Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) EBT Margin: 2009-2025

Historic EBT Margin for Bread Financial Holdings (BFH) over the last 17 years, with Sep 2025 value amounting to 20.19%.

  • Bread Financial Holdings' EBT Margin rose 1612.00% to 20.19% in Q3 2025 from the same period last year, while for Sep 2025 it was 14.23%, marking a year-over-year increase of 339.00%. This contributed to the annual value of 9.93% for FY2024, which is 1264.00% down from last year.
  • Bread Financial Holdings' EBT Margin amounted to 20.19% in Q3 2025, which was up 7.77% from 18.73% recorded in Q2 2025.
  • Bread Financial Holdings' EBT Margin's 5-year high stood at 49.50% during Q1 2023, with a 5-year trough of -20.14% in Q4 2022.
  • Over the past 3 years, Bread Financial Holdings' median EBT Margin value was 18.97% (recorded in 2024), while the average stood at 16.42%.
  • Its EBT Margin has fluctuated over the past 5 years, first skyrocketed by 4,392bps in 2021, then slumped by 4,454bps in 2022.
  • Bread Financial Holdings' EBT Margin (Quarterly) stood at 7.48% in 2021, then slumped by 2,761bps to -20.14% in 2022, then skyrocketed by 2,191bps to 1.77% in 2023, then crashed by 469bps to -2.92% in 2024, then soared by 1,612bps to 20.19% in 2025.
  • Its last three reported values are 20.19% in Q3 2025, 18.73% for Q2 2025, and 20.31% during Q1 2025.