Bread Financial Holdings (BFH) Total Debt (2009 - 2026)
Bread Financial Holdings (BFH) posted quarterly Total Debt of $3.9 billion for Q1 2026, down 24.27% year-over-year from $5.1 billion in Q1 2025, and down 9.98% on a QoQ basis from $4.3 billion in Q4 2025.
Bread Financial Holdings (BFH) Total Debt (2009 - 2026) Analysis & Trends
Bread Financial Holdings (BFH) has reported Total Debt for 18 consecutive years, with $3.9 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Total Debt fell 24.27% year-over-year to $3.9 billion; the TTM figure through Mar 2026 stood at $3.9 billion (down 24.27% YoY), while the FY2025 annual figure was $4.3 billion, down 22.48% from the prior year.
- Total Debt came in at $3.9 billion for Q1 2026 at Bread Financial Holdings, down from $4.3 billion in the prior quarter.
- The five-year high for Total Debt was $8.0 billion in Q4 2022, with the low at $3.8 billion in Q3 2025.
- Average Total Debt over 5 years is $5.2 billion, with a median of $4.8 billion recorded in 2024.
- Across the five-year window, Total Debt sank 36.83% in 2023 and climbed 10.08% in 2025, its largest moves.
- Year by year, Total Debt stood at $8.0 billion in 2022, then sank by 33.91% to $5.3 billion in 2023, then rose by 5.01% to $5.6 billion in 2024, then retreated by 22.48% to $4.3 billion in 2025, then fell by 9.98% to $3.9 billion in 2026.
- According to Business Quant data, Total Debt over the past three periods registered $3.9 billion, $4.3 billion, and $3.8 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.98 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 18.96 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.69 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 9.41 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 2.42 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 4.13 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 5.16 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 12.66 Bn |
| 10 | Bread Financial Holdings | 4.51 Bn | 875.83 Mn | 983.00 Mn | 3.88 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.88 Bn |
| Dec 31, 2025 | 4.31 Bn |
| Sep 30, 2025 | 3.79 Bn |
| Jun 30, 2025 | 4.23 Bn |
| Mar 31, 2025 | 5.12 Bn |
| Dec 31, 2024 | 5.56 Bn |
| Sep 30, 2024 | 4.58 Bn |
| Jun 30, 2024 | 4.75 Bn |
| Mar 31, 2024 | 4.65 Bn |
| Dec 31, 2023 | 5.29 Bn |
| Sep 30, 2023 | 4.22 Bn |
| Jun 30, 2023 | 4.70 Bn |
| Mar 31, 2023 | 4.88 Bn |
| Dec 31, 2022 | 8.01 Bn |
| Sep 30, 2022 | 5.93 Bn |
| Jun 30, 2022 | 7.44 Bn |
| Mar 31, 2022 | 6.78 Bn |
| Dec 31, 2021 | 7.44 Bn |
| Dec 31, 2020 | 8.52 Bn |
| Dec 31, 2019 | 2.85 Bn |