Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) EBT Margin (2016 - 2026)

Bread Financial Holdings has reported EBT Margin over the past 18 years, most recently at 23.87% for Q1 2026.

  • For Q1 2026, EBT Margin rose 356.0% year-over-year to 23.87%; the TTM value through Mar 2026 reached 16.95%, up 674.0%, while the annual FY2025 figure was 15.99%, 607.0% up from the prior year.
  • EBT Margin for Q1 2026 was 23.87% at Bread Financial Holdings, up from 4.82% in the prior quarter.
  • Over five years, EBT Margin peaked at 49.5% in Q1 2023 and troughed at 20.14% in Q4 2022.
  • A 5-year average of 14.3% and a median of 18.97% in 2024 define the central range for EBT Margin.
  • Biggest five-year swings in EBT Margin: crashed -4454bps in 2022 and later surged 2191bps in 2023.
  • Year by year, EBT Margin stood at 20.14% in 2022, then surged by 109bps to 1.77% in 2023, then crashed by -265bps to 2.92% in 2024, then skyrocketed by 265bps to 4.82% in 2025, then surged by 395bps to 23.87% in 2026.
  • Business Quant data shows EBT Margin for BFH at 23.87% in Q1 2026, 4.82% in Q4 2025, and 20.19% in Q3 2025.