from $3.3 million in Q4 2024.
Credit Acceptance (CACC) Gross Profit (2010 - 2026) Analysis & Trends
Credit Acceptance has reported Gross Profit for 16 years, with the latest figure at $6.7 million in Q4 2025.
- Quarterly Gross Profit rose 100.44% year-over-year to $6.7 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $583.6 million (up 218.79% YoY) and the FY2025 annual result came in at $23.9 million, up 5.75% from the prior year.
- Gross Profit climbed to $6.7 million in Q4 2025 per CACC's latest filing, from $5.5 million in the prior quarter.
- Over five years, Gross Profit peaked at $564.0 million in Q2 2025 and troughed at -$1.5 billion in Q4 2024.
- A 5-year average of $29.0 million and a median of $226.3 million in 2022 frame the typical range for Gross Profit.
- The sharpest annual moves came in 2021 and 2024: Gross Profit plunged 406.18% in 2021, then surged 98300.0% in 2024.
- Over 5 years, Gross Profit stood at -$1.3 billion in 2021, then jumped by 133.28% to $446.6 million in 2022, then slumped by 401.68% to -$1.3 billion in 2023, then slipped by 12.68% to -$1.5 billion in 2024, then surged by 100.44% to $6.7 million in 2025.
- According to Business Quant data, Gross Profit over the past three periods registered $6.7 million, $5.5 million, and $564.0 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | Credit Acceptance | 6.11 Bn | 5.62 Bn | 569.30 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 569.30 Mn |
| Jun 30, 2026 | 569.30 Mn |
| Dec 31, 2025 | 6.70 Mn |
| Dec 31, 2025 | 6.70 Mn |
| Sep 30, 2025 | 5.50 Mn |
| Sep 30, 2025 | 5.50 Mn |
| Jun 30, 2025 | 564.00 Mn |
| Jun 30, 2025 | 564.00 Mn |
| Mar 31, 2025 | 7.40 Mn |
| Mar 31, 2025 | 7.40 Mn |
| Dec 31, 2024 | -1.52 Bn |
| Dec 31, 2024 | -1.52 Bn |
| Sep 30, 2024 | 531.80 Mn |
| Sep 30, 2024 | 531.80 Mn |
| Jun 30, 2024 | 4.00 Mn |
| Jun 30, 2024 | 4.00 Mn |
| Mar 31, 2024 | 491.00 Mn |
| Mar 31, 2024 | 491.00 Mn |
| Dec 31, 2023 | -1.35 Bn |
| Dec 31, 2023 | -1.35 Bn |