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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) Interest Coverage Ratio (2016 - 2026)

Bread Financial Holdings has reported Interest Coverage Ratio over the past 18 years, most recently at 2.65 for Q1 2026.

  • For Q1 2026, Interest Coverage Ratio rose 30.07% year-over-year to 2.65; the TTM value through Mar 2026 reached 2.14, up 24.62%, while the annual FY2025 figure was 2.0, 17.65% up from the prior year.
  • Interest Coverage Ratio for Q1 2026 was 2.65 at Bread Financial Holdings, up from 1.89 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 5.87 in Q1 2022 and troughed at 1.48 in Q4 2024.
  • A 5-year average of 2.47 and a median of 2.04 in 2025 define the central range for Interest Coverage Ratio.
  • Biggest five-year swings in Interest Coverage Ratio: soared 116.36% in 2022 and later plummeted 52.16% in 2023.
  • Year by year, Interest Coverage Ratio stood at 2.19 in 2022, then fell by 13.09% to 1.91 in 2023, then dropped by 22.39% to 1.48 in 2024, then increased by 27.62% to 1.89 in 2025, then surged by 40.13% to 2.65 in 2026.
  • Business Quant data shows Interest Coverage Ratio for BFH at 2.65 in Q1 2026, 1.89 in Q4 2025, and 2.18 in Q3 2025.