Bread Financial Holdings (BFH) Interest Expenses (2009 - 2026)
Bread Financial Holdings (BFH) posted quarterly Interest Expenses of $195.0 million for Q2 2026, down 11.36% year-over-year from $220.0 million in Q2 2025, and up 1.04% quarter-over-quarter from $193.0 million in Q1 2026.
Bread Financial Holdings (BFH) Interest Expenses (2009 - 2026) Analysis & Trends
Bread Financial Holdings' Interest Expenses history runs 18 years deep, the most recent figure standing at $195.0 million for Q2 2026.
- In Q2 2026, Interest Expenses fell 11.36% year-over-year to $195.0 million; the TTM figure through Jun 2026 stood at $51.0 million (down 29.17% YoY), while the FY2025 annual figure was $868.0 million, down 9.58% from the prior year.
- Interest Expenses for Q2 2026 stood at $195.0 million, up from $193.0 million in the prior quarter.
- The five-year high for Interest Expenses was $248.0 million in Q1 2024, with the low at -$613.0 million in Q4 2024.
- The 5-year median for Interest Expenses is $207.5 million (2023), against an average of $88.8 million.
- The sharpest annual moves came in 2023 and 2024: Interest Expenses surged 218.41% in 2023, then tumbled 357.56% in 2024.
- Bread Financial Holdings' Interest Expenses stood at -$201.0 million in 2022, then soared by 218.41% to $238.0 million in 2023, then tumbled by 357.56% to -$613.0 million in 2024, then gained by 10.77% to -$547.0 million in 2025, then soared by 135.65% to $195.0 million in 2026.
- Business Quant data shows BFH's Interest Expenses at $195.0 million in Q2 2026, $193.0 million in Q1 2026, and -$547.0 million in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 194.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 218.00 Mn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 7.25 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 978.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 95,451.99 |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 975.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 113.76 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 308.01 Mn |
| 10 | Bread Financial Holdings | 4.40 Bn | 716.01 Mn | 957.00 Mn | 195.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 195.00 Mn |
| Jun 30, 2026 | 195.00 Mn |
| Mar 31, 2026 | 193.00 Mn |
| Mar 31, 2026 | 193.00 Mn |
| Dec 31, 2025 | -547.00 Mn |
| Dec 31, 2025 | -547.00 Mn |
| Sep 30, 2025 | 210.00 Mn |
| Sep 30, 2025 | 210.00 Mn |
| Jun 30, 2025 | 220.00 Mn |
| Jun 30, 2025 | 220.00 Mn |
| Mar 31, 2025 | 225.00 Mn |
| Mar 31, 2025 | 225.00 Mn |
| Dec 31, 2024 | -613.00 Mn |
| Dec 31, 2024 | -613.00 Mn |
| Sep 30, 2024 | 240.00 Mn |
| Sep 30, 2024 | 240.00 Mn |
| Jun 30, 2024 | 241.00 Mn |
| Jun 30, 2024 | 241.00 Mn |
| Mar 31, 2024 | 248.00 Mn |
| Mar 31, 2024 | 248.00 Mn |