Bread Financial Holdings (BFH) Total Debt (2009 - 2026)
Bread Financial Holdings (BFH) posted Total Debt of $3.3 billion for Q2 2026, down 15.29% on a QoQ basis from $3.9 billion in Q1 2026, and down 55.1% year-over-year from $7.3 billion in Q2 2025.
Analysis
Bread Financial Holdings (BFH) Total Debt (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported Total Debt for 18 years, with the latest figure at $3.3 billion in Q2 2026.
- On a quarterly basis, Total Debt fell 55.1% year-over-year to $3.3 billion in Q2 2026; TTM through Jun 2026 was $3.3 billion, a 55.1% decrease from a year earlier, with the FY2025 full-year figure at $4.3 billion, down 57.41% from the prior year.
- Total Debt was $3.3 billion for Q2 2026 at Bread Financial Holdings, down from $3.9 billion in the prior quarter.
- The five-year high for Total Debt was $14.1 billion in Q4 2022, with the low at $3.3 billion in Q2 2026.
- Average Total Debt over 5 years is $7.0 billion, with a median of $6.9 billion recorded in 2022.
- The largest YoY upside for Total Debt was 92.52% in 2025 against a maximum downside of 57.41% in 2025.
- Over 5 years, Total Debt stood at $14.1 billion in 2022, then plunged by 34.92% to $9.2 billion in 2023, then increased by 10.07% to $10.1 billion in 2024, then sank by 57.41% to $4.3 billion in 2025, then decreased by 23.75% to $3.3 billion in 2026.
- The last three Total Debt figures came in at $3.3 billion (Q2 2026), $3.9 billion (Q1 2026), and $4.3 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 16.43 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 3.33 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 2.35 Bn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 5.02 Bn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 5.84 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 5.01 Bn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 3.29 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 519.49 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 48.55 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.29 Bn |
| Mar 31, 2026 | 3.88 Bn |
| Dec 31, 2025 | 4.31 Bn |
| Sep 30, 2025 | 6.47 Bn |
| Jun 30, 2025 | 7.32 Bn |
| Mar 31, 2025 | 8.96 Bn |
| Dec 31, 2024 | 10.12 Bn |
| Sep 30, 2024 | 8.13 Bn |
| Jun 30, 2024 | 4.75 Bn |
| Mar 31, 2024 | 4.65 Bn |
| Dec 31, 2023 | 9.19 Bn |
| Sep 30, 2023 | 7.07 Bn |
| Jun 30, 2023 | 8.02 Bn |
| Mar 31, 2023 | 4.88 Bn |
| Dec 31, 2022 | 14.12 Bn |
| Sep 30, 2022 | 5.93 Bn |
| Jun 30, 2022 | 7.44 Bn |
| Mar 31, 2022 | 6.78 Bn |
| Dec 31, 2021 | 12.89 Bn |
| Dec 31, 2020 | 8.52 Bn |