Bread Financial Holdings (BFH) Interest Coverage Ratio (2009 - 2026)

Bread Financial Holdings' Interest Coverage Ratio history runs 18 years deep, the most recent figure standing at 2.43 for Q2 2026.

• In Q2 2026, Interest Coverage Ratio rose 29.17% year-over-year to 2.43; the TTM figure through Jun 2026 stood at 35.65 (up 61.93% YoY), while the FY2025 annual figure was 1.97, up 15.75% from the prior year.
• Interest Coverage Ratio for Q2 2026 stood at 2.43, down from 2.65 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 5.87 in Q1 2022, with the low at 2.13 in Q4 2022.
• The 5-year median for Interest Coverage Ratio is 1.99 (2024), against an average of 1.97.
• Peak annual rise in Interest Coverage Ratio reached 342.58% in 2022, while the deepest fall reached 147.51% in 2022.
• Bread Financial Holdings' Interest Coverage Ratio stood at 2.13 in 2022, then jumped by 189.58% to 1.91 in 2023, then slumped by 129.25% to 0.56 in 2024, then fell by 23.21% to 0.69 in 2025, then surged by 453.63% to 2.43 in 2026.
• Business Quant data shows BFH's Interest Coverage Ratio at 2.43 in Q2 2026, 2.65 in Q1 2026, and 0.69 in Q4 2025.