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Bread Financial Holdings (BFH) Interest Coverage Ratio: 2009-2025

Historic Interest Coverage Ratio for Bread Financial Holdings (BFH) over the last 17 years, with Sep 2025 value amounting to 2.18.

  • Bread Financial Holdings' Interest Coverage Ratio rose 40.78% to 2.18 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.89, marking a year-over-year increase of 4.63%. This contributed to the annual value of 1.70 for FY2024, which is 26.65% down from last year.
  • As of Q3 2025, Bread Financial Holdings' Interest Coverage Ratio stood at 2.18, which was up 15.64% from 1.88 recorded in Q2 2025.
  • Bread Financial Holdings' Interest Coverage Ratio's 5-year high stood at 5.87 during Q1 2022, with a 5-year trough of -13.42 in Q4 2021.
  • Over the past 3 years, Bread Financial Holdings' median Interest Coverage Ratio value was 1.91 (recorded in 2023), while the average stood at 2.01.
  • Data for Bread Financial Holdings' Interest Coverage Ratio shows a peak YoY increase of 297.37% (in 2021) and a maximum YoY decrease of 683.39% (in 2021) over the last 5 years.
  • Over the past 5 years, Bread Financial Holdings' Interest Coverage Ratio (Quarterly) stood at -13.42 in 2021, then skyrocketed by 116.36% to 2.19 in 2022, then declined by 13.09% to 1.91 in 2023, then decreased by 22.39% to 1.48 in 2024, then skyrocketed by 40.78% to 2.18 in 2025.
  • Its Interest Coverage Ratio stands at 2.18 for Q3 2025, versus 1.88 for Q2 2025 and 2.04 for Q1 2025.