Bread Financial Holdings (BFH) Interest Expenses (2009 - 2026)
Bread Financial Holdings (BFH) posted Interest Expenses of $195.0 million for Q2 2026, up 1.04% on a QoQ basis from $193.0 million in Q1 2026, and down 11.36% year-over-year from $220.0 million in Q2 2025.
Analysis
Bread Financial Holdings (BFH) Interest Expenses (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported Interest Expenses for 18 years, with the latest figure at $195.0 million in Q2 2026.
- On a quarterly basis, Interest Expenses fell 11.36% year-over-year to $195.0 million in Q2 2026; TTM through Jun 2026 was $797.0 million, a 12.99% decrease from a year earlier, with the FY2025 full-year figure at $854.0 million, down 11.04% from the prior year.
- Interest Expenses was $195.0 million for Q2 2026 at Bread Financial Holdings, up from $193.0 million in the prior quarter.
- The five-year high for Interest Expenses was $248.0 million in Q1 2024, with the low at $79.0 million in Q1 2022.
- Average Interest Expenses over 5 years is $199.1 million, with a median of $214.0 million recorded in 2023.
- The sharpest annual moves came in 2022 and 2023: Interest Expenses fell 26.17% in 2022, then jumped 175.95% in 2023.
- Over 5 years, Interest Expenses stood at $195.0 million in 2022, then increased by 22.05% to $238.0 million in 2023, then declined by 2.94% to $231.0 million in 2024, then fell by 13.85% to $199.0 million in 2025, then declined by 2.01% to $195.0 million in 2026.
- The last three Interest Expenses figures came in at $195.0 million (Q2 2026), $193.0 million (Q1 2026), and $199.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 975.00 Mn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 118.51 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 35.70 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 107.40 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 269.23 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 97.82 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 195.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | -213.64 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 8.35 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 560.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 195.00 Mn |
| Mar 31, 2026 | 193.00 Mn |
| Dec 31, 2025 | 199.00 Mn |
| Sep 30, 2025 | 210.00 Mn |
| Jun 30, 2025 | 220.00 Mn |
| Mar 31, 2025 | 225.00 Mn |
| Dec 31, 2024 | 231.00 Mn |
| Sep 30, 2024 | 240.00 Mn |
| Jun 30, 2024 | 241.00 Mn |
| Mar 31, 2024 | 248.00 Mn |
| Dec 31, 2023 | 238.00 Mn |
| Sep 30, 2023 | 219.00 Mn |
| Jun 30, 2023 | 205.00 Mn |
| Mar 31, 2023 | 218.00 Mn |
| Dec 31, 2022 | 195.00 Mn |
| Sep 30, 2022 | 133.00 Mn |
| Jun 30, 2022 | 95.00 Mn |
| Mar 31, 2022 | 79.00 Mn |
| Dec 31, 2021 | 85.00 Mn |
| Sep 30, 2021 | 91.00 Mn |