Bread Financial Holdings (BFH) EBIT (2009 - 2026)
Bread Financial Holdings (BFH) reported EBIT of $408 million for Q3 2026, up 0.5% from $406 million a year earlier and up 4.1% from the prior quarter.
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Analysis
Bread Financial Holdings (BFH) EBIT (2009 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Bread Financial Holdings' EBIT came in at $1.48 billion, up 3.9% year-over-year; for FY2025, it came in at $1.47 billion, up 9.5% from FY2024.
- EBIT has a five-year compound annual growth rate of 10.6% (FY2020 to FY2025).
- By year, EBIT came in at $1.34 billion in FY2024 (-27.4%), $1.85 billion in FY2023 (+130.0%), $803 million in FY2022 (-43.7%) and $1.43 billion in FY2021 (+60.6%).
- Five-year quarterly EBIT spans a low of -$13 million in Q4 2022 and a high of $856 million in Q1 2023.
- Year over year, EBIT gained in four of the last eight quarters, with growth averaging 4.9%.
- The high point for year-over-year EBIT in five years was Q2 2023 (growth of 162.2%); the low point was Q2 2022 (a decline of 76.5%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $392 million (Q2 2026), $436 million (Q1 2026) and $246 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 1.32 Bn |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 410.84 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 39.18 Bn |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 279.94 Mn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 2.16 Bn |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 187.05 Mn |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 442.45 Mn |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | - |
| 10 | Bread Financial Holdings | 3.74 Bn | -11.14 Bn | - | 408.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 408.00 Mn |
| Jun 30, 2026 | 392.00 Mn |
| Mar 31, 2026 | 436.00 Mn |
| Dec 31, 2025 | 246.00 Mn |
| Sep 30, 2025 | 406.00 Mn |
| Jun 30, 2025 | 394.00 Mn |
| Mar 31, 2025 | 422.00 Mn |
| Dec 31, 2024 | 204.00 Mn |
| Sep 30, 2024 | 280.00 Mn |
| Jun 30, 2024 | 421.00 Mn |
| Mar 31, 2024 | 436.00 Mn |
| Dec 31, 2023 | 256.00 Mn |
| Sep 30, 2023 | 444.00 Mn |
| Jun 30, 2023 | 291.00 Mn |
| Mar 31, 2023 | 856.00 Mn |
| Dec 31, 2022 | -13.00 Mn |
| Sep 30, 2022 | 322.00 Mn |
| Jun 30, 2022 | 111.00 Mn |
| Mar 31, 2022 | 381.00 Mn |
| Dec 31, 2021 | 149.00 Mn |
API Access
Bread Financial Holdings EBIT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();