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Bread Financial Holdings (BFH) Interest Coverage Ratio (2016 - 2025)

Historic Interest Coverage Ratio for Bread Financial Holdings (BFH) over the last 17 years, with Q4 2025 value amounting to 1.89.

  • Bread Financial Holdings' Interest Coverage Ratio rose 2762.06% to 1.89 in Q4 2025 from the same period last year, while for Dec 2025 it was 2.0, marking a year-over-year increase of 1751.24%. This contributed to the annual value of 2.0 for FY2025, which is 1765.03% up from last year.
  • As of Q4 2025, Bread Financial Holdings' Interest Coverage Ratio stood at 1.89, which was up 2762.06% from 2.18 recorded in Q3 2025.
  • Bread Financial Holdings' Interest Coverage Ratio's 5-year high stood at 5.87 during Q1 2022, with a 5-year trough of 13.42 in Q4 2021.
  • In the last 5 years, Bread Financial Holdings' Interest Coverage Ratio had a median value of 2.11 in 2025 and averaged 1.98.
  • Data for Bread Financial Holdings' Interest Coverage Ratio shows a peak YoY increase of 29736.53% (in 2021) and a maximum YoY decrease of 68338.64% (in 2021) over the last 5 years.
  • Over the past 5 years, Bread Financial Holdings' Interest Coverage Ratio (Quarter) stood at 13.42 in 2021, then skyrocketed by 116.36% to 2.19 in 2022, then fell by 13.09% to 1.91 in 2023, then decreased by 22.39% to 1.48 in 2024, then rose by 27.62% to 1.89 in 2025.
  • Its Interest Coverage Ratio stands at 1.89 for Q4 2025, versus 2.18 for Q3 2025 and 1.88 for Q2 2025.