Bread Financial Holdings (BFH) Total Debt (2009 - 2026)

Bread Financial Holdings (BFH) posted quarterly Total Debt of $3.3 billion for Q2 2026, down 55.1% year-over-year from $7.3 billion in Q2 2025, and down 15.29% quarter-over-quarter from $3.9 billion in Q1 2026.

Bread Financial Holdings (BFH) Total Debt (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Total Debt history runs 18 years deep, the most recent figure standing at $3.3 billion for Q2 2026.

  • In Q2 2026, Total Debt fell 55.1% year-over-year to $3.3 billion; the TTM figure through Jun 2026 stood at $3.3 billion (down 55.1% YoY), while the FY2025 annual figure was $4.3 billion, down 57.41% from the prior year.
  • Total Debt for Q2 2026 stood at $3.3 billion, down from $3.9 billion in the prior quarter.
  • The five-year high for Total Debt was $14.1 billion in Q4 2022, with the low at $3.3 billion in Q2 2026.
  • The 5-year median for Total Debt is $6.9 billion (2022), against an average of $7.0 billion.
  • Peak annual rise in Total Debt reached 92.52% in 2025, while the deepest fall reached 57.41% in 2025.
  • Bread Financial Holdings' Total Debt stood at $14.1 billion in 2022, then plunged by 34.92% to $9.2 billion in 2023, then climbed by 10.07% to $10.1 billion in 2024, then sank by 57.41% to $4.3 billion in 2025, then fell by 23.75% to $3.3 billion in 2026.
  • Business Quant data shows BFH's Total Debt at $3.3 billion in Q2 2026, $3.9 billion in Q1 2026, and $4.3 billion in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 23.86 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 24.64 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 59.05 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 35.62 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.23 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 16.43 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 2.42 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Bread Financial Holdings 4.40 Bn 716.01 Mn 957.00 Mn 3.29 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 3.29 Bn
Mar 31, 2026 3.88 Bn
Dec 31, 2025 4.31 Bn
Sep 30, 2025 6.47 Bn
Jun 30, 2025 7.32 Bn
Mar 31, 2025 8.96 Bn
Dec 31, 2024 10.12 Bn
Sep 30, 2024 8.13 Bn
Jun 30, 2024 4.75 Bn
Mar 31, 2024 4.65 Bn
Dec 31, 2023 9.19 Bn
Sep 30, 2023 7.07 Bn
Jun 30, 2023 8.02 Bn
Mar 31, 2023 4.88 Bn
Dec 31, 2022 14.12 Bn
Sep 30, 2022 5.93 Bn
Jun 30, 2022 7.44 Bn
Mar 31, 2022 6.78 Bn
Dec 31, 2021 12.89 Bn
Dec 31, 2020 8.52 Bn