Bread Financial Holdings (BFH) EBT Margin (2009 - 2026)

Bread Financial Holdings has reported EBT Margin for 18 years, with the latest figure at 23.87% in Q1 2026.

• For the quarter ending Q1 2026, EBT Margin rose 356.0% year-over-year to 23.87%; the trailing twelve-month figure through Mar 2026 stood at 16.95% (up 674.0% YoY), and the FY2025 full-year result was 15.99%, up 607.0% from the prior year.
• EBT Margin for Q1 2026 stood at 23.87%, up from 4.82% in the prior quarter.
• The five-year high for EBT Margin was 49.5% in Q1 2023, with the low at 20.14% in Q4 2022.
• Average EBT Margin over 5 years is 14.3%, with a median of 18.97% recorded in 2024.
• Year-over-year, EBT Margin slumped 4454 bps in 2022 and jumped 2191 bps in 2023.
• Tracing BFH's EBT Margin over 5 years: stood at 20.14% in 2022, then jumped by 109 bps to 1.77% in 2023, then plunged by 265 bps to 2.92% in 2024, then soared by 265 bps to 4.82% in 2025, then jumped by 395 bps to 23.87% in 2026.
• The last three EBT Margin figures came in at 23.87% (Q1 2026), 4.82% (Q4 2025), and 20.19% (Q3 2025), per Business Quant data.