Bread Financial Holdings (BFH) Interest Coverage Ratio (2009 - 2026)

Bread Financial Holdings has reported Interest Coverage Ratio for 18 years, with the latest figure at 2.65 in Q1 2026.

• For the quarter ending Q1 2026, Interest Coverage Ratio rose 30.07% year-over-year to 2.65; the trailing twelve-month figure through Mar 2026 stood at 2.14 (up 24.62% YoY), and the FY2025 full-year result was 2.0, up 17.65% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 2.65, up from 1.89 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 5.87 in Q1 2022, with the low at 1.48 in Q4 2024.
• Average Interest Coverage Ratio over 5 years is 2.47, with a median of 2.04 recorded in 2025.
• Year-over-year, Interest Coverage Ratio surged 116.36% in 2022 and tumbled 52.16% in 2023.
• Tracing BFH's Interest Coverage Ratio over 5 years: stood at 2.19 in 2022, then decreased by 13.09% to 1.91 in 2023, then fell by 22.39% to 1.48 in 2024, then grew by 27.62% to 1.89 in 2025, then jumped by 40.13% to 2.65 in 2026.
• The last three Interest Coverage Ratio figures came in at 2.65 (Q1 2026), 1.89 (Q4 2025), and 2.18 (Q3 2025), per Business Quant data.