Bread Financial Holdings (BFH) EBT Margin (2009 - 2026)

Bread Financial Holdings (BFH) has reported EBT Margin for 18 consecutive years, with 23.87% the latest figure, recorded in Q1 2026.

• In Q1 2026, EBT Margin rose 356.0% year-over-year to 23.87%; the TTM figure through Mar 2026 stood at 16.95% (up 674.0% YoY), while the FY2025 annual figure was 15.99%, up 607.0% from the prior year.
• EBT Margin came in at 23.87% for Q1 2026 at Bread Financial Holdings, up from 4.82% in the prior quarter.
• The five-year high for EBT Margin was 49.5% in Q1 2023, with the low at 20.14% in Q4 2022.
• Average EBT Margin over 5 years is 14.3%, with a median of 18.97% recorded in 2024.
• Across the five-year window, EBT Margin tumbled 4454 bps in 2022 and surged 2191 bps in 2023, its largest moves.
• Year by year, EBT Margin stood at 20.14% in 2022, then soared by 109 bps to 1.77% in 2023, then slumped by 265 bps to 2.92% in 2024, then surged by 265 bps to 4.82% in 2025, then soared by 395 bps to 23.87% in 2026.
• According to Business Quant data, EBT Margin over the past three periods registered 23.87%, 4.82%, and 20.19% for Q1 2026, Q4 2025, and Q3 2025 respectively.