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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) EBIT Margin (2016 - 2026)

Bread Financial Holdings has reported EBIT Margin over the past 18 years, most recently at 50.2% for Q1 2026.

  • For Q1 2026, EBIT Margin rose 298.0% year-over-year to 50.2%; the TTM value through Mar 2026 reached 45.16%, up 303.0%, while the annual FY2025 figure was 44.4%, 190.0% up from the prior year.
  • EBIT Margin for Q1 2026 was 50.2% at Bread Financial Holdings, up from 38.56% in the prior quarter.
  • Over five years, EBIT Margin peaked at 54.77% in Q1 2023 and troughed at 36.97% in Q4 2024.
  • A 5-year average of 44.94% and a median of 45.86% in 2022 define the central range for EBIT Margin.
  • On a YoY basis, EBIT Margin climbed as much as 17465bps in 2022 and fell as far as -2052bps in 2022.
  • Year by year, EBIT Margin stood at 41.43% in 2022, then rose by 8bps to 44.69% in 2023, then decreased by -17bps to 36.97% in 2024, then grew by 4bps to 38.56% in 2025, then skyrocketed by 30bps to 50.2% in 2026.
  • Business Quant data shows EBIT Margin for BFH at 50.2% in Q1 2026, 38.56% in Q4 2025, and 47.06% in Q3 2025.