Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) EBIT Margin: 2009-2025

Historic EBIT Margin for Bread Financial Holdings (BFH) over the last 17 years, with Sep 2025 value amounting to 47.06%.

  • Bread Financial Holdings' EBIT Margin rose 932.00% to 47.06% in Q3 2025 from the same period last year, while for Sep 2025 it was 44.03%, marking a year-over-year decrease of 33.00%. This contributed to the annual value of 42.50% for FY2024, which is 497.00% down from last year.
  • According to the latest figures from Q3 2025, Bread Financial Holdings' EBIT Margin is 47.06%, which was up 5.61% from 44.56% recorded in Q2 2025.
  • Over the past 5 years, Bread Financial Holdings' EBIT Margin peaked at 62.73% during Q1 2021, and registered a low of -133.21% during Q4 2021.
  • Over the past 3 years, Bread Financial Holdings' median EBIT Margin value was 46.54% (recorded in 2024), while the average stood at 45.09%.
  • Per our database at Business Quant, Bread Financial Holdings' EBIT Margin plummeted by 15,652bps in 2021 and then surged by 17,465bps in 2022.
  • Bread Financial Holdings' EBIT Margin (Quarterly) stood at -133.21% in 2021, then soared by 17,465bps to 41.43% in 2022, then skyrocketed by 325bps to 44.69% in 2023, then slumped by 771bps to 36.97% in 2024, then surged by 932bps to 47.06% in 2025.
  • Its EBIT Margin stands at 47.06% for Q3 2025, versus 44.56% for Q2 2025 and 47.22% for Q1 2025.