Bread Financial Holdings (BFH) Interest Expenses (2009 - 2026)

Bread Financial Holdings' quarterly Interest Expenses came in at $193.0 million in Q1 2026, down 14.22% year-on-year from $225.0 million in Q1 2025, and down 3.02% quarter-over-quarter from $199.0 million in Q4 2025.

Bread Financial Holdings (BFH) Interest Expenses (2009 - 2026) Analysis & Trends

Bread Financial Holdings has reported Interest Expenses for 18 years, with the latest figure at $193.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expenses fell 14.22% year-over-year to $193.0 million; the trailing twelve-month figure through Mar 2026 stood at $822.0 million (down 12.27% YoY), and the FY2025 full-year result was $854.0 million, down 11.04% from the prior year.
  • Interest Expenses for Q1 2026 stood at $193.0 million, down from $199.0 million in the prior quarter.
  • The five-year high for Interest Expenses was $248.0 million in Q1 2024, with the low at $79.0 million in Q1 2022.
  • Average Interest Expenses over 5 years is $199.4 million, with a median of $218.0 million recorded in 2023.
  • Year-over-year, Interest Expenses retreated 26.17% in 2022 and surged 175.95% in 2023.
  • Tracing BFH's Interest Expenses over 5 years: stood at $195.0 million in 2022, then increased by 22.05% to $238.0 million in 2023, then declined by 2.94% to $231.0 million in 2024, then fell by 13.85% to $199.0 million in 2025, then slipped by 3.02% to $193.0 million in 2026.
  • The last three Interest Expenses figures came in at $193.0 million (Q1 2026), $199.0 million (Q4 2025), and $210.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 178.00 Mn
2 Mastercard 441.81 Bn 431.60 Bn - 185.00 Mn
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 1.97 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 4.09 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 113.76 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 968.00 Mn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 308.01 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 1.52 Bn
10 Bread Financial Holdings 3.83 Bn 191.67 Mn 983.00 Mn 193.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 193.00 Mn
Mar 31, 2026 193.00 Mn
Dec 31, 2025 199.00 Mn
Dec 31, 2025 199.00 Mn
Sep 30, 2025 210.00 Mn
Sep 30, 2025 210.00 Mn
Jun 30, 2025 220.00 Mn
Jun 30, 2025 220.00 Mn
Mar 31, 2025 225.00 Mn
Mar 31, 2025 225.00 Mn
Dec 31, 2024 231.00 Mn
Dec 31, 2024 231.00 Mn
Sep 30, 2024 240.00 Mn
Sep 30, 2024 240.00 Mn
Jun 30, 2024 241.00 Mn
Jun 30, 2024 241.00 Mn
Mar 31, 2024 248.00 Mn
Mar 31, 2024 248.00 Mn
Dec 31, 2023 238.00 Mn
Dec 31, 2023 238.00 Mn