Bread Financial Holdings (BFH) Total Debt (2009 - 2026)
Bread Financial Holdings (BFH) posted quarterly Total Debt of $3.3 billion for Q2 2026, down 55.1% year-over-year from $7.3 billion in Q2 2025, and down 15.29% quarter-over-quarter from $3.9 billion in Q1 2026.
Bread Financial Holdings (BFH) Total Debt (2009 - 2026) Analysis & Trends
Bread Financial Holdings' Total Debt history runs 18 years deep, the most recent figure standing at $3.3 billion for Q2 2026.
- In Q2 2026, Total Debt fell 55.1% year-over-year to $3.3 billion; the TTM figure through Jun 2026 stood at $3.3 billion (down 55.1% YoY), while the FY2025 annual figure was $4.3 billion, down 57.41% from the prior year.
- Total Debt for Q2 2026 stood at $3.3 billion, down from $3.9 billion in the prior quarter.
- The five-year high for Total Debt was $14.1 billion in Q4 2022, with the low at $3.3 billion in Q2 2026.
- The 5-year median for Total Debt is $6.9 billion (2022), against an average of $7.0 billion.
- Peak annual rise in Total Debt reached 92.52% in 2025, while the deepest fall reached 57.41% in 2025.
- Bread Financial Holdings' Total Debt stood at $14.1 billion in 2022, then plunged by 34.92% to $9.2 billion in 2023, then climbed by 10.07% to $10.1 billion in 2024, then sank by 57.41% to $4.3 billion in 2025, then fell by 23.75% to $3.3 billion in 2026.
- Business Quant data shows BFH's Total Debt at $3.3 billion in Q2 2026, $3.9 billion in Q1 2026, and $4.3 billion in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 23.86 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 24.64 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 59.05 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 35.62 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 15.23 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 16.43 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 2.42 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Bread Financial Holdings | 4.40 Bn | 716.01 Mn | 957.00 Mn | 3.29 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 3.29 Bn |
| Mar 31, 2026 | 3.88 Bn |
| Dec 31, 2025 | 4.31 Bn |
| Sep 30, 2025 | 6.47 Bn |
| Jun 30, 2025 | 7.32 Bn |
| Mar 31, 2025 | 8.96 Bn |
| Dec 31, 2024 | 10.12 Bn |
| Sep 30, 2024 | 8.13 Bn |
| Jun 30, 2024 | 4.75 Bn |
| Mar 31, 2024 | 4.65 Bn |
| Dec 31, 2023 | 9.19 Bn |
| Sep 30, 2023 | 7.07 Bn |
| Jun 30, 2023 | 8.02 Bn |
| Mar 31, 2023 | 4.88 Bn |
| Dec 31, 2022 | 14.12 Bn |
| Sep 30, 2022 | 5.93 Bn |
| Jun 30, 2022 | 7.44 Bn |
| Mar 31, 2022 | 6.78 Bn |
| Dec 31, 2021 | 12.89 Bn |
| Dec 31, 2020 | 8.52 Bn |