Bread Financial Holdings (BFH) Total Debt (2009 - 2026)

Bread Financial Holdings (BFH) posted quarterly Total Debt of $3.9 billion for Q1 2026, down 24.27% year-over-year from $5.1 billion in Q1 2025, and down 9.98% on a QoQ basis from $4.3 billion in Q4 2025.

Bread Financial Holdings (BFH) Total Debt (2009 - 2026) Analysis & Trends

Bread Financial Holdings (BFH) has reported Total Debt for 18 consecutive years, with $3.9 billion the latest figure, recorded in Q1 2026.

  • In Q1 2026, Total Debt fell 24.27% year-over-year to $3.9 billion; the TTM figure through Mar 2026 stood at $3.9 billion (down 24.27% YoY), while the FY2025 annual figure was $4.3 billion, down 22.48% from the prior year.
  • Total Debt came in at $3.9 billion for Q1 2026 at Bread Financial Holdings, down from $4.3 billion in the prior quarter.
  • The five-year high for Total Debt was $8.0 billion in Q4 2022, with the low at $3.8 billion in Q3 2025.
  • Average Total Debt over 5 years is $5.2 billion, with a median of $4.8 billion recorded in 2024.
  • Across the five-year window, Total Debt sank 36.83% in 2023 and climbed 10.08% in 2025, its largest moves.
  • Year by year, Total Debt stood at $8.0 billion in 2022, then sank by 33.91% to $5.3 billion in 2023, then rose by 5.01% to $5.6 billion in 2024, then retreated by 22.48% to $4.3 billion in 2025, then fell by 9.98% to $3.9 billion in 2026.
  • According to Business Quant data, Total Debt over the past three periods registered $3.9 billion, $4.3 billion, and $3.8 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.98 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 18.96 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.69 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 9.41 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 2.42 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 4.13 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 5.16 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 12.66 Bn
10 Bread Financial Holdings 4.51 Bn 875.83 Mn 983.00 Mn 3.88 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 3.88 Bn
Dec 31, 2025 4.31 Bn
Sep 30, 2025 3.79 Bn
Jun 30, 2025 4.23 Bn
Mar 31, 2025 5.12 Bn
Dec 31, 2024 5.56 Bn
Sep 30, 2024 4.58 Bn
Jun 30, 2024 4.75 Bn
Mar 31, 2024 4.65 Bn
Dec 31, 2023 5.29 Bn
Sep 30, 2023 4.22 Bn
Jun 30, 2023 4.70 Bn
Mar 31, 2023 4.88 Bn
Dec 31, 2022 8.01 Bn
Sep 30, 2022 5.93 Bn
Jun 30, 2022 7.44 Bn
Mar 31, 2022 6.78 Bn
Dec 31, 2021 7.44 Bn
Dec 31, 2020 8.52 Bn
Dec 31, 2019 2.85 Bn