Credit Acceptance (CACC) Gross Profit (2010 - 2025)
Credit Acceptance (CACC) posted Gross Profit of $562.7 million for Q4 2025, up 80485.71% sequentially from -$700000.0 in Q3 2025, and up 136.56% YoY from $237.9 million in Q4 2024.
Credit Acceptance (CACC) Gross Profit (2010 - 2025) Analysis & Trends
Credit Acceptance (CACC) has 16 years of Gross Profit data on file, last reported at $562.7 million in Q4 2025.
- Quarterly Gross Profit rose 136.56% year-over-year to $562.7 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.1 billion (up 318.34% YoY) and the FY2025 annual result came in at $2.2 billion, up 131988.24% from the prior year.
- Gross Profit advanced to $562.7 million in Q4 2025 per CACC's latest filing, from -$700000.0 in the prior quarter.
- The five-year high for Gross Profit was $564.0 million in Q2 2025, with the low at -$1.5 billion in Q4 2024.
- Average Gross Profit over 5 years is $100.2 million, with a median of $6.4 million recorded in 2021.
- The widest YoY moves for Gross Profit: up 96920.0% in 2024, down 9518.75% in 2024.
- Credit Acceptance's Gross Profit stood at $24.3 million in 2021, then climbed by 17.7% to $28.6 million in 2022, then slumped by 155.94% to -$16.0 million in 2023, then tumbled by 9518.75% to -$1.5 billion in 2024, then soared by 136.56% to $562.7 million in 2025.
- Business Quant data shows CACC's Gross Profit at $562.7 million in Q4 2025, -$700000.0 in Q3 2025, and $564.0 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 562.70 Mn |
| Dec 31, 2025 | 562.70 Mn |
| Sep 30, 2025 | -700,000.00 |
| Sep 30, 2025 | -700,000.00 |
| Jun 30, 2025 | 564.00 Mn |
| Jun 30, 2025 | 564.00 Mn |
| Mar 31, 2025 | 7.40 Mn |
| Mar 31, 2025 | 7.40 Mn |
| Dec 31, 2024 | -1.54 Bn |
| Dec 31, 2024 | -1.54 Bn |
| Sep 30, 2024 | 531.80 Mn |
| Sep 30, 2024 | 531.80 Mn |
| Jun 30, 2024 | 4.00 Mn |
| Jun 30, 2024 | 4.00 Mn |
| Mar 31, 2024 | 484.10 Mn |
| Mar 31, 2024 | 484.10 Mn |
| Dec 31, 2023 | -16.00 Mn |
| Dec 31, 2023 | -16.00 Mn |
| Sep 30, 2023 | 456.10 Mn |
| Sep 30, 2023 | 456.10 Mn |