Bread Financial Holdings (BFH) Interest Expenses (2009 - 2026)
Bread Financial Holdings' quarterly Interest Expenses came in at $193.0 million in Q1 2026, down 14.22% year-on-year from $225.0 million in Q1 2025, and down 3.02% quarter-over-quarter from $199.0 million in Q4 2025.
Bread Financial Holdings (BFH) Interest Expenses (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported Interest Expenses for 18 years, with the latest figure at $193.0 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Expenses fell 14.22% year-over-year to $193.0 million; the trailing twelve-month figure through Mar 2026 stood at $822.0 million (down 12.27% YoY), and the FY2025 full-year result was $854.0 million, down 11.04% from the prior year.
- Interest Expenses for Q1 2026 stood at $193.0 million, down from $199.0 million in the prior quarter.
- The five-year high for Interest Expenses was $248.0 million in Q1 2024, with the low at $79.0 million in Q1 2022.
- Average Interest Expenses over 5 years is $199.4 million, with a median of $218.0 million recorded in 2023.
- Year-over-year, Interest Expenses retreated 26.17% in 2022 and surged 175.95% in 2023.
- Tracing BFH's Interest Expenses over 5 years: stood at $195.0 million in 2022, then increased by 22.05% to $238.0 million in 2023, then declined by 2.94% to $231.0 million in 2024, then fell by 13.85% to $199.0 million in 2025, then slipped by 3.02% to $193.0 million in 2026.
- The last three Interest Expenses figures came in at $193.0 million (Q1 2026), $199.0 million (Q4 2025), and $210.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 178.00 Mn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 185.00 Mn |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 1.97 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 4.09 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 113.76 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 968.00 Mn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 308.01 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 1.52 Bn |
| 10 | Bread Financial Holdings | 3.83 Bn | 191.67 Mn | 983.00 Mn | 193.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 193.00 Mn |
| Mar 31, 2026 | 193.00 Mn |
| Dec 31, 2025 | 199.00 Mn |
| Dec 31, 2025 | 199.00 Mn |
| Sep 30, 2025 | 210.00 Mn |
| Sep 30, 2025 | 210.00 Mn |
| Jun 30, 2025 | 220.00 Mn |
| Jun 30, 2025 | 220.00 Mn |
| Mar 31, 2025 | 225.00 Mn |
| Mar 31, 2025 | 225.00 Mn |
| Dec 31, 2024 | 231.00 Mn |
| Dec 31, 2024 | 231.00 Mn |
| Sep 30, 2024 | 240.00 Mn |
| Sep 30, 2024 | 240.00 Mn |
| Jun 30, 2024 | 241.00 Mn |
| Jun 30, 2024 | 241.00 Mn |
| Mar 31, 2024 | 248.00 Mn |
| Mar 31, 2024 | 248.00 Mn |
| Dec 31, 2023 | 238.00 Mn |
| Dec 31, 2023 | 238.00 Mn |