Bread Financial Holdings BFH
NYSE BFH
$108.52 +0.21 (+0.19%)
At close: Sep 18, 2026 · 4:00 PM EDT

Bread Financial Holdings (BFH) Total Debt (2009 - 2026)

Bread Financial Holdings (BFH) posted Total Debt of $3.3 billion for Q2 2026, down 15.29% on a QoQ basis from $3.9 billion in Q1 2026, and down 55.1% year-over-year from $7.3 billion in Q2 2025.

Analysis

Bread Financial Holdings (BFH) Total Debt (2009 - 2026) Analysis & Trends

Bread Financial Holdings has reported Total Debt for 18 years, with the latest figure at $3.3 billion in Q2 2026.

  • On a quarterly basis, Total Debt fell 55.1% year-over-year to $3.3 billion in Q2 2026; TTM through Jun 2026 was $3.3 billion, a 55.1% decrease from a year earlier, with the FY2025 full-year figure at $4.3 billion, down 57.41% from the prior year.
  • Total Debt was $3.3 billion for Q2 2026 at Bread Financial Holdings, down from $3.9 billion in the prior quarter.
  • The five-year high for Total Debt was $14.1 billion in Q4 2022, with the low at $3.3 billion in Q2 2026.
  • Average Total Debt over 5 years is $7.0 billion, with a median of $6.9 billion recorded in 2022.
  • The largest YoY upside for Total Debt was 92.52% in 2025 against a maximum downside of 57.41% in 2025.
  • Over 5 years, Total Debt stood at $14.1 billion in 2022, then plunged by 34.92% to $9.2 billion in 2023, then increased by 10.07% to $10.1 billion in 2024, then sank by 57.41% to $4.3 billion in 2025, then decreased by 23.75% to $3.3 billion in 2026.
  • The last three Total Debt figures came in at $3.3 billion (Q2 2026), $3.9 billion (Q1 2026), and $4.3 billion (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 16.43 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 3.33 Bn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 2.35 Bn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 5.02 Bn
5 Slm 4.72 Bn -77.52 Mn - 5.84 Bn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 5.01 Bn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 3.29 Bn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 519.49 Mn
10 Navient 1.64 Bn 275.03 Mn - 48.55 Bn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 3.29 Bn
Mar 31, 2026 3.88 Bn
Dec 31, 2025 4.31 Bn
Sep 30, 2025 6.47 Bn
Jun 30, 2025 7.32 Bn
Mar 31, 2025 8.96 Bn
Dec 31, 2024 10.12 Bn
Sep 30, 2024 8.13 Bn
Jun 30, 2024 4.75 Bn
Mar 31, 2024 4.65 Bn
Dec 31, 2023 9.19 Bn
Sep 30, 2023 7.07 Bn
Jun 30, 2023 8.02 Bn
Mar 31, 2023 4.88 Bn
Dec 31, 2022 14.12 Bn
Sep 30, 2022 5.93 Bn
Jun 30, 2022 7.44 Bn
Mar 31, 2022 6.78 Bn
Dec 31, 2021 12.89 Bn
Dec 31, 2020 8.52 Bn