Bread Financial Holdings (BFH) Interest Expenses (2009 - 2026)

Bread Financial Holdings (BFH) posted quarterly Interest Expenses of $193.0 million for Q1 2026, down 14.22% year-over-year from $225.0 million in Q1 2025, and down 3.02% on a QoQ basis from $199.0 million in Q4 2025.

Bread Financial Holdings (BFH) Interest Expenses (2009 - 2026) Analysis & Trends

Bread Financial Holdings (BFH) has reported Interest Expenses for 18 consecutive years, with $193.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Expenses fell 14.22% year-over-year to $193.0 million; the TTM figure through Mar 2026 stood at $822.0 million (down 12.27% YoY), while the FY2025 annual figure was $854.0 million, down 11.04% from the prior year.
  • Interest Expenses came in at $193.0 million for Q1 2026 at Bread Financial Holdings, down from $199.0 million in the prior quarter.
  • The five-year high for Interest Expenses was $248.0 million in Q1 2024, with the low at $79.0 million in Q1 2022.
  • Average Interest Expenses over 5 years is $199.4 million, with a median of $218.0 million recorded in 2023.
  • Across the five-year window, Interest Expenses decreased 26.17% in 2022 and soared 175.95% in 2023, its largest moves.
  • Year by year, Interest Expenses stood at $195.0 million in 2022, then gained by 22.05% to $238.0 million in 2023, then retreated by 2.94% to $231.0 million in 2024, then decreased by 13.85% to $199.0 million in 2025, then declined by 3.02% to $193.0 million in 2026.
  • According to Business Quant data, Interest Expenses over the past three periods registered $193.0 million, $199.0 million, and $210.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 178.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 185.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 113.76 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 308.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.52 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 113.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Bread Financial Holdings 4.51 Bn 875.83 Mn 983.00 Mn 193.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 193.00 Mn
Mar 31, 2026 193.00 Mn
Dec 31, 2025 199.00 Mn
Dec 31, 2025 199.00 Mn
Sep 30, 2025 210.00 Mn
Sep 30, 2025 210.00 Mn
Jun 30, 2025 220.00 Mn
Jun 30, 2025 220.00 Mn
Mar 31, 2025 225.00 Mn
Mar 31, 2025 225.00 Mn
Dec 31, 2024 231.00 Mn
Dec 31, 2024 231.00 Mn
Sep 30, 2024 240.00 Mn
Sep 30, 2024 240.00 Mn
Jun 30, 2024 241.00 Mn
Jun 30, 2024 241.00 Mn
Mar 31, 2024 248.00 Mn
Mar 31, 2024 248.00 Mn
Dec 31, 2023 238.00 Mn
Dec 31, 2023 238.00 Mn