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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) Interest Coverage Ratio (2016 - 2025)

Bread Financial Holdings (BFH) has 17 years of Interest Coverage Ratio data on record, last reported at 1.9 in Q4 2025.

  • For Q4 2025, Interest Coverage Ratio rose 28.3% year-over-year to 1.9; the TTM value through Dec 2025 reached 2.0, up 17.65%, while the annual FY2025 figure was 2.0, 17.65% up from the prior year.
  • Interest Coverage Ratio reached 1.9 in Q4 2025 per BFH's latest filing, down from 2.18 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 5.87 in Q1 2022 and bottomed at 13.41 in Q4 2021.
  • Average Interest Coverage Ratio over 5 years is 1.98, with a median of 2.11 recorded in 2025.
  • The widest YoY moves for Interest Coverage Ratio: up 297.37% in 2021, down 178.65% in 2021.
  • A 5-year view of Interest Coverage Ratio shows it stood at 13.41 in 2021, then surged by 116.36% to 2.19 in 2022, then dropped by 13.09% to 1.91 in 2023, then decreased by 22.39% to 1.48 in 2024, then grew by 28.3% to 1.9 in 2025.
  • Per Business Quant database, its latest 3 readings for Interest Coverage Ratio were 1.9 in Q4 2025, 2.18 in Q3 2025, and 1.88 in Q2 2025.