Credit Acceptance (CACC) Gross Profit (2010 - 2025)

Credit Acceptance's (CACC) quarterly Gross Profit came in at $562.7 million in Q4 2025, up 136.56% year-on-year from $237.9 million in Q4 2024, and up 80485.71% quarter-over-quarter from -$700000.0 in Q3 2025.

Credit Acceptance (CACC) Gross Profit (2010 - 2025) Analysis & Trends

Credit Acceptance has disclosed Gross Profit across 16 years of filings, most recently posting $562.7 million for Q4 2025.

  • Gross Profit for Q4 2025 came in at $562.7 million, up 136.56% year-over-year; the trailing twelve-month figure through Dec 2025 was $1.1 billion (up 318.34% YoY), and the FY2025 annual result was $2.2 billion, up 131988.24% from the prior year.
  • Gross Profit came in at $562.7 million for Q4 2025 at Credit Acceptance, up from -$700000.0 in the prior quarter.
  • In the past five years, Gross Profit ranged from a high of $564.0 million in Q2 2025 to a low of -$1.5 billion in Q4 2024.
  • The 5-year median for Gross Profit is $6.4 million (2021), against an average of $100.2 million.
  • Peak annual rise in Gross Profit reached 96920.0% in 2024, while the deepest fall reached 9518.75% in 2024.
  • Credit Acceptance's Gross Profit stood at $24.3 million in 2021, then rose by 17.7% to $28.6 million in 2022, then sank by 155.94% to -$16.0 million in 2023, then slumped by 9518.75% to -$1.5 billion in 2024, then soared by 136.56% to $562.7 million in 2025.
  • The last three Gross Profit figures came in at $562.7 million (Q4 2025), -$700000.0 (Q3 2025), and $564.0 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 562.70 Mn
Dec 31, 2025 562.70 Mn
Sep 30, 2025 -700,000.00
Sep 30, 2025 -700,000.00
Jun 30, 2025 564.00 Mn
Jun 30, 2025 564.00 Mn
Mar 31, 2025 7.40 Mn
Mar 31, 2025 7.40 Mn
Dec 31, 2024 -1.54 Bn
Dec 31, 2024 -1.54 Bn
Sep 30, 2024 531.80 Mn
Sep 30, 2024 531.80 Mn
Jun 30, 2024 4.00 Mn
Jun 30, 2024 4.00 Mn
Mar 31, 2024 484.10 Mn
Mar 31, 2024 484.10 Mn
Dec 31, 2023 -16.00 Mn
Dec 31, 2023 -16.00 Mn
Sep 30, 2023 456.10 Mn
Sep 30, 2023 456.10 Mn